--- title: "I B E W Local 56 Credit Union Rates (Nov 2026): CDs to 4.16%" description: "I B E W Local 56 Credit Union rates today: savings & CDs up to 4.16% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join I B E W Local 56 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/i-b-e-w-local-56" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # I B E W Local 56 Credit Union Rates (Nov 2026): CDs to 4.16% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Mini-Mortgage** other | — APR | 4.900% | — | Standard | | **Mini Mortgage (36 Months)** other | — APR | 4.900% | — | Standard | | **Mini Mortgage (60 Months)** other | — APR | 5.250% | — | Standard | I B E W Local 56 Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 11 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (24 Months)** motorcycle_new_24mo | — APR | 4.100% | 24 mo · new | Standard | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (36 Months)** motorcycle_new_36mo | — APR | 4.400% | 36 mo · new | Standard | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (48 Months)** motorcycle_new_48mo | — APR | 4.550% | 48 mo · new | Standard | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (60 Months)** motorcycle_new_60mo | — APR | 4.750% | 60 mo · new | Standard | | **Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (24 Months)** motorcycle_used_24mo | — APR | 4.800% | 24 mo · used | Standard | | **Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (36 Months)** motorcycle_used_36mo | — APR | 4.950% | 36 mo · used | Standard | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (72 Months)** motorcycle_new_72mo | — APR | 5.100% | 72 mo · new | Standard | | **Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (48 Months)** motorcycle_used_48mo | — APR | 5.200% | 48 mo · used | Standard | | **Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (60 Months)** motorcycle_used_60mo | — APR | 5.400% | 60 mo · used | Standard | | **New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (84 Months)** motorcycle_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes (72 Months)** motorcycle_used_72mo | — APR | 5.700% | 72 mo · used | Standard | I B E W Local 56 Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Loan** personal | — APR | 4.990% | — | Standard | I B E W Local 56 Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Share Drafts** checking | — APY | 0.03% | — | Standard | | **Investment Shares** savings | — APY | 0.30% | — | Standard | | **$25-$10,000** savings | — APY | 0.76% | — | Standard | | **$10,000.01-$50,000** savings | — APY | 0.78% | — | Standard | | **$50,000.01 & Above** savings | — APY | 0.81% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.80% | 6 mo | Standard | | **6 Month - Pay at maturity into Regular Share Account** share_savings | 3.80% APY | 3.75% | 6 mo | Standard | | **12 Month - Pay monthly into Regular Share Account** share_savings | 3.93% APY | 3.87% | 12 mo | Standard | | **24 Month - Pay monthly into Regular Share Account** share_savings | 4.11% APY | 4.05% | 24 mo | Standard | | **36 Month - Pay monthly into Regular Share Account** share_savings | 4.16% APY | 4.10% | 36 mo | Standard | I B E W Local 56 Credit Union savings & cd rates as of November 12, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Rates as Low as (24 Months)** other | — % | 6.400% | — | Standard | | **Rates as Low as (36 Months)** other | — % | 6.650% | — | Standard | | **Rates as Low as (48 Months)** other | — % | 6.900% | — | Standard | | **Rates as Low as (60 Months)** other | — % | 7.150% | — | Standard | | **Rates as Low as (72 Months)** other | — % | 7.650% | — | Standard | I B E W Local 56 Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.16% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/i-b-e-w-local-56) , verified from [I B E W Local 56 Credit Union's official website](https://ibew56fcu.org/) Loading branch locator… ## About I B E W Local 56 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.5K Assets $10.9M Founded 1961 Locations reported 2 NCUA charter 14247 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Erie** Bayfront · Erie · PA · 16501 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie) [**Widget** 26th Street · Erie · PA · 16508-1367 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/widget) [**Erie Firefighters** CU Office · Erie · PA · 16508-2611 About 1.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie-firefighters) [**Saint Vincent Erie** SV FCU · Erie · PA · 16502 About 1.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/saint-vincent-erie) [**Tendto** 1129 State · Erie · PA · 16501-1911 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/tendto) [**Erie Police** main branch · Erie · PA · 16507 About 1.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie-police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join I B E W Local 56 Credit Union Membership eligibility from I B E W Local 56 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on I B E W Local 56 Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Stroehmann Bakery, Advanced Business Systems, Birkmire Transportation Services, Signal-Tech, Metro Health Center, Advanced Protection Services, A-1 Automotive, AAA West Penn/Erie County, Furman Enterprises, Inc., West Erie County Democratic Committe Verified from [I B E W Local 56 Credit Union's membership page](https://ibew56fcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for I B E W Local 56 Credit Union Employers 11 · Family 12 23 published paths to membership, last verified November 8, 2026, quoted from I B E W Local 56 Credit Union’s own published criteria. ### Employers 11 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of I.B.E.W. Local #56 “The Credit Union Family Tree is currently serving employees of I.B.E.W. Local #56” > [source ↗](https://ibew56fcu.org/membership) - Employee of I.B.E.W. Local #56 - Employee of Stroehmann Bakery “Stroehmann Bakery” > [source ↗](https://ibew56fcu.org/membership) - Employee of Stroehmann Bakery - Employee of Advanced Business Systems “Advanced Business Systems” > [source ↗](https://ibew56fcu.org/membership) - Employee of Advanced Business Systems - Employee of Birkmire Transportation Services “Birkmire Transportation Services” > [source ↗](https://ibew56fcu.org/membership) - Employee of Birkmire Transportation Services - Employee of Signal-Tech “Signal-Tech” > [source ↗](https://ibew56fcu.org/membership) - Employee of Signal-Tech - Employee of Metro Health Center “Metro Health Center” > [source ↗](https://ibew56fcu.org/membership) - Employee of Metro Health Center - Employee of Advanced Protection Services “Advanced Protection Services” > [source ↗](https://ibew56fcu.org/membership) - Employee of Advanced Protection Services - Employee of A-1 Automotive “A-1 Automotive” > [source ↗](https://ibew56fcu.org/membership) - Employee of A-1 Automotive - Employee of AAA West Penn/Erie County “AAA West Penn/Erie County” > [source ↗](https://ibew56fcu.org/membership) - Employee of AAA West Penn/Erie County - Employee of Furman Enterprises, Inc. “Furman Enterprises, Inc.” > [source ↗](https://ibew56fcu.org/membership) - Employee of Furman Enterprises, Inc. - Employee of West Erie County Democratic Committe “West Erie County Democratic Committe” > [source ↗](https://ibew56fcu.org/membership) - Employee of West Erie County Democratic Committe ### Family 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Qualified I.B.E.W. Local #56 “I.B.E.W. Local #56” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of I.B.E.W. Local #56 - Family Of Qualified Stroehmann Bakery “Stroehmann Bakery” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Stroehmann Bakery - Family Of Qualified Advanced Business Systems “Advanced Business Systems” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Advanced Business Systems - Family Of Qualified Birkmire Transportation Services “Birkmire Transportation Services” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Birkmire Transportation Services - Family Of Qualified Signal-Tech “Signal-Tech” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Signal-Tech - Family Of Qualified Metro Health Center “Metro Health Center” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Metro Health Center - Family Of Qualified Advanced Protection Services “Advanced Protection Services” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Advanced Protection Services - Family Of Qualified A-1 Automotive “A-1 Automotive” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of A-1 Automotive - Family Of Qualified AAA West Penn/Erie County “AAA West Penn/Erie County” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of AAA West Penn/Erie County - Family Of Qualified Furman Enterprises, Inc. “Furman Enterprises, Inc.” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of Furman Enterprises, Inc. - Family Of Qualified West Erie County Democratic Committe “West Erie County Democratic Committe” > [source ↗](https://ibew56fcu.org/membership) - Family member (family member) of an employee of West Erie County Democratic Committe - Family of a member spouse, child, parent, grandparent, grandchild, sibling “Family shall mean spouse, children, parent, grandparent, grandchildren, sister, and brother of a current member.” > [source ↗](https://ibew56fcu.org/membership) - Family member (spouse, child, parent, grandparent, grandchild, sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for I B E W Local 56 Credit Union? Yes No ## Work at I B E W Local 56 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where I B E W Local 56 Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched I B E W Local 56 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=i-b-e-w-local-56&state=pennsylvania&code=PA&name=I%20B%20E%20W%20Local%2056%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does I B E W Local 56 Credit Union offer? I B E W Local 56 Credit Union currently offers mortgage, Motorcycle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are I B E W Local 56 Credit Union rates updated? RateAPI verifies I B E W Local 56 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get I B E W Local 56 Credit Union's rate data? Rate data is collected directly from I B E W Local 56 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is I B E W Local 56 Credit Union's best CD rate? As of November 12, 2026, I B E W Local 56 Credit Union offers savings and certificate (CD) yields up to 4.16% APY. ### Who can join I B E W Local 56 Credit Union? I B E W Local 56 Credit Union publishes its membership criteria on its own website. RateAPI tracks 23 published membership paths covering 11 employers for I B E W Local 56 Credit Union, each quoted from I B E W Local 56 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare I B E W Local 56 Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ibew56fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track I B E W Local 56 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for I B E W Local 56 Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /i-b-e-w-local-56 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## I B E W Local 56 Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/i-b-e-w-local-56 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp