--- title: "Century Heritage Credit Union Rates - Pennsylvania" description: "Current vehicle loan, personal loan, and savings & cd rates from Century Heritage Credit Union in Pennsylvania. Updated daily with source verification. See who can join Century Heritage Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/century-heritage" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Century Heritage Credit Union Rates - Pennsylvania ### Auto & vehicle rates 15 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan (2026–2027)** auto_new_36mo | — APR | 5.340% | 36 mo · new | Standard | | **48-Month New Auto Loan (2026–2027)** auto_new_48mo | — APR | 5.690% | 48 mo · new | Standard | | **60-Month New Auto Loan (2026–2027)** auto_new_60mo | — APR | 5.790% | 60 mo · new | Standard | | **Up to 60-Month Used Auto Loan (2022–2023)** auto_used_60mo | — APR | 6.040% | 60 mo · used | Standard | | **72-Month New Auto Loan (2026–2027)** auto_new_72mo | — APR | 6.090% | 72 mo · new | Standard | | **Up to 72-Month Used Auto Loan (2024–2025)** auto_used_72mo | — APR | 6.190% | 72 mo · used | Standard | | **84-Month New Auto Loan (2026–2027)** auto_new_84mo | — APR | 6.590% | 84 mo · new | Standard | | **Up to 48-Month Used Auto Loan (2021 and Older)** auto_used_48mo | — APR | 6.640% | 48 mo · used | Standard | | **New & Used Recreational Vehicle Loans † (6 Years)** rv_any_72mo | — APR | 7.490% | 72 mo · any | Standard | | **Up to 72-Month Auto Loan (2026–2027)** auto_any_72mo | — APR | 7.500% | 72 mo | Standard | | **Up to 72-Month Motorcycle Loan (2026–2027)** motorcycle_any_72mo | — APR | 7.500% | 72 mo | Standard | | **New & Used Recreational Vehicle Loans † (10 Years)** rv_any_120mo | — APR | 7.750% | 120 mo · any | Standard | | **New & Used Recreational Vehicle Loans † (12 Years)** rv_any_144mo | — APR | 8.000% | 144 mo · any | Standard | | **Up to 60-Month Used Motorcycle Loan (2025 and Older)** motorcycle_used_60mo | — APR | 8.250% | 60 mo · used | Standard | | **Up to 60-Month Used Auto Loan (2025 and Older)** auto_used_60mo | — APR | 8.250% | 60 mo · used | Standard | Century Heritage Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 7.250% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 7.500% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 8.000% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 8.500% | 60 mo | Standard | | **72-Month Unsecured Personal Loan** personal_unsecured_72mo | — APR | 9.000% | 72 mo | Standard | | **84-Month Unsecured Personal Loan** personal_unsecured_84mo | — APR | 9.500% | 84 mo | Standard | Century Heritage Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 37 offers | Product | Published | Rate | Term / condition | Status | | **IRA Accumulation Account** ira | — APY | 0.05% | — | Standard | | **Regular Share** savings | — APY | 0.05% | — | Standard | | **Money Fund Balance** savings | — APY | 0.10% | — | Standard | | **Money Market IRA** ira | — APY | 0.10% | — | Standard | | **Tier 2 (1 & 2 Years)** cd_24mo | — APY | 3.00% | 24 mo | Standard | | **Tier 2 (1 & 2 Years)** cd_24mo | — APY | 3.20% | 24 mo | Standard | | **Tier 2 (3 & 4 Years)** cd_48mo | — APY | 3.50% | 48 mo | Standard | | **Tier 2 (3 & 4 Years)** cd_48mo | — APY | 3.70% | 48 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.95% | 6 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 3.95% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 4.05% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.05% | 12 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | — APY | 4.10% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 4.10% | 18 mo | Standard | | **12 Month Jumbo Certificate** share_certificate_12mo | — APY | 4.15% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 4.15% | 24 mo | Standard | | **12 Month Jumbo IRA Certificate** ira_cd_12mo | — APY | 4.15% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 4.15% | 24 mo | Standard | | **X Month Certificate** share_certificate | — APY | 4.20% | — | Standard | | **18 Month Jumbo Certificate** share_certificate_18mo | — APY | 4.20% | 18 mo | Standard | | **18 Month Jumbo IRA Certificate** ira_cd_18mo | — APY | 4.20% | 18 mo | Standard | | **24 Month Jumbo Certificate** share_certificate_24mo | — APY | 4.25% | 24 mo | Standard | | **24 Month Jumbo IRA Certificate** ira_cd_24mo | — APY | 4.25% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 4.30% | 36 mo | Standard | | **15-Month IRA Certificate** ira_cd_15mo | — APY | 4.30% | 15 mo | Standard | | **15-Month Certificate** share_certificate_15mo | — APY | 4.30% | 15 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 4.30% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 4.35% | 48 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 4.35% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 4.40% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.40% | 60 mo | Standard | | **36 Month Jumbo Certificate** share_certificate_36mo | — APY | 4.40% | 36 mo | Standard | | **36 Month Jumbo IRA Certificate** ira_cd_36mo | — APY | 4.40% | 36 mo | Standard | | **48 Month Jumbo IRA Certificate** ira_cd_48mo | — APY | 4.45% | 48 mo | Standard | | **48 Month Jumbo Certificate** share_certificate_48mo | — APY | 4.45% | 48 mo | Standard | | **60 Month Jumbo IRA Certificate** ira_cd_60mo | — APY | 4.50% | 60 mo | Standard | | **60 Month Jumbo Certificate** share_certificate_60mo | — APY | 4.50% | 60 mo | Standard | Century Heritage Credit Union savings & cd rates as of November 13, 2026 ### Other rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Rate as low as 8.50% (2 Years)** other | — % | 2.550% | — | Context only | | **Rate as low as 8.50% (1 Years)** other | — % | 2.550% | — | Context only | | **APR AS LOW AS: (1 & 2 Years)** other | — % | 2.600% | — | Context only | | **Rate as low as 8.50% (3 Years)** other | — % | 3.050% | — | Context only | | **Rate as low as 8.50% (4 Years)** other | — % | 3.050% | — | Context only | | **APR AS LOW AS: (3 & 4 Years)** other | — % | 3.100% | — | Context only | | **Rate as low as 8.50% (6 Years)** other | — % | 3.550% | — | Context only | | **Rate as low as 8.50% (5 Years)** other | — % | 3.550% | — | Context only | | **APR AS LOW AS: (5 & 6 Years)** other | — % | 3.600% | — | Context only | | **Tier 2 (5 & 6 Years)** other | — % | 4.000% | — | Standard | | **Tier 2 (5 & 6 Years)** other | — % | 4.200% | — | Standard | | **Variable rate adjusted quarterly based on Wall Street Journal prime rate.** other | — % | 7.000% | — | Standard | Century Heritage Credit Union other rates as of November 13, 2026 Century Heritage Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/century-heritage) , verified from [Century Heritage Credit Union's official website](https://chfcu.org/) Loading branch locator… ## About Century Heritage Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.9K Assets $288M Founded 1936 Locations reported 6 NCUA charter 1352 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Armco** Pitsburgh South Hills Branch · Pittsburgh · PA · 15236 About 0.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/armco) [**Clearview** Brentwood · Brentwood · PA · 15227 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/clearview) [**Usx** Jefferson Regional Medical Center · Jefferson Hills · PA · 15025 About 3.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/usx) [**Clairton Works** Steel Strong FCU - DRP · West Mifflin · PA · 15122 About 3.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/clairton-works) [**Steel Strong Community** Steel Strong Community Federal Credit Union · West Mifflin · PA · 15122 About 3.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/steel-strong-community) [**Alcose** Alcose Credit Union · Pittsburgh · PA · 15210-3982 About 3.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/alcose) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Century Heritage Credit Union Membership eligibility from Century Heritage Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Century Heritage Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Century Heritage Credit Union's membership page](https://chfcu.org/about/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Century Heritage Credit Union Geography 3 counties · Family 4 published paths to membership, last verified August 21, 2026, quoted from Century Heritage Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Allegheny County, PA - Armstrong County, PA - Washington County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Allegheny County, PA; Armstrong County, PA; Washington County, PA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family, household member “Immediate family or household members of the above are also eligible to join.” > [source ↗](https://chfcu.org/about/membership/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Century Heritage Credit Union? Yes No ## Work at Century Heritage Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Century Heritage Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Century Heritage Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=century-heritage&state=pennsylvania&code=PA&name=Century%20Heritage%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Century Heritage Credit Union offer? Century Heritage Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Century Heritage Credit Union rates updated? RateAPI verifies Century Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Century Heritage Credit Union's rate data? Rate data is collected directly from Century Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Century Heritage Credit Union? Century Heritage Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 counties for Century Heritage Credit Union, each quoted from Century Heritage Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Century Heritage Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://chfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Century Heritage Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Century Heritage Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /century-heritage " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Century Heritage Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/century-heritage Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp