--- title: "Apci Credit Union: #1 Mortgage in Pennsylvania" description: "Apci Credit Union has the lowest tracked 30-year fixed mortgage rate in Pennsylvania (6.54% APR) among 12 credit unions we verify. Apci Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Apci Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/apci" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Apci Credit Union: #1 Mortgage in Pennsylvania ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Apci Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Apci Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/apci) , verified from [Apci Credit Union's official website](https://www.apcifcu.org/) Best product position **#1 of 12** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **69 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Pennsylvania markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | #1 of 12 · lowest in Pennsylvania | State market leader | 69 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Apci Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=apci&state=pennsylvania&code=PA&name=Apci%20Credit%20Union) Loading branch locator… ## About Apci Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.4K Assets $689.3M Founded 1954 Locations reported 1 NCUA charter 9607 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Members 1st** Trexlertown Branch · Allentown · PA · 18106-9720 About 0.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/members-1st) [**First Commonwealth** Trexlertown · Allentown · PA · 18106 About 0.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth) [**United** Allentown - Branch 52 · Allentown · PA · 18103 About 0.9 miles away](https://rateapi.dev/credit-unions/michigan/united) [**People First** Trexlertown Branch · Trexlertown · PA · 18087-9101 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/people-first) [**Lehigh Valley Educators** Main Office · Allentown · PA · 18103 About 2.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-valley-educators) [**Allentown** Parkway Office · Allentown · PA · 18103 About 3.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/allentown) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Apci Credit Union Membership eligibility from Apci Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Apci Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MA, PA - Employer Air Products and Chemicals, Inc., Versum Materials, Air Products Helium, Inc., Air Products Manufacturing Corporation, Air Products LLC., Aramark, ATAS International, Inc., Evonik Corporation, Julabo USA, Inc., OraSure Technologies, Inc. Verified from [Apci Credit Union's membership page](https://www.apcifcu.org/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Apci Credit Union Employers 21 · Family 2 23 published paths to membership, last verified November 8, 2026, quoted from Apci Credit Union’s own published criteria. ### Employers 21 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Versum Materials - Works in city:MA:burlington “Employees of Versum Materials who work in, are paid from or are supervised from Burlington, Massachusetts.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Versum Materials and Works in Burlington, MA - Employee of Aramark - Works in city:PA:allentown “Employees of Aramark based at Air Products Global Headquarters who work in, or are paid or supervised from Allentown, PA.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Aramark and Works in Allentown, PA - Employee of ATAS International, Inc. - Works in city:PA:allentown “Employees of ATAS International, Inc. who work in, are paid from or are supervised from Allentown, Pennsylvania.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of ATAS International, Inc. and Works in Allentown, PA - Employee of Evonik Corporation - Works in city:PA:trexlertown “Employees of Evonik Corporation who work in or are supervised from Trexlertown, PA.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Evonik Corporation and Works in Trexlertown, PA - Employee of Air Products and Chemicals, Inc. - Works in country:US “Employees of Air Products and Chemicals, Inc. who work in the United States.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Air Products and Chemicals, Inc. and Works in the United States - Contractor of Air Products and Chemicals, Inc. - Works in country:US “Contractors of Air Products and Chemicals, Inc. who work in the United States.” > [source ↗](https://www.apcifcu.org/eligibility) - Contractor for Air Products and Chemicals, Inc. and Works in the United States - Employee of OraSure Technologies, Inc. - Works in city:PA:bethlehem “Employees of OraSure Technologies, Inc. who work in, are paid from or are supervised from Bethlehem, Pennsylvania.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of OraSure Technologies, Inc. and Works in Bethlehem, PA - Retired employee of Air Products and Chemicals, Inc. “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Air Products and Chemicals, Inc. - Retired employee of Versum Materials “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Versum Materials - Retired employee of Air Products Helium, Inc. “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Air Products Helium, Inc. - Retired employee of Air Products Manufacturing Corporation “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Air Products Manufacturing Corporation - Retired employee of Air Products LLC “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Air Products LLC - Retired employee of Aramark “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Aramark - Retired employee of ATAS International, Inc. “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of ATAS International, Inc. - Retired employee of Evonik Corporation “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Evonik Corporation - Retired employee of OraSure Technologies, Inc. “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of OraSure Technologies, Inc. - Employee of Julabo USA, Inc. - Works in city:PA:allentown “Employees of Julabo USA, Inc. who work in, are paid from, or are supervised from Allentown,Pennsylvania.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Julabo USA, Inc. and Works in Allentown, PA - Retired employee of Julabo USA, Inc. “Persons retired as Pensioners or Annuitants from the above employment.” > [source ↗](https://www.apcifcu.org/eligibility) - Retiree of Julabo USA, Inc. - Employee of Air Products Helium, Inc. “Air Products Helium, Inc.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Air Products Helium, Inc. - Employee of Air Products Manufacturing Corporation “Air Products Manufacturing Corporation” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Air Products Manufacturing Corporation - Employee of Air Products LLC “Air Products LLC.” > [source ↗](https://www.apcifcu.org/eligibility) - Employee of Air Products LLC ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Deceased surviving spouse “Spouses of persons who died while within the field of membership of this credit union.” > [source ↗](https://www.apcifcu.org/eligibility) - Family member (surviving spouse) of a deceased eligible person - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, household member “Members of the Immediate Family or Household of the above employee groups or of existing members: Immediate Family is defined as spouse, child, sibling, parent, grandparent or grandchild; this includes stepparents, stepchildren, stepsiblings and adoptive relationships. Household is defined as…” > [source ↗](https://www.apcifcu.org/eligibility) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Apci Credit Union? Yes No ## Work at Apci Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Apci Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Apci Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=apci&state=pennsylvania&code=PA&name=Apci%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Apci Credit Union offer? Apci Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Apci Credit Union rates updated? RateAPI verifies Apci Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Apci Credit Union's rate data? Rate data is collected directly from Apci Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Apci Credit Union's mortgage rate? As of November 12, 2026, Apci Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Apci Credit Union? Apci Credit Union publishes its membership criteria on its own website. RateAPI tracks 23 published membership paths covering 21 employers for Apci Credit Union, each quoted from Apci Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Apci Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.apcifcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Apci Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Apci Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /apci " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Apci Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/apci Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp