--- title: "Selco Community Credit Union Rates - Oregon" description: "Current mortgage, vehicle loan, heloc, credit card, and savings & cd rates from Selco Community Credit Union in Oregon. Updated daily with source verification. See who can join Selco Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oregon/selco-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Selco Community Credit Union Rates - Oregon ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.250% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.625% | — | Standard | | **30 Year FHA** other | — APR | 6.500% | — | Standard | | **30 Year VA** other | — APR | 6.625% | — | Standard | | **30 Year VA Manufactured Home (no homes on rented land)** other | — APR | 6.750% | — | Standard | | **30 Year FHA Manufactured Home (no homes on rented land)** other | — APR | 6.750% | — | Standard | | **30 Year USDA Rural Home Purchase** other | — APR | 6.750% | — | Standard | | **30 Year Conventional Manufactured Home (no homes on rented land)** other | — APR | 7.500% | — | Standard | Selco Community Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **RV Loan** rv | — APR | 7.490% | — | Standard | | **Boat Loan** boat | — APR | 8.150% | — | Standard | Selco Community Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.990% | — | Standard | Selco Community Credit Union heloc rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 5.240% | — | Standard | Selco Community Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **18-Month Certificate** cd_18mo | — APY | 3.21% | 18 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.21% | 6 mo | Standard | | **Three Years** savings | — APY | 3.21% | — | Standard | | **Four Years** savings | — APY | 3.26% | — | Standard | | **Five Years** savings | — APY | 3.31% | — | Standard | | **Seven Years** savings | — APY | 3.46% | — | Standard | | **Certificate** cd | — APY | 4.00% | — | Standard | | **High-Yield Savings with Cultivate** savings | — APY | 5.00% | — | Standard | Selco Community Credit Union savings & cd rates as of November 13, 2026 Selco Community Credit Union is a credit union in Oregon. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oregon/selco-community) , verified from [Selco Community Credit Union's official website](https://www.selco.org/) Loading branch locator… ## About Selco Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 151.5K Assets $3B Founded 1936 Locations reported 16 NCUA charter 63196 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Onpoint Community** Springfield · Springfield · OR · 97477-2353 About 0.4 miles away](https://rateapi.dev/credit-unions/oregon/onpoint-community) [**Pacific Cascade** Springfield · Springfield · OR · 97477-4130 About 0.5 miles away](https://rateapi.dev/credit-unions/oregon/pacific-cascade) [**Oregon Community** Mohawk Branch · Springfield · OR · 97477 About 0.8 miles away](https://rateapi.dev/credit-unions/oregon/oregon-community) [**Emerald Empire** Emerald Empire Federal Credit Union · Springfield · OR · 97477 About 2.1 miles away](https://rateapi.dev/credit-unions/oregon/emerald-empire) [**Gateway** Main Office · Springfield · OR · 97477 About 2.2 miles away](https://rateapi.dev/credit-unions/oregon/gateway) [**Peak** SPRINGFIELD GATEWAY · SPRINGFIELD · OR · 97477 About 2.6 miles away](https://rateapi.dev/credit-unions/washington/peak) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Selco Community Credit Union Membership eligibility from Selco Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Selco Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location washington — OR Verified from [Selco Community Credit Union's membership page](https://www.selco.org/why-selco/counties-we-serve/) . Final membership determination is always made by the credit union. ## Membership rules for Selco Community Credit Union Geography 1 county · Family 3 published paths to membership, last verified August 27, 2026, quoted from Selco Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Washington County, OR “Anyone who lives or works in the 27 Oregon or 8 Washington counties we serve is automatically eligible to join.” > [source ↗](https://www.selco.org/why-selco/counties-we-serve/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, parent, grandparent, child, stepchildren, grandchild, sibling, half-brothers, half-sisters, uncles, aunts, in-laws, foreign exchange students, domestic partner “One of your family members lives in a county we serve. If a family member lives in any of the counties we serve, you can join—no matter where you work or live. This includes living and working abroad. Eligible family members include spouses, parents, grandparents, children, stepchildren,…” > [source ↗](https://www.selco.org/why-selco/counties-we-serve/) - Family member (spouse, parent, grandparent, child, stepchildren, grandchild, sibling, half-brothers, half-sisters, uncles, aunts, in-laws, foreign exchange students, domestic partner) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Selco Community Credit Union? Yes No ## Work at Selco Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Selco Community Credit Union ranks against Oregon peers. - See which AI assistants fetched Selco Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oregon - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=selco-community&state=oregon&code=OR&name=Selco%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Selco Community Credit Union offer? Selco Community Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Selco Community Credit Union rates updated? RateAPI verifies Selco Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Selco Community Credit Union's rate data? Rate data is collected directly from Selco Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Selco Community Credit Union? Selco Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county for Selco Community Credit Union, each quoted from Selco Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Selco Community Credit Union's rates against national credit-union benchmarks. [More Oregon credit unions](https://rateapi.dev/credit-unions/oregon) [Oregon mortgage rate leaders](https://rateapi.dev/mortgage-rates/oregon) [Oregon auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oregon) [Oregon HELOC rate leaders](https://rateapi.dev/heloc-rates/oregon) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.selco.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Selco Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Selco Community Credit Union curl "https://api.rateapi.dev/credit-unions/oregon /selco-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Selco Community Credit Union locations Search, filter, and browse all 16 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oregon/selco-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp