--- title: "MC Credit Union Rates (Nov 2026): CDs to 4.10%" description: "MC Credit Union rates today: savings & CDs up to 4.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join MC Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/mc" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # MC Credit Union Rates (Nov 2026): CDs to 4.10% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Vehicles and Demos** auto | — APR | 4.600% | — | Standard | | **Motorcycles/ATVs/Campers/Boats** motorcycle | — APR | 6.990% | — | Standard | MC Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 4.250% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 9.250% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.750% | — | Standard | MC Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 40 offers | Product | Published | Rate | Term / condition | Status | | **Primary Member has a Checking Account with debit card & direct deposit** checking | — APY | 0.10% | — | Specialty offer | | **IRA Variable** ira | 0.10% APY | 0.10% | — | Context only | | **Primary Member has $50,000+ in existing deposits with MC Federal** savings | — APY | 0.10% | — | Standard | | **Primary Member aged 60+** savings | — APY | 0.10% | — | Standard | | **$1,000-$19,999** savings | 0.65% APY | 0.65% | — | Context only | | **60-Month Certificate** cd_60mo | — APY | 1.99% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | 2.00% APY | 1.99% | 60 mo | Standard | | **$20,000-$49,999** savings | 2.00% APY | 1.98% | — | Context only | | **$20,000-$49,999** savings | — APY | 2.00% | — | Context only | | **60-Month Certificate** cd_60mo | — APY | 2.09% | 60 mo | Standard | | **Dividends Posted Monthly** savings | — APY | 2.23% | — | Context only | | **48-Month Certificate** cd_48mo | — APY | 2.23% | 48 mo | Standard | | **48-Month Certificate** cd_48mo | 2.25% APY | 2.23% | 48 mo | Standard | | **$50,000-$99,999** savings | 2.25% APY | 2.23% | — | Context only | | **48-Month Certificate** cd_48mo | — APY | 2.33% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.48% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | 2.50% APY | 2.48% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.58% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.72% | 24 mo | Standard | | **$100,000 Or More** savings | — APY | 2.75% | — | Context only | | **24-Month Certificate** cd_24mo | 2.75% APY | 2.72% | 24 mo | Standard | | **$100,000 Or More** savings | 2.75% APY | 2.72% | — | Context only | | **24-Month Certificate** cd_24mo | — APY | 2.82% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.36% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | 3.40% APY | 3.36% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.46% | 6 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 3.65% | 15 mo | Standard | | **15-Month Certificate** cd_15mo | 3.70% APY | 3.65% | 15 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 3.75% | 15 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.94% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | 4.00% APY | 3.94% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.04% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.04% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | 4.10% APY | 4.04% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.10% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.14% | 18 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.75% | 60 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 5.00% | 84 mo | Standard | | **120-Month Certificate** cd_120mo | — APY | 5.50% | 120 mo | Standard | MC Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/mc) , verified from [MC Credit Union's official website](https://mcfcu.org/) Loading branch locator… ## About MC Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.8K Assets $249.7M Founded 1954 Locations reported 5 NCUA charter 24929 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Service 1st** Danville Main Office · Danville · PA · 17821 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/service-1st) [**Central Susquehanna Community** cscfcu · Danville · PA · 17821 About 2.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/central-susquehanna-community) [**Pennsylvania State Employees** PSECU eCenter at Bloomsburg · Bloomsburg · PA · 17815 About 11.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) [**Central Keystone** Main Office · Sunbury · PA · 17801-2403 About 12.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/central-keystone) [**Members 1st** Lewisburg Giant Branch · Lewisburg · PA · 17837-5029 About 13.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Usne Penitentiary Employees** usnep employees fcu · LEWISBURG · PA · 17837 About 14.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/usne-penitentiary-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join MC Credit Union Membership eligibility from MC Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on MC Credit Union's website. Check the membership page below to confirm whether you qualify. - Location union — PA - Employer WellSpan Evangelical Community Hospital, Great Dane - Association group or organization in our Field of Membership Verified from [MC Credit Union's membership page](https://mcfcu.org/join/) . Final membership determination is always made by the credit union. ## Membership rules for MC Credit Union Geography 1 county · Employers 2 · Associations · Family 20 published paths to membership, last verified August 27, 2026, quoted from MC Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Bloomsburg, PA - Mahoning, PA - Mount Carmel, PA - Union County, PA “You live, work, worship, or go to school in Bloomsburg, or in an underserved area of Berwick, Union County, Mount Carmel or Mahoning Township” > [source ↗](https://mcfcu.org/join/) ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of WellSpan Evangelical Community Hospital “You are employed at WellSpan Evangelical Community Hospital, Great Dane, or one of many more employers in our Field of Membership” > [source ↗](https://mcfcu.org/join/) - Employee of WellSpan Evangelical Community Hospital - Employee of Great Dane “You are employed at WellSpan Evangelical Community Hospital, Great Dane, or one of many more employers in our Field of Membership” > [source ↗](https://mcfcu.org/join/) - Employee of Great Dane ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of group or organization in our Field of Membership “You belong to at least one group or organization in our Field of Membership” > [source ↗](https://mcfcu.org/join/) - Member of group or organization in our Field of Membership ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “You have an immediate family or household member who is currently eligible for membership at MC Federal Credit Union” > [source ↗](https://mcfcu.org/join/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for MC Credit Union? Yes No ## Work at MC Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MC Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched MC Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mc&state=pennsylvania&code=PA&name=MC%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does MC Credit Union offer? MC Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are MC Credit Union rates updated? RateAPI verifies MC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get MC Credit Union's rate data? Rate data is collected directly from MC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is MC Credit Union's best CD rate? As of November 13, 2026, MC Credit Union offers savings and certificate (CD) yields up to 4.10% APY. ### Who can join MC Credit Union? MC Credit Union publishes its membership criteria on its own website. RateAPI tracks 20 published membership paths covering 1 county, 2 employers and 1 association for MC Credit Union, each quoted from MC Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare MC Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mcfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track MC Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for MC Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /mc " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## MC Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/mc Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp