--- title: "Allentown Credit Union Rates (Nov 2026): HELOC 4.94%, CDs to 1.50%" description: "Allentown Credit Union rates today: mortgage 4.75% APR, vehicle loans from 4.99% APR, HELOC from 4.94% APR, savings & CDs up to 1.50% APY, personal loans from 4.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Allentown Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/allentown" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Allentown Credit Union Rates (Nov 2026): HELOC 4.94%, CDs to 1.50% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Revolving** other | 4.750% APR | 4.750% | — | Standard | Allentown Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New Car - 2027 - 2026 (never titled)** auto_new | 4.990% APR | 4.990% | new | Standard | | **Used Auto Loan (2022–2026)** auto_used | 4.990% APR | 4.990% | used | Standard | | **Used Auto Loan (2018–2021)** auto_used | 6.000% APR | 6.000% | used | Standard | | **New RV - 2027 - 2026 (never titled)** rv_new | 7.500% APR | 7.500% | new | Standard | | **Used RV Loan (2021 and Older)** rv_used | 7.500% APR | 7.500% | used | Standard | | **Up to 60-Month Used Auto Loan (2017 and Older)** auto_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard | Allentown Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Balloon Mortgages and Home Equity Loan** heloc_fixed | 4.940% APR | 4.940% | — | Standard | Allentown Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shares Pledged Loans (up to $10,000.00)** personal | 4.990% APR | 4.990% | — | Standard | | **Signature Loan** personal_unsecured | 8.990% APR | 8.990% | — | Standard | Allentown Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Kid Share Accounts ($5.00 and above)** share_savings | — APY | 1.50% | — | Eligibility restricted | | **$5.00 And Above** savings | 1.50% APY | 1.50% | — | Standard | | **Regular Share Account** share_savings | — APY | 1.50% | — | Standard | Allentown Credit Union savings & cd rates as of November 12, 2026 As of November 12, 2026, Allentown Credit Union offers mortgage rates from 4.75% APR. Vehicle loans available from 4.99% APR. HELOC rates from 4.94% APR. Personal loan rates from 4.99% APR. Savings and certificate yields up to 1.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/allentown) , verified from [Allentown Credit Union's official website](https://www.allentownfcu.com/) Best product position **Better than the Pennsylvania median** used-car loan Gap to state best **30 bp** 30 bp from state best Vs. state median **100 bp better than median** used-car loan Products ranked **4** across tracked Pennsylvania markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 4.99% | Better than the Pennsylvania median | 50 bp from state best | 51 bp better than median | | used-car loan | 4.99% | Better than the Pennsylvania median | 30 bp from state best | 100 bp better than median | | HELOC | 4.94% | Better than the Pennsylvania median | 44 bp from state best | 109 bp better than median | | personal loan | 4.99% | Better than the Pennsylvania median | 300 bp from state best | 401 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Allentown Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=allentown&state=pennsylvania&code=PA&name=Allentown%20Credit%20Union) Loading branch locator… ## About Allentown Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7K Assets $126.2M Founded 1955 Locations reported 4 NCUA charter 10015 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**People First** Devonshire · Allentown · PA · 18103-4774 About 0.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/people-first) [**Lehigh Valley Educators** Main Office · Allentown · PA · 18103 About 2.2 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-valley-educators) [**First Commonwealth** Downtown Allentown · Allentown · PA · 18101-2455 About 2.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-commonwealth) [**Lehigh County Employees** government center · Allentown · PA · 18101 About 2.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/lehigh-county-employees) [**Visions** Allentown · Allentown · PA · 18101 About 2.4 miles away](https://rateapi.dev/credit-unions/new-york/visions) [**United** Allentown - Branch 52 · Allentown · PA · 18103 About 3.2 miles away](https://rateapi.dev/credit-unions/michigan/united) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Allentown Credit Union Membership eligibility from Allentown Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Allentown Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Allentown Credit Union's membership page](https://www.allentownfcu.com/) . Final membership determination is always made by the credit union. ## Work at Allentown Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Allentown Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Allentown Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=allentown&state=pennsylvania&code=PA&name=Allentown%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Allentown Credit Union offer? Allentown Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Allentown Credit Union rates updated? RateAPI verifies Allentown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Allentown Credit Union's rate data? Rate data is collected directly from Allentown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Allentown Credit Union's mortgage rate? As of November 12, 2026, Allentown Credit Union offers mortgage rates from 4.75% APR. ### What are Allentown Credit Union's auto & rv loan rates? As of November 12, 2026, Allentown Credit Union offers vehicle loans from 4.99% APR. ### What is Allentown Credit Union's HELOC rate? As of November 12, 2026, Allentown Credit Union offers home equity lines of credit from 4.94% APR. ### What is Allentown Credit Union's personal loan rate? As of November 12, 2026, Allentown Credit Union offers personal loans from 4.99% APR. ### What is Allentown Credit Union's best CD rate? As of November 12, 2026, Allentown Credit Union offers savings and certificate (CD) yields up to 1.50% APY. ### Who can join Allentown Credit Union? Allentown Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Allentown Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.allentownfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Allentown Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Allentown Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /allentown " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Allentown Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/allentown Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp