--- title: "Everence Credit Union Rates - Pennsylvania" description: "Current heloc, and savings & cd rates from Everence Credit Union in Pennsylvania. Updated daily with source verification. See who can join Everence Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/everence" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Everence Credit Union Rates - Pennsylvania ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Interest only HELOC** heloc_variable | — APR | 3.990% | — | Standard | | **10 Year Home Equity Loan 4** heloc_fixed | — APR | 6.490% | — | Standard | | **15 Year Home Equity Loan 4** heloc_fixed | — APR | 6.740% | — | Standard | | **20 Year Home Equity Loan 4** heloc_fixed | — APR | 7.240% | — | Standard | Everence Credit Union heloc rates as of November 13, 2026 ### Savings & CD rates 20 offers | Product | Published | Rate | Term / condition | Status | | **Traditional certificate terms (6 month)** cd_6mo | — APY | 3.15% | 6 mo | Standard | | **Traditional certificate terms (12 month)** cd_12mo | — APY | 3.20% | 12 mo | Standard | | **Traditional certificate terms (6 month)** cd_6mo | — APY | 3.20% | 6 mo | Standard | | **Traditional certificate terms (18 month)** cd_18mo | — APY | 3.25% | 18 mo | Standard | | **Traditional certificate terms (12 month)** cd_12mo | — APY | 3.25% | 12 mo | Standard | | **Traditional certificate terms (24 month)** cd_24mo | — APY | 3.30% | 24 mo | Standard | | **Traditional certificate terms (18 month)** cd_18mo | — APY | 3.30% | 18 mo | Standard | | **Traditional certificate terms (30 month)** cd_30mo | — APY | 3.35% | 30 mo | Standard | | **Traditional certificate terms (24 month)** cd_24mo | — APY | 3.35% | 24 mo | Standard | | **Traditional certificate terms (36 month)** cd_36mo | — APY | 3.40% | 36 mo | Standard | | **Traditional certificate terms (30 month)** cd_30mo | — APY | 3.40% | 30 mo | Standard | | **Traditional certificate terms (36 month)** cd_36mo | — APY | 3.45% | 36 mo | Standard | | **Traditional certificate terms (48 month)** cd_48mo | — APY | 3.45% | 48 mo | Standard | | **Traditional certificate terms (48 month)** cd_48mo | — APY | 3.50% | 48 mo | Standard | | **Traditional certificate terms (60 month)** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **Traditional certificate terms (60 month)** cd_60mo | — APY | 3.55% | 60 mo | Standard | | **31-Month Certificate** cd_31mo | — APY | 3.70% | 31 mo | Standard | | **19-Month Certificate** cd_19mo | — APY | 3.90% | 19 mo | Standard | | **13-Month Certificate** cd_13mo | — APY | 4.00% | 13 mo | Standard | | **7 months *New deposits only** cd_7mo | — APY | 4.10% | 7 mo | Standard | Everence Credit Union savings & cd rates as of November 13, 2026 Everence Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/everence) , verified from [Everence Credit Union's official website](https://www.everence.com/) Loading branch locator… ## About Everence Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 24.7K Assets $450.1M Founded 1955 Locations reported 12 NCUA charter 10223 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Pennsylvania State Employees** PSECU Financial Education Center @ HACC Lancaster Campus · Lancaster · PA · 17602 About 2.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) [**Lanco** LANCO FCU Willow Street Br · Willow Street · PA · 17584-9585 About 2.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/lanco) [**Members 1st** Willow Street Branch · Willow Street · PA · 17584-9585 About 2.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**Belco Community Credit Union** South Duke Street · Lancaster · PA · 17602-4241 About 3.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/belco-community-credit-union) [**Finanta** Community First Fund Federal Credit Union · Lancaster · PA · 17602-3573 About 3.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/finanta) [**Lancaster Red Rose** Branch Courthouse · Lancaster · PA · 17602-2805 About 3.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/lancaster-red-rose) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Everence Credit Union Membership eligibility from Everence Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via the Everence Association - Association Everence Association Verified from [Everence Credit Union's membership page](https://www.everence.com/about-everence/become-a-member) . Final membership determination is always made by the credit union. ## Work at Everence Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Everence Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Everence Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=everence&state=pennsylvania&code=PA&name=Everence%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Everence Credit Union offer? Everence Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Everence Credit Union rates updated? RateAPI verifies Everence Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Everence Credit Union's rate data? Rate data is collected directly from Everence Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Everence Credit Union? Membership via the Everence Association ## Related Rate Data Compare Everence Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.everence.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Everence Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Everence Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /everence " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Everence Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/everence Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp