--- title: "Horizon Credit Union Rates - Pennsylvania" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Horizon Credit Union in Pennsylvania. Updated daily with source verification. See who can join Horizon Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/horizon" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Horizon Credit Union Rates - Pennsylvania ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loans Enjoy the drive without sweating the payments (Up to 48 Months)** auto_any_48mo | — APR | 5.000% | 48 mo | Standard | | **Auto Loans Enjoy the drive without sweating the payments (Up to 60 Months)** auto_any_60mo | — APR | 5.500% | 60 mo | Standard | | **Auto Loans Enjoy the drive without sweating the payments (Up to 72 Months)** auto_any_72mo | — APR | 6.000% | 72 mo | Standard | | **Motorcycle Loans Print Motorcycle Loans rates (Up to 48 Months)** motorcycle_any_48mo | — APR | 6.250% | 48 mo | Standard | | **Auto Loans Enjoy the drive without sweating the payments (Up to 84 Months)** auto_any_84mo | — APR | 6.500% | 84 mo | Standard | | **Motorcycle Loans Print Motorcycle Loans rates (Up to 60 Months)** motorcycle_any_60mo | — APR | 6.750% | 60 mo | Standard | | **Motorcycle Loans Print Motorcycle Loans rates (Up to 72 Months)** motorcycle_any_72mo | — APR | 7.250% | 72 mo | Standard | | **Motorcycle Loans Print Motorcycle Loans rates (Up to 84 Months)** motorcycle_any_84mo | — APR | 7.750% | 84 mo | Standard | | **Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 48 Months)** rv_any_48mo | — APR | 7.990% | 48 mo | Standard | | **Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 84 Months)** rv_any_84mo | — APR | 8.490% | 84 mo | Standard | | **Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 120 Months)** rv_any_120mo | — APR | 8.990% | 120 mo | Standard | | **Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 180 Months)** rv_any_180mo | — APR | 10.240% | 180 mo | Standard | Horizon Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loans Print Home Equity Loans rates (Up to 5 Years)** heloc_fixed | — APR | 4.750% | — | Standard | | **Home Equity Loans Print Home Equity Loans rates (Up to 10 Years)** heloc_fixed | — APR | 5.250% | — | Standard | | **Home Equity Loans Print Home Equity Loans rates (Up to 15 Years)** heloc_fixed | — APR | 6.000% | — | Standard | Horizon Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Personal Loans Print Personal Loans rates (Up to 12 Months)** personal_unsecured_12mo | — APR | 9.990% | 12 mo | Standard | | **Personal Loans Print Personal Loans rates (Up to 24 Months)** personal_unsecured_24mo | — APR | 10.490% | 24 mo | Standard | | **Personal Loans Print Personal Loans rates (Up to 36 Months)** personal_unsecured_36mo | — APR | 10.990% | 36 mo | Standard | | **Personal Loans Print Personal Loans rates (Up to 48 Months)** personal_unsecured_48mo | — APR | 11.490% | 48 mo | Standard | | **Personal Loans Print Personal Loans rates (Up to 60 Months)** personal_unsecured_60mo | — APR | 11.990% | 60 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.000% | — | Standard | | **Personal Loans Print Personal Loans rates (Up to 72 Months)** personal_unsecured_72mo | — APR | 12.490% | 72 mo | Standard | Horizon Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card Rates Print Credit Card** credit_card | — APR | 11.000% | — | Standard | Horizon Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Horizon Saver Print Horizon Saver rates (Qualifications not met)** savings | — APY | 0.01% | — | Standard | | **Business Venture Checking Print Business Venture Checking** checking | — APY | 0.15% | — | Eligibility restricted | | **Advantage Checking Print Advantage Checking rates ($25,000.00+)** checking | — APY | 0.15% | — | Standard | | **Business Venture Checking Print Business Venture Checking** checking | — APY | 0.30% | — | Eligibility restricted | | **Business Venture Checking Print Business Venture Checking** checking | — APY | 0.50% | — | Eligibility restricted | | **Horizon Saver Print Horizon Saver rates ($0 - $25,000)** savings | — APY | 1.00% | — | Standard | | **Horizon Saver Print Horizon Saver rates ($25,000.01 - $100,000.00)** savings | — APY | 1.50% | — | Standard | | **Horizon Saver Print Horizon Saver rates ($100,000.00+)** savings | — APY | 3.00% | — | Standard | | **Advantage Checking Print Advantage Checking rates ($0.00 - $25,000.00)** checking | — APY | 3.92% | — | Standard | Horizon Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Adjustable Rate This is an adjustable rate based on the Wall Street Journal Prime Rate** other | — % | 6.000% | — | Standard | Horizon Credit Union other rates as of November 12, 2026 Horizon Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/horizon) , verified from [Horizon Credit Union's official website](https://www.horizonfcu.org/) Loading branch locator… ## About Horizon Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.9K Assets $152.4M Founded 1955 Locations reported 7 NCUA charter 10687 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Palco FCU** Palco Federal Credit Union · Muncy · PA · 17756-8146 About 7.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/palco-fcu) [**Service 1st** Loyalsock · Williamsport · PA · 17701 About 8.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/service-1st) [**Members 1st** Williamsport Branch · Williamsport · PA · 17701-3901 About 8.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Wyrope Williamsport** Main · S Williamsport · PA · 17702 About 11.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/wyrope-williamsport) [**West Branch Valley** Corporate Office · Williamsport · PA · 17701 About 11.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/west-branch-valley) [**MC** WellSpan Evangelical Hospital · Lewisburg · PA · 17837-9350 About 25.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/mc) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Horizon Credit Union Membership eligibility from Horizon Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Horizon Credit Union's website. Check the membership page below to confirm whether you qualify. - Location centre, clinton, lycoming, bradford, columbia, montour, northumberland, potter, sullivan, tioga, union — PA Verified from [Horizon Credit Union's membership page](https://www.horizonfcu.org/about-us/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Horizon Credit Union Geography 11 counties 44 published paths to membership, last verified August 27, 2026, quoted from Horizon Credit Union’s own published criteria. ### Geography 11 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Bradford County, PA - Centre County, PA - Clinton County, PA - Columbia County, PA - Lycoming County, PA - Montour County, PA - Northumberland County, PA - Potter County, PA - Sullivan County, PA - Tioga County, PA - Union County, PA “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Centre County, PA; Clinton County, PA; Lycoming County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Horizon Credit Union? Yes No ## Work at Horizon Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Horizon Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Horizon Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=horizon&state=pennsylvania&code=PA&name=Horizon%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Horizon Credit Union offer? Horizon Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Horizon Credit Union rates updated? RateAPI verifies Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Horizon Credit Union's rate data? Rate data is collected directly from Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Horizon Credit Union? Horizon Credit Union publishes its membership criteria on its own website. RateAPI tracks 44 published membership paths covering 11 counties for Horizon Credit Union, each quoted from Horizon Credit Union's own published membership criteria. ## Related Rate Data Compare Horizon Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.horizonfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Horizon Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Horizon Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /horizon " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Horizon Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/horizon Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp