--- title: "Net Credit Union Rates - Pennsylvania" description: "Current vehicle loan, heloc, personal loan, and credit card rates from Net Credit Union in Pennsylvania. Updated daily with source verification. See who can join Net Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/net" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Net Credit Union Rates - Pennsylvania ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan** auto_any_36mo | — APR | 5.390% | 36 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 6.190% | 60 mo | Standard | | **RV & Powersport Loan** rv_any_36mo | — APR | 6.840% | 36 mo | Standard | | **RV & Powersport Loan** rv_any_60mo | — APR | 7.240% | 60 mo | Standard | Net Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed Rate HELOC (First and Second Lien)** heloc_fixed | — APR | 6.840% | — | Standard | Net Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Shared Secured Loan** personal_secured_60mo | — APR | 8.990% | 60 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.990% | 60 mo | Standard | | **Secured Personal Loan** personal_secured | — APR | 18.000% | — | Standard | Net Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 13.990% | — | Standard | | **Cash Back Credit Card** credit_card_cash_back | — APR | 14.990% | — | Standard | Net Credit Union credit card rates as of November 12, 2026 Net Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/net) , verified from [Net Credit Union's official website](https://netcreditunion.com/) Loading branch locator… ## About Net Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 20.1K Assets $344.2M Founded 1941 Locations reported 4 NCUA charter 4792 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Scranton Downtown** Scranton TImes Building · Scranton · PA · 18503-2055 About 0.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/scranton-downtown) [**Penn East** Scranton Branch · Scranton · PA · 18503 About 0.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/penn-east) [**Spojnia** Spojnia Credit Union · Scranton · PA · 18505 About 1.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/spojnia) [**CMC-Fcpi Employees** Main office · Scranton · PA · 18510-2362 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/cmc-fcpi-employees) [**Citymark** Old Forge Office · Old Forge · PA · 18518 About 4.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/citymark) [**Choice One Community** Old Forg · Old Forge · PA · 18518-2324 About 5.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/choice-one-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Net Credit Union Membership eligibility from Net Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Net Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Net Credit Union's membership page](https://netcreditunion.com/who-can-join/) . Final membership determination is always made by the credit union. ## Membership rules for Net Credit Union Family 2 2 published paths to membership, last verified August 27, 2026, quoted from Net Credit Union’s own published criteria. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships “Family is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.” > [source ↗](https://netcreditunion.com/who-can-join/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships) of a member - Family of a member family, housemate “Does your family member – or housemate – bank with NET?” > [source ↗](https://netcreditunion.com/who-can-join/) - Family member (family, housemate) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Net Credit Union? Yes No ## Work at Net Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Net Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Net Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=net&state=pennsylvania&code=PA&name=Net%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Net Credit Union offer? Net Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Net Credit Union rates updated? RateAPI verifies Net Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Net Credit Union's rate data? Rate data is collected directly from Net Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Net Credit Union? Net Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths for Net Credit Union, each quoted from Net Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Net Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://netcreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Net Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Net Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /net " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Net Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/net Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp