--- title: "Firstenergy Choice Credit Union Rates: CDs to 2.53%, Vehicle 6.74%" description: "Firstenergy Choice Credit Union rates today: vehicle loans from 6.74% APR, savings & CDs up to 2.53% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Firstenergy Choice Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/firstenergy-choice" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Firstenergy Choice Credit Union Rates: CDs to 2.53%, Vehicle 6.74% ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Car/ Truck loan rates (Up to 6 years)** auto_any_72mo | — APR | 4.240% | 72 mo | Standard | | **Car/ Truck loan rates (Up to 3 years)** auto_any_36mo | — APR | 4.240% | 36 mo | Standard | | **Car/ Truck loan rates (Up to 4 years)** auto_any_48mo | — APR | 4.240% | 48 mo | Standard | | **Car/ Truck loan rates (Up to 5 years)** auto_any_60mo | — APR | 4.240% | 60 mo | Standard | | **Car & Truck Loan (New, Used & Refinanced)** auto_any | — APR | 4.240% | any | Standard | | **Auto Loan** auto | — APR | 4.240% | — | Standard | | **Up to 84-Month RV Loan (2022 and Newer)** rv_any_84mo | — APR | 6.740% | 84 mo | Standard | | **Up to 72-Month RV Loan (2021 and Newer)** rv_any_72mo | — APR | 6.740% | 72 mo | Standard | | **Up to 120-Month RV Loan (2025 and Newer)** rv_any_120mo | — APR | 6.740% | 120 mo | Standard | | **Up to 108-Month RV Loan (2024 and Newer)** rv_any_108mo | — APR | 6.740% | 108 mo | Standard | | **Motorcycle, ATV, & UTV Loan (New, Used & Refinanced)** motorcycle_any | 6.740% APR | 6.740% | any | Standard | | **Motorcycle/ ATV/ UTV loan rates (Up to 3 years)** motorcycle_any_36mo | — APR | 6.740% | 36 mo | Standard | | **Motorcycle/ ATV/ UTV loan rates (Up to 4 years)** motorcycle_any_48mo | — APR | 6.740% | 48 mo | Standard | | **Motorcycle/ ATV/ UTV loan rates (Up to 5 years)** motorcycle_any_60mo | — APR | 6.740% | 60 mo | Standard | | **Recreational Vehicle (New, Used & Refinanced)** rv_any | — APR | 6.740% | any | Standard | | **Motorcycle/ ATV/ UTV loan rates (Up to 6 years)** motorcycle_any_72mo | — APR | 6.740% | 72 mo | Standard | | **Up to 96-Month RV Loan (2023 and Newer)** rv_any_96mo | — APR | 6.740% | 96 mo | Standard | Firstenergy Choice Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 5.490% | — | Standard | | **Home Equity Loan (Closed-End, Fixed Rate)** heloc_fixed | — APR | 5.490% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 6.770% | — | Standard | | **HELOC (Fixed)** heloc_fixed | — APR | 8.490% | — | Standard | Firstenergy Choice Credit Union heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Purchases, cash advances and balance transfers rate** credit_card_balance_transfer | — APR | 8.900% | — | Standard | Firstenergy Choice Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.20% | — | Standard | | **CHRISTMAS CLUB** savings | — APY | 0.20% | — | Specialty offer | | **3-Month IRA Certificate** ira_cd_3mo | 0.20% APY | 0.20% | 3 mo | Standard | | **IRA** ira | — APY | 0.40% | — | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 0.75% APY | 0.75% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 1.87% APY | 1.85% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 1.97% APY | 1.95% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 2.07% APY | 2.05% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 2.27% APY | 2.25% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 2.53% APY | 2.50% | 60 mo | Standard | Firstenergy Choice Credit Union savings & cd rates as of November 12, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **80% Of Home Value Less Encumbrances/Liens** other | — % | 5.490% | — | Standard | | **90% Of Home Value Less Encumbrances/Liens** other | — % | 5.990% | — | Standard | | **80% Of Home Value Less Encumbrances/Liens With Direct Deposit Payments** other | — % | 6.770% | — | Standard | | **80% Of Home Value Less Encumbrances/Liens Without Direct Deposit Payments** other | — % | 7.270% | — | Standard | | **90% Of Home Value Less Encumbrances/Liens (Primary Residence Only)** other | — % | 9.240% | — | Standard | Firstenergy Choice Credit Union other rates as of November 12, 2026 Vehicle loans available from 6.74% APR. Savings and certificate yields up to 2.53% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/firstenergy-choice) , verified from [Firstenergy Choice Credit Union's official website](http://www.fechoice.com) Loading branch locator… ## About Firstenergy Choice Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.6K Assets $52.2M Founded 1935 Locations reported 1 NCUA charter 839 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Pheple** EastGate · Greensburg · PA · 15601-7870 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/pheple) [**Elliott Community** Elliott Community FCU Greensburg Branch · Greensburg · PA · 15601 About 0.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/elliott-community) [**Derry Area** Disaster Recovery Site · Greensburg · PA · 15601-2660 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/derry-area) [**Franklin Regional Schools** PAconnect · GREENSBURG · PA · 15601-2660 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-regional-schools) [**Usx** Greensburg Office · Greensburg · PA · 15601-2239 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/usx) [**Westmoreland Water** Main office · Greensburg · PA · 15601-5563 About 2.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/westmoreland-water) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Firstenergy Choice Credit Union Membership eligibility from Firstenergy Choice Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Firstenergy Choice Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer FirstEnergy Corp., Allegheny Energy, Inc. Verified from [Firstenergy Choice Credit Union's membership page](https://www.fechoice.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for Firstenergy Choice Credit Union Employers 3 · Family 2 5 published paths to membership, last verified November 8, 2026, quoted from Firstenergy Choice Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of FirstEnergy Corp. “Employees of FirstEnergy Corp.” > [source ↗](https://www.fechoice.com/membership) - Employee of FirstEnergy Corp. - Retired employee of FirstEnergy Corp. “Retirees of FirstEnergy Corp. and their family members” > [source ↗](https://www.fechoice.com/membership) - Retiree of FirstEnergy Corp. - Retired employee of Allegheny Energy, Inc. “Retirees of Allegheny Energy, Inc. and their family members” > [source ↗](https://www.fechoice.com/membership) - Retiree of Allegheny Energy, Inc. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “Family members of an existing FirstEnergy Choice Federal Credit Union member” > [source ↗](https://www.fechoice.com/membership) - Family member (family) of a member - Family Of Qualified FirstEnergy Corp. “Immediate family members of a FirstEnergy Corp. employee” > [source ↗](https://www.fechoice.com/membership) - Family member (immediate family) of an employee of FirstEnergy Corp. Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Firstenergy Choice Credit Union? Yes No ## Work at Firstenergy Choice Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Firstenergy Choice Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Firstenergy Choice Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=firstenergy-choice&state=pennsylvania&code=PA&name=Firstenergy%20Choice%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Firstenergy Choice Credit Union offer? Firstenergy Choice Credit Union currently offers vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Firstenergy Choice Credit Union rates updated? RateAPI verifies Firstenergy Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Firstenergy Choice Credit Union's rate data? Rate data is collected directly from Firstenergy Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Firstenergy Choice Credit Union's auto, rv & motorcycle loan rates? As of November 12, 2026, Firstenergy Choice Credit Union offers vehicle loans from 6.74% APR. ### What is Firstenergy Choice Credit Union's best CD rate? As of November 12, 2026, Firstenergy Choice Credit Union offers savings and certificate (CD) yields up to 2.53% APY. ### Who can join Firstenergy Choice Credit Union? Firstenergy Choice Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers for Firstenergy Choice Credit Union, each quoted from Firstenergy Choice Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Firstenergy Choice Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.fechoice.com) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Firstenergy Choice Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Firstenergy Choice Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /firstenergy-choice " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Firstenergy Choice Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/firstenergy-choice Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp