--- title: "Erie Credit Union Rates (Nov 2026): Auto 4.84%, Personal 6.49%" description: "Erie Credit Union rates today: auto loans from 4.84% APR, personal loans from 6.49% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Erie Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/erie" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Erie Credit Union Rates (Nov 2026): Auto 4.84%, Personal 6.49% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage Loan** other | — APR | 6.500% | — | Standard | Erie Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | 4.840% APR | 4.840% | — | Standard | Erie Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | 6.490% APR | 6.490% | — | Standard | Erie Credit Union personal loan rates as of November 13, 2026 Auto loans available from 4.84% APR. Personal loan rates from 6.49% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/erie) , verified from [Erie Credit Union's official website](https://www.eriefcu.org/) Best product position **Better than the Pennsylvania median** personal loan Gap to state best **450 bp** 450 bp from state best Vs. state median **251 bp better than median** personal loan Products ranked **1** across tracked Pennsylvania markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 6.49% | Better than the Pennsylvania median | 450 bp from state best | 251 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Erie Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=erie&state=pennsylvania&code=PA&name=Erie%20Credit%20Union) Loading branch locator… ## About Erie Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 81.1K Assets $813.8M Founded 1936 Locations reported 12 NCUA charter 1476 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Erie Firefighters** CU Office · Erie · PA · 16508-2611 About 0.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie-firefighters) [**Widget** 26th Street · Erie · PA · 16508-1367 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/widget) [**I B E W Local 56** IBEW Local #56 Federal Credit Union · Erie · PA · 16502-2401 About 0.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/i-b-e-w-local-56) [**Saint Vincent Erie** SVHS · Erie · PA · 16544 About 1.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/saint-vincent-erie) [**Erie City Employees** Erie City Employees Federal Credit Union · Erie · PA · 16504-1507 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie-city-employees) [**Tendto** 2165 · Erie · PA · 16502-1942 About 1.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/tendto) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Erie Credit Union Membership eligibility from Erie Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Erie Credit Union's website. Check the membership page below to confirm whether you qualify. - Location erie, crawford — PA Verified from [Erie Credit Union's membership page](https://www.eriefcu.org/bank/personal-banking/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Erie Credit Union Geography 2 counties · Family 9 published paths to membership, last verified August 27, 2026, quoted from Erie Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Crawford County, PA - Erie County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Erie County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member child, grandchild, grandparent, parent, sibling, stepchild, stepparent, step sibling “or you are a child, grandchild, grandparent, parent, sibling, stepchild, stepparent or step sibling of an existing member of Erie Federal Credit Union, you can Belong to the Erie FCU!” > [source ↗](https://www.eriefcu.org/bank/personal-banking/become-a-member) - Family member (child, grandchild, grandparent, parent, sibling, stepchild, stepparent, step sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Erie Credit Union? Yes No ## Work at Erie Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Erie Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Erie Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=erie&state=pennsylvania&code=PA&name=Erie%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Erie Credit Union offer? Erie Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Erie Credit Union rates updated? RateAPI verifies Erie Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Erie Credit Union's rate data? Rate data is collected directly from Erie Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Erie Credit Union's auto loan rates? As of November 13, 2026, Erie Credit Union offers auto loans from 4.84% APR. ### What is Erie Credit Union's personal loan rate? As of November 13, 2026, Erie Credit Union offers personal loans from 6.49% APR. ### Who can join Erie Credit Union? Erie Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 2 counties for Erie Credit Union, each quoted from Erie Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Erie Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.eriefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Erie Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Erie Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /erie " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Erie Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/erie Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp