---
title: "G.a.p. Credit Union Rates &amp; Who Can Join - Pennsylvania"
description: "G.a.p. Credit Union is a credit union in Pennsylvania. Rate data is being verified. See who can join G.a.p. Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/pennsylvania/gap"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# G.a.p. Credit Union Rates &amp; Who Can Join - Pennsylvania

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

G.a.p. Credit Union is a credit union in Pennsylvania. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/gap) , verified from [G.a.p. Credit Union's official website](https://www.gapfcu.org/)

Loading branch locator…

## About G.a.p. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

6.4K

Assets

$78.6M

Founded

1937

Locations reported

6

NCUA charter

2405

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Franklin Johnstown** Downtown Office · Johnstown · PA · 15901-2013 About 0.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-johnstown) [**Merho** MERHO Federal Credit Union · Johnstown · PA · 15905-4124 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/merho) [**Healthcare First Credit Union** Franklin St Office · Johnstown · PA · 15905-4310 About 1.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/healthcare-first-credit-union) [**Ussco Johnstown** Moxham · Johnstown · PA · 15902 About 2.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown) [**Johnstown School Employees** Main · Johnstown · PA · 15905 About 2.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/johnstown-school-employees) [**Vasco** Vital Records Center · Johnstown · PA · 15904 About 4.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/vasco)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join G.a.p. Credit Union

Membership eligibility from G.a.p. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on G.a.p. Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location cambria, blair — PA
- Employer A & D Remodeling, Advanced Cutting Systems Corp, Advantage Auto Service, Babo’s Motors Inc, Bassett Masonry, Inc, Bearer Appliance, Bedford Post Office, Bird’s Construction, Borough of Northern Cambria, Bruce Nurseries, Calvary Church of Patton, Cambria County Transit Authority, City Hotel Bar & Grill, City of Jeanette, CK’s Wings-n-Things, Conemaugh Valley School District, Danchanko Inc, digital.iway, Dolges Electric Inc, Alliance for NonProfit Resources, American Legion, Brent Optical, Inc., Cambria County Area Community College, Center for Community Resources, Clean-N-Shine, Cummings Trophies and Engraving, D&B Quick Notary & Messenger Service, Department of the Army, U.S. Army Reserve 298th Maintenance Company, United States Government, Vietnam Memorial Post 4200 VFW, West Hills Regional Police Commission, Western Westmoreland Municipal Authority, Westmoreland County Sheriff’s Office
- Association Altoona Disabled American Veterans, Chapter #34, Altoona VA Hospital Federal Credit Union #7339, American Legion
- School Calvary Church of Patton, Conemaugh Valley School District

Verified from [G.a.p. Credit Union's membership page](https://www.gapfcu.org/field-of-membership/page/4/) . Final membership determination is always made by the credit union.

## Membership rules for G.a.p. Credit Union

Employers 34 · Associations 3 · Schools 2 · Military · Family 2

42 published paths to membership, last verified August 27, 2026, quoted from G.a.p. Credit Union’s own published criteria.

### Employers 34

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of A & D Remodeling

“Employees of A & D Remodeling of Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of A & D Remodeling
  - Employee of Advanced Cutting Systems Corp

“Employees of Advanced Cutting Systems Corp”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Advanced Cutting Systems Corp
  - Employee of Advantage Auto Service

“Employees of Advantage Auto Service of Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Advantage Auto Service
  - Employee of Babo’s Motors Inc

“Employees of Babo’s Motors Inc of Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Babo’s Motors Inc
  - Employee of Bassett Masonry, Inc

“Employees of Bassett Masonry, Inc of Cambria Co., PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Bassett Masonry, Inc
  - Employee of Bearer Appliance

“Employees of Bearer Appliance of Carrolltown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Bearer Appliance
  - Employee of Bedford Post Office

“Employees of the Bedford Post Office in Bedford, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Bedford Post Office
  - Employee of Bird’s Construction

“Employees of Bird’s Construction of Carrolltown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Bird’s Construction
  - Employee of Borough of Northern Cambria

“Employees of the Borough of Northern Cambria of Northern Cambria, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Borough of Northern Cambria
  - Employee of Bruce Nurseries

“Employees of Bruce Nurseries”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Bruce Nurseries
  - Employee of Calvary Church of Patton

“Employees and students attending Calvary Church of Patton in Patton, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Calvary Church of Patton
  - Employee of Cambria County Transit Authority

“Employees of the Cambria County Transit Authority”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Cambria County Transit Authority
  - Employee of City Hotel Bar & Grill

“Employees of City Hotel Bar & Grill of Northern Cambria, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of City Hotel Bar & Grill
  - Employee of City of Jeanette

“Employees and elected/appointed officials of the City of Jeanette, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of City of Jeanette
  - Employee of CK’s Wings-n-Things

“Employees of CK’s Wings-n-Things of Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of CK’s Wings-n-Things
  - Employee of Conemaugh Valley School District

“Employees and students attending Conemaugh Valley School District in Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Conemaugh Valley School District
  - Employee of Danchanko Inc

“Employees of Danchanko Inc in Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Danchanko Inc
  - Employee of digital.iway

“Employees of digital.iway in Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of digital.iway
  - Employee of Dolges Electric Inc

“Employees of Dolges Electric Inc”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Dolges Electric Inc
  - Employee of Alliance for Nonprofit Resources
  - Works in city:PA:butler

“Employees of Alliance for NonProfit Resources who work in, or are paid or supervised from Butler, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Alliance for Nonprofit Resources and Works in Butler, PA
  - Employee of American Legion
  - Works in city:PA:altoona

“Employees and members of American Legion located in Altoona, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of American Legion and Works in Altoona, PA
  - Employee of Brent Optical, Inc.
  - Works in city:PA:altoona

“Employees of Brent Optical, Inc., who work in Altoona, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Brent Optical, Inc. and Works in Altoona, PA
  - Employee of Cambria County Area Community College
  - Works in county:PA:cambria

“Employees of Cambria County Area Community College who work in Cambria County, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Cambria County Area Community College and Works in Cambria County, PA
  - Employee of Center for Community Resources
  - Works in city:PA:butler

“Employees of Center for Community Resources who work in, or are paid or supervised from Butler, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Center for Community Resources and Works in Butler, PA
  - Employee of Clean-N-Shine
  - Works in city:PA:new stanton

“Employees of Clean-N-Shine who work for, paid by, or supervised from New Stanton, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Clean-N-Shine and Works in New Stanton, PA
  - Employee of Cummings Trophies and Engraving
  - Works in city:PA:johnstown

“Employees of Cummings Trophies and Engraving located in Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Cummings Trophies and Engraving and Works in Johnstown, PA
  - Employee of D&B Quick Notary & Messenger Service
  - Works in city:PA:johnstown

“Employees of D&B Quick Notary & Messenger Service who work in, or are paid or supervised from Johnstown, PA.”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of D&B Quick Notary & Messenger Service and Works in Johnstown, PA
  - Employee of Department of the Army, U.S. Army Reserve 298th Maintenance Company
  - Works in city:PA:altoona

“Employees of the Department of the Army, U.S. Army Reserve 298th Maintenance Company who work in Altoona, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Employee of Department of the Army, U.S. Army Reserve 298th Maintenance Company and Works in Altoona, PA
  - Employee of United States Government
  - Works in county:PA:blair

“Civilian employees of the United States Government who work in Blair County, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of United States Government and Works in Blair County, PA
  - Employee of United States Government
  - Works in city:PA:johnstown

“Employees of the United States Government including all branches of the military who live or work in Johnstown, PA or in Cambria or Somerset Counties.”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of United States Government and Works in Johnstown, PA
  - Employee of Memorial

“Employees of Vietnam Memorial Post 4200 VFW of Tire Hill, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of Memorial
  - Employee of Police

“Employees of West Hills Regional Police Commission of Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of Police
  - Employee of Municipal

“Employees of Western Westmoreland Municipal Authority of North Huntingdon, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of Municipal
  - Employee of County

“Employees of the Westmoreland County Sheriff’s Office in Greensburg, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Employee of County

### Associations 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Altoona Disabled American Veterans, Chapter #34

“Members in good-standing of the Altoona Disabled American Veterans, Chapter #34, in Altoona, PA,”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Member of Altoona Disabled American Veterans, Chapter #34
  - Member of Altoona VA Hospital Federal Credit Union #7339

“Members of record of the Altoona VA Hospital Federal Credit Union #7339”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Member of Altoona VA Hospital Federal Credit Union #7339
  - Member of American Legion (as written on the source page)
  - Works in city:PA:altoona

“Employees and members of American Legion located in Altoona, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Member of American Legion and Works in Altoona, PA

### Schools 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Student of Calvary Church of Patton (as written on the source page)

“Employees and students attending Calvary Church of Patton in Patton, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Student at Calvary Church of Patton
  - Student of Conemaugh Valley School District (as written on the source page)

“Employees and students attending Conemaugh Valley School District in Johnstown, PA”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Student at Conemaugh Valley School District

### Military 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Military affiliation

“Persons retired from the US Armed Forces”

> [source ↗](https://www.gapfcu.org/field-of-membership/page/4/)

- Military: veterans

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member household member

“"Household Members" are people living in the same residence as a single economic unit.”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Family member (household member) of a member
  - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling

“"Immediate Family Members" are now defined as spouse, child, sibling, parent, grandparent or grandchild, including stepparents, stepchildren, step siblings and adoptions.”

> [source ↗](https://www.gapfcu.org/field-of-membership/)

- Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for G.a.p. Credit Union? Yes No

## Work at G.a.p. Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where G.a.p. Credit Union ranks against Pennsylvania peers.

- See which AI assistants fetched G.a.p. Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Pennsylvania
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=gap&amp;state=pennsylvania&amp;code=PA&amp;name=G.a.p.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does G.a.p. Credit Union offer?

G.a.p. Credit Union is a credit union in Pennsylvania. Rate data is currently being verified.

### How often are G.a.p. Credit Union rates updated?

RateAPI verifies G.a.p. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get G.a.p. Credit Union's rate data?

Rate data is collected directly from G.a.p. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join G.a.p. Credit Union?

G.a.p. Credit Union publishes its membership criteria on its own website. RateAPI tracks 42 published membership paths covering 34 employers, 3 associations, 2 schools and 1 military for G.a.p. Credit Union, each quoted from G.a.p. Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare G.a.p. Credit Union's rates against national credit-union benchmarks.

[More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.gapfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track G.a.p. Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for G.a.p. Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania /gap " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## G.a.p. Credit Union locations

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---

Source: https://rateapi.dev/credit-unions/pennsylvania/gap
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
