Valley Credit Union
Verified rate book
Current Valley Credit Union rates
4 published offers verified as of July 27, 2026.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secure Loanpersonal | 4.000% APR | 4.000% | — | Standard |
| Share and Certificate Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Lifeline Loanpersonal | 10.000% APR | 10.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.750% APR | 10.750% | — | Standard |
Personal loan rates from 4% APR. Credit card rates from 10.75% APR.
Source: RateAPI.dev, verified from Valley Credit Union's official website
Loading branch locator…
About Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.1K
- Assets
- $117M
- Founded
- 1957
- Locations reported
- 3
- NCUA charter
- 64169
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley Credit Union
Membership eligibility from Valley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Valley Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Valley Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valley Credit Union ranks against Oregon peers.
Frequently Asked Questions
What rates does Valley Credit Union offer?
Valley Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified July 27, 2026 directly from the credit union's official website.
How often are Valley Credit Union rates updated?
RateAPI verifies Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 27, 2026.
Where does RateAPI get Valley Credit Union's rate data?
Rate data is collected directly from Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley Credit Union's personal loan rate?
As of July 27, 2026, Valley Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Valley Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/valley" \
-H "Authorization: Bearer YOUR_API_KEY"