--- title: "Forge Credit Union Rates: Auto 5.49%, CDs to 2.50%, Personal 21.99%" description: "Forge Credit Union rates today: auto loans from 5.49% APR, savings & CDs up to 2.50% APY, personal loans from 21.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Forge Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/forge" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Forge Credit Union Rates: Auto 5.49%, CDs to 2.50%, Personal 21.99% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **New Auto 36/48 Months** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **Used Auto 36/48 Months** auto_used_48mo | — APR | 4.990% | 48 mo · used | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 5.240% | 72 mo · used | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.240% | 72 mo · new | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.490% | 84 mo · used | Standard | | **60-Month New Auto Loan** auto_new_60mo | 5.490% APR | 5.240% | 60 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.490% | 84 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | 5.490% APR | 5.240% | 60 mo · used | Standard | Forge Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | 21.990% APR | 8.500% | — | Standard | Forge Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.990% | — | Standard | Forge Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | 1.50% APY | 1.49% | — | Standard | | **IRA** ira | 2.50% APY | 2.48% | — | Standard | Forge Credit Union savings & cd rates as of November 12, 2026 ### Other rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Spring Fling: 4/15 - 6/30** other | — % | 6.900% | — | Standard | | **Back-to-School Loan: 7/15 - 9/30** other | — % | 6.900% | — | Standard | | **Vacation/Holiday - Max 12 Months** other | — % | 8.500% | — | Standard | | **Co-Maker/Co-Signer** other | — % | 8.500% | — | Standard | | **PAL 1 Loan (1)** other | — % | 21.990% | — | Standard | | **Pal 2 Loan (2)** other | — % | 22.490% | — | Standard | Forge Credit Union other rates as of November 12, 2026 Auto loans available from 5.49% APR for 60 months. Personal loan rates from 21.99% APR. Savings and certificate yields up to 2.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/forge) , verified from [Forge Credit Union's official website](https://forgecu.org/) Best product position **Better than the Pennsylvania median** used-car loan Gap to state best **80 bp** 80 bp from state best Vs. state median **50 bp better than median** used-car loan Products ranked **3** across tracked Pennsylvania markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 5.49% | Better than the Pennsylvania median | 100 bp from state best | 1 bp better than median | | used-car loan | 5.49% | Better than the Pennsylvania median | 80 bp from state best | 50 bp better than median | | personal loan | 21.99% | Room to improve vs. the Pennsylvania median | 2000 bp from state best | 1299 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Forge Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=forge&state=pennsylvania&code=PA&name=Forge%20Credit%20Union) Loading branch locator… ## About Forge Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.1K Assets $55M Founded 1954 Locations reported 2 NCUA charter 9622 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Credit-builder products - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Upper Darby Belltelco** Upper Darby Belltelco FCU · Upper Darby · PA · 19082 About 0.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/upper-darby-belltelco) [**Sun East** Upper Darby Branch · Upper Darby · PA · 19082 About 0.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/sun-east) [**Trumark Financial** Upper Darby · Upper Darby · PA · 19082-5418 About 0.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/trumark-financial) [**Police & Fire** Haverford Avenue Branch · Philadelphia · PA · 19151-2225 About 1.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/police-fire) [**Citadel** Overbrook Park · Philadelphia · PA · 19151-2227 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/citadel) [**S I Philadelphia** Marlene E Long · Philadelphia · PA · 19151-2620 About 2.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/s-i-philadelphia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Forge Credit Union Membership eligibility from Forge Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Forge Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer SEPTA Suburban Transit Division, City Transit Division, Upper Darby Township, Upper Darby Township Fire Companies, Haverford Township, Haverford Township Fire Companies, DELCO Child Day Care Association, United States Postal Service Verified from [Forge Credit Union's membership page](https://forgecu.org/connect/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Forge Credit Union Employers 7 · Family 3 10 published paths to membership, last verified August 21, 2026, quoted from Forge Credit Union’s own published criteria. ### Employers 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Upper Darby Township “Upper Darby Township” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of Upper Darby Township - Employee of Upper Darby Township Fire Companies “Upper Darby Township Fire Companies (including volunteers)” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of Upper Darby Township Fire Companies - Employee of Haverford Township “Haverford Township” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of Haverford Township - Employee of Haverford Township Fire Companies “Haverford Township Fire Companies (including volunteers)” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of Haverford Township Fire Companies - Employee of DELCO Child Day Care Association (as written on the source page) “DELCO Child Day Care Association, Delaware County, PA” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of DELCO Child Day Care Association - Employee of SEPTA Suburban Transit Division - Work Location Delaware, Chester or Montgomery Counties, PA (as written on the source page) “SEPTA Suburban Transit Division, who work in Delaware, Chester or Montgomery Counties, PA” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of SEPTA Suburban Transit Division and Works at Delaware, Chester or Montgomery Counties, PA - Employee of City Transit Division - Work Location Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA (as written on the source page) “City Transit Division, who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA” > [source ↗](https://forgecu.org/connect/become-a-member/) - Employee of City Transit Division and Works at Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of this credit union.” > [source ↗](https://forgecu.org/connect/become-a-member/) - Family member (spouse) of a member - Family of a member household member “Those who live in the same household as a current Forge member.” > [source ↗](https://forgecu.org/connect/become-a-member/) - Family member (household member) of a member - Family of a member parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings “Immediate family members of current Forge Credit Union members are eligible to join, including parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings.” > [source ↗](https://forgecu.org/connect/become-a-member/) - Family member (parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Forge Credit Union? Yes No ## Work at Forge Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Forge Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Forge Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=forge&state=pennsylvania&code=PA&name=Forge%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Forge Credit Union offer? Forge Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Forge Credit Union rates updated? RateAPI verifies Forge Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Forge Credit Union's rate data? Rate data is collected directly from Forge Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Forge Credit Union's auto loan rates? As of November 12, 2026, Forge Credit Union offers auto loans from 5.49% APR. ### What is Forge Credit Union's personal loan rate? As of November 12, 2026, Forge Credit Union offers personal loans from 21.99% APR. ### What is Forge Credit Union's best CD rate? As of November 12, 2026, Forge Credit Union offers savings and certificate (CD) yields up to 2.50% APY. ### Who can join Forge Credit Union? Forge Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 7 employers for Forge Credit Union, each quoted from Forge Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Forge Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://forgecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Forge Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Forge Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /forge " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Forge Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/forge Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp