--- title: "First Commonwealth Credit Union Rates - Pennsylvania" description: "Current mortgage, auto loan, credit card, and savings & cd rates from First Commonwealth Credit Union in Pennsylvania. Updated daily with source verification. See who can join First Commonwealth Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Commonwealth Credit Union Rates - Pennsylvania ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage** other | — APR | 6.875% | — | Standard | First Commonwealth Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.240% | 48 mo | Standard | | **New Auto Loan** auto_new | — APR | 5.240% | new | Standard | First Commonwealth Credit Union auto & vehicle rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 10.740% | — | Standard | First Commonwealth Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 2.00% | — | Standard | | **Certificate** cd | — APY | 5.00% | — | Standard | First Commonwealth Credit Union savings & cd rates as of November 13, 2026 First Commonwealth Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth) , verified from [First Commonwealth Credit Union's official website](https://www.firstcomcu.org/) Loading branch locator… ## About First Commonwealth Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 98.4K Assets $1.5B Founded 1959 Locations reported 17 NCUA charter 12765 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Members 1st** Trexlertown Branch · Allentown · PA · 18106-9720 About 0.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Apci** APCI Federal Credit Union · Allentown · PA · 18106 About 0.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/apci) [**United** Allentown - Branch 52 · Allentown · PA · 18103 About 0.9 miles away](https://rateapi.dev/credit-unions/michigan/united) [**People First** Trexlertown Branch · Trexlertown · PA · 18087-9101 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/people-first) [**Lehigh Valley Educators** Main Office · Allentown · PA · 18103 About 2.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-valley-educators) [**Allentown** Parkway Office · Allentown · PA · 18103 About 3.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/allentown) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Commonwealth Credit Union Membership eligibility from First Commonwealth Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Commonwealth Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council Verified from [First Commonwealth Credit Union's membership page](https://www.firstcomcu.org/membership.html) . Final membership determination is always made by the credit union. ## Membership rules for First Commonwealth Credit Union Associations · Family 2 3 published paths to membership, last verified August 21, 2026, quoted from First Commonwealth Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council - Lives in state:PA “Belong to or join the American Consumer Council . If you are a consumer who lives in Pennsylvania or New Jersey, you may be eligible for credit union membership through the ACC.” > [source ↗](https://www.firstcomcu.org/membership.html) - Member of American Consumer Council and Lives in PA ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, foster or adoptive relationships “or are an immediate family1 member of an Employer Partner.” > [source ↗](https://www.firstcomcu.org/membership.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, foster or adoptive relationships) of a member - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, foster or adoptive relationships, household member “Are an immediate family member * of a current member.” > [source ↗](https://www.firstcomcu.org/membership.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, foster or adoptive relationships, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Commonwealth Credit Union? Yes No ## Work at First Commonwealth Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Commonwealth Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched First Commonwealth Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-commonwealth&state=pennsylvania&code=PA&name=First%20Commonwealth%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Commonwealth Credit Union offer? First Commonwealth Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are First Commonwealth Credit Union rates updated? RateAPI verifies First Commonwealth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get First Commonwealth Credit Union's rate data? Rate data is collected directly from First Commonwealth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Commonwealth Credit Union? First Commonwealth Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 association for First Commonwealth Credit Union, each quoted from First Commonwealth Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Commonwealth Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstcomcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Commonwealth Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Commonwealth Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /first-commonwealth " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Commonwealth Credit Union locations Search, filter, and browse all 17 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp