---
title: "Arc Credit Union Rates - Pennsylvania"
description: "Current credit card rates from Arc Credit Union in Pennsylvania. Updated daily with source verification. See who can join Arc Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/pennsylvania/arc"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Arc Credit Union Rates - Pennsylvania

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  9.990% |  — |  Standard |
Arc Credit Union credit card rates as of October 23, 2026

Arc Credit Union is a credit union in Pennsylvania. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/arc) , verified from [Arc Credit Union's official website](https://www.arcfcu.org/)

Loading branch locator…

## About Arc Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

14.5K

Assets

$155M

Founded

1956

Locations reported

2

NCUA charter

11304

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**G.a.p.** Altoona VA Hospital · Altoona · PA · 16602 About 0.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/gap) [**Blair County** Blair County Federal Credit Union · Altoona · PA · 16602-1918 About 1.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/blair-county) [**Your Choice** Main Office · Altoona · PA · 16602 About 1.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/your-choice) [**A.b.** Altoona Office · Altoona · PA · 16601 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/ab) [**American Pride** American Pride CU · Altoona · PA · 16602 About 1.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/american-pride) [**Altoona Area Employees** CREDIT UNION · ALTOONA · PA · 16602 About 1.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/altoona-area-employees)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Arc Credit Union

Membership eligibility from Arc Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Arc Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location blair, bedford, cambria, clearfield, centre, fulton, huntingdon — PA
- Association Altoona Consumer Council (ALTCC), Altoona Consumer Council
- Place of worship Catholic parish

Verified from [Arc Credit Union's membership page](https://www.arcfcu.org/About-Us/Membership/Become-a-Member) . Final membership determination is always made by the credit union.

## Membership rules for Arc Credit Union

Geography 7 counties · Associations 2 · Places of worship · Family 2

26 published paths to membership, last verified August 27, 2026, quoted from Arc Credit Union’s own published criteria.

### Geography 7

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Bedford County, PA
- Blair County, PA
- Cambria County, PA
- Centre County, PA
- Clearfield County, PA
- Fulton County, PA
- Huntingdon County, PA

“You must live, work or worship in either Blair, Bedford, Cambria, Clearfield, Centre, Fulton, or Huntingdon County to qualify.”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

### Associations 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Member of Altoona Consumer Council (ALTCC)

“you may be able to join through the Altoona Consumer Council (ALTCC)”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

- Member of Altoona Consumer Council (ALTCC)
  - Member of Altoona Consumer Council

“If none of the above apply, you may be able to join through the Altoona Consumer Council (ALTCC)”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

- Member of Altoona Consumer Council

### Places of worship 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Member of Catholic parish

“Belong to a Catholic parish in Blair or Huntingdon County, PA.”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

- Member of Catholic parish

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member family member

“Are a family member of a current ARC member.”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

- Family member (family member) of a member
  - Family of a member family

“Are a family member of a current ARC member.”

> [source ↗](https://www.arcfcu.org/About-Us/Membership/Become-a-Member)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Arc Credit Union? Yes No

## Work at Arc Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Arc Credit Union ranks against Pennsylvania peers.

- See which AI assistants fetched Arc Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Pennsylvania
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=arc&amp;state=pennsylvania&amp;code=PA&amp;name=Arc%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Arc Credit Union offer?

Arc Credit Union currently offers credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website.

### How often are Arc Credit Union rates updated?

RateAPI verifies Arc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026.

### Where does RateAPI get Arc Credit Union's rate data?

Rate data is collected directly from Arc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Arc Credit Union?

Arc Credit Union publishes its membership criteria on its own website. RateAPI tracks 26 published membership paths covering 7 counties, 2 associations and 1 places of worship for Arc Credit Union, each quoted from Arc Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Arc Credit Union's rates against national credit-union benchmarks.

[More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.arcfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Arc Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Arc Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania /arc " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Arc Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/pennsylvania/arc
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
