First Commonwealth Credit Union

Lehigh Valley, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current First Commonwealth Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
First Commonwealth Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgageother6.250% APR6.250%Standard

Auto & vehicle rates

2 offers
First Commonwealth Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
New Auto Loanauto_new4.990% APR4.990%newStandard

Credit card rates

1 offer
First Commonwealth Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum10.490% APR10.490%Standard

Savings & CD rates

2 offers
First Commonwealth Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificatecd2.00% APY2.00%Standard
Certificatecd4.00% APY4.00%Standard

As of August 4, 2026, First Commonwealth Credit Union offers mortgage rates from 6.25% APR. Auto loans available from 4.99% APR for 48 months. Credit card rates from 10.49% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from First Commonwealth Credit Union's official website

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About First Commonwealth Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
98.4K
Assets
$1.5B
Founded
1959
Locations reported
17
NCUA charter
12765
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join First Commonwealth Credit Union

Membership eligibility from First Commonwealth Credit Union's own published criteria. How we verify this.

Membership criteria are published on First Commonwealth Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from First Commonwealth Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First Commonwealth Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Commonwealth Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does First Commonwealth Credit Union offer?

First Commonwealth Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are First Commonwealth Credit Union rates updated?

RateAPI verifies First Commonwealth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get First Commonwealth Credit Union's rate data?

Rate data is collected directly from First Commonwealth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Commonwealth Credit Union's mortgage rate?

As of August 4, 2026, First Commonwealth Credit Union offers mortgage rates from 6.25% APR.

What are First Commonwealth Credit Union's auto loan rates?

As of August 4, 2026, First Commonwealth Credit Union offers auto loans from 4.99% APR.

What is First Commonwealth Credit Union's best CD rate?

As of August 4, 2026, First Commonwealth Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare First Commonwealth Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for First Commonwealth Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/first-commonwealth" \
  -H "Authorization: Bearer YOUR_API_KEY"