--- title: "Johnstown School Employees Credit Union Rates - Pennsylvania" description: "Current auto loan, and savings & cd rates from Johnstown School Employees Credit Union in Pennsylvania. Updated daily with source verification. See who can join Johnstown School Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/johnstown-school-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Johnstown School Employees Credit Union Rates - Pennsylvania ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Competitive rates to get you started (37 - 60 Months)** auto_any_60mo | — APR | 5.840% | 60 mo | Standard | | **Competitive rates to get you started (61 - 72 Months*)** auto_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Competitive rates to get you started (up to 36 Months)** auto_any_36mo | — APR | 6.340% | 36 mo | Standard | | **Competitive rates to get you started (73 - 84 Months*)** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **Competitive rates to get you started (73 Months and up **)** auto_any_73mo | — APR | 7.240% | 73 mo | Standard | | **Competitive rates to get you started (61 - 72 Months)** auto_any_72mo | — APR | 7.240% | 72 mo | Standard | | **Competitive rates to get you started (36 Months)** auto_any_36mo | — APR | 9.000% | 36 mo | Standard | Johnstown School Employees Credit Union auto & vehicle rates as of November 5, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Savings ($0.01–$60,000)** savings | — APY | 1.35% | — | Standard | | **Christmas Club** savings | — APY | 1.35% | — | Specialty offer | | **Savings Account (balances of $60,000.01 and up)** savings | — APY | 2.35% | — | Standard | Johnstown School Employees Credit Union savings & cd rates as of November 5, 2026 Johnstown School Employees Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/johnstown-school-employees) , verified from [Johnstown School Employees Credit Union's official website](http://www.jsefcu.com/) Loading branch locator… ## About Johnstown School Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 520 Assets $6.4M Founded 1939 Locations reported 1 NCUA charter 3120 Charter type Federal credit union ### Services and member support - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Healthcare First Credit Union** Franklin St Office · Johnstown · PA · 15905-4310 About 2.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/healthcare-first-credit-union) [**Merho** MERHO Federal Credit Union · Johnstown · PA · 15905-4124 About 3.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/merho) [**Ussco Johnstown** Moxham · Johnstown · PA · 15902 About 3.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown) [**Franklin Johnstown** Downtown Office · Johnstown · PA · 15901-2013 About 3.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-johnstown) [**G.a.p.** Downtown · Johnstown · PA · 15901 About 3.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/gap) [**Vasco** Vital Records Center · Johnstown · PA · 15904 About 6.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/vasco) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Johnstown School Employees Credit Union Membership eligibility from Johnstown School Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Johnstown School Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Johnstown School Employees Credit Union's membership page](https://www.jsefcu.com/about.php) . Final membership determination is always made by the credit union. ## Membership rules for Johnstown School Employees Credit Union Family 2 2 published paths to membership, last verified August 22, 2026, quoted from Johnstown School Employees Credit Union’s own published criteria. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member spouse “Membership is also open to spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://www.jsefcu.com/about.php) - Family member (spouse) of a member - Family of a member immediate family, household member “members of their immediate family or household” > [source ↗](https://www.jsefcu.com/about.php) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Johnstown School Employees Credit Union? Yes No ## Work at Johnstown School Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Johnstown School Employees Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Johnstown School Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=johnstown-school-employees&state=pennsylvania&code=PA&name=Johnstown%20School%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Johnstown School Employees Credit Union offer? Johnstown School Employees Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 5, 2026 directly from the credit union's official website. ### How often are Johnstown School Employees Credit Union rates updated? RateAPI verifies Johnstown School Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 5, 2026. ### Where does RateAPI get Johnstown School Employees Credit Union's rate data? Rate data is collected directly from Johnstown School Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Johnstown School Employees Credit Union? Johnstown School Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths for Johnstown School Employees Credit Union, each quoted from Johnstown School Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Johnstown School Employees Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.jsefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Johnstown School Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Johnstown School Employees Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /johnstown-school-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Johnstown School Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/johnstown-school-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp