--- title: "Americo Credit Union Rates - Pennsylvania" description: "Current vehicle loan, heloc, personal loan, and credit card rates from Americo Credit Union in Pennsylvania. Updated daily with source verification. See who can join Americo Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/americo" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Americo Credit Union Rates - Pennsylvania ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **Autos & Motorcycles (2022 & Newer) (60 months)** motorcycle_any_60mo | — APR | 4.490% | 60 mo | Standard | | **Autos & Motorcycles (2022 & Newer) (36 months)** motorcycle_any_36mo | — APR | 4.490% | 36 mo | Standard | | **Autos & Motorcycles (2022 & Newer) (72 months)** motorcycle_any_72mo | — APR | 4.990% | 72 mo | Standard | | **Autos & Motorcycles (2019 - 2021) (36 months)** motorcycle_any_36mo | — APR | 5.240% | 36 mo | Standard | | **Autos & Motorcycles (2022 & Newer) (84 months)** motorcycle_any_84mo | — APR | 5.490% | 84 mo | Standard | | **Autos & Motorcycles (2019 - 2021) (60 months)** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Autos & Motorcycles (2019 - 2021) (72 months)** motorcycle_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Autos & Motorcycles (2019 - 2021) (84 months)** motorcycle_any_84mo | — APR | 6.740% | 84 mo | Standard | | **Autos & Motorcycles (2018 & Older) (36 months)** motorcycle_used_36mo | — APR | 6.740% | 36 mo · used | Standard | | **Autos & Motorcycles (2018 & Older) (60 months)** motorcycle_used_60mo | — APR | 7.240% | 60 mo · used | Standard | | **Autos & Motorcycles (2018 & Older) (72 months)** motorcycle_used_72mo | — APR | 7.490% | 72 mo · used | Standard | | **Autos & Motorcycles (2022 & Newer) (120 months***)** motorcycle_any_120mo | — APR | 8.990% | 120 mo | Standard | | **Autos & Motorcycles (2018 & Older) (84 months)** motorcycle_used_84mo | — APR | 9.240% | 84 mo · used | Standard | | **Boats, RVs, Trailers, etc. (0-60 months)** boat_any_60mo | — APR | 10.000% | 60 mo | Standard | | **Boats, RVs, Trailers, etc. (61-72 months)** boat_any_72mo | — APR | 11.000% | 72 mo | Standard | | **Boats, RVs, Trailers, etc. (73-84 months)** boat_any_84mo | — APR | 11.250% | 84 mo | Standard | | **Boats, RVs, Trailers, etc. (85-120 months)** boat_any_120mo | — APR | 12.250% | 120 mo | Standard | Americo Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Second Mortgage (Fixed rate, closed-end loan) (60 months)** heloc_fixed | — APR | 6.060% | — | Standard | | **Second Mortgage (Fixed rate, closed-end loan) (120 months)** heloc_fixed | — APR | 6.260% | — | Standard | | **Second Mortgage (Fixed rate, closed-end loan) (180 months)** heloc_fixed | — APR | 6.450% | — | Standard | | **Home Equity (Variable rate***, open-end loan) (up to 120 months)** heloc_variable | — APR | 7.000% | — | Standard | Americo Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 4.490% | 60 mo | Standard | | **36-Month Share-Secured Loan** personal_secured_36mo | — APR | 4.490% | 36 mo | Standard | | **72-Month Share-Secured Loan** personal_secured_72mo | — APR | 4.990% | 72 mo | Standard | | **84-Month Share-Secured Loan** personal_secured_84mo | — APR | 5.490% | 84 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 9.000% | 60 mo | Standard | | **Overdraft Line of Credit** personal | — APR | 12.000% | — | Standard | Americo Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Balance Transfers** credit_card_balance_transfer | — APR | 6.750% | — | Standard | Americo Credit Union credit card rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Cash Advances** other | — % | 6.750% | — | Standard | | **CREDIT BOOST LOANS (12 months)** other | — % | 18.000% | — | Standard | Americo Credit Union other rates as of November 12, 2026 Americo Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/americo) , verified from [Americo Credit Union's official website](https://www.americofcu.com/) Loading branch locator… ## About Americo Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.4K Assets $91.2M Founded 1959 Locations reported 2 NCUA charter 12752 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile payments - Financial counseling - Financial education - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Widget** Buffalo Road · Erie · PA · 16510-2112 About 1.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/widget) [**Erie** Buffalo Road · Erie · PA · 16510 About 2.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie) [**Locomotive & Control Employees** Main Office · Erie · PA · 16504-3039 About 4.1 miles away](https://rateapi.dev/credit-unions/pennsylvania/locomotive-control-employees) [**Erie Police** main branch · Erie · PA · 16507 About 4.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/erie-police) [**Tendto** 1129 State · Erie · PA · 16501-1911 About 4.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/tendto) [**Saint Vincent Erie** SV FCU · Erie · PA · 16502 About 5.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/saint-vincent-erie) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Americo Credit Union Membership eligibility from Americo Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Americo Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Americo Credit Union's membership page](https://www.americofcu.com/) . Final membership determination is always made by the credit union. ## Work at Americo Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Americo Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Americo Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=americo&state=pennsylvania&code=PA&name=Americo%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Americo Credit Union offer? Americo Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Americo Credit Union rates updated? RateAPI verifies Americo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Americo Credit Union's rate data? Rate data is collected directly from Americo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Americo Credit Union? Americo Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Americo Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.americofcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Americo Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Americo Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /americo " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Americo Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/americo Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp