---
title: "Emerald Empire Credit Union Rates - Oregon"
description: "Current savings &amp; cd rates from Emerald Empire Credit Union in Oregon. Updated daily with source verification. See who can join Emerald Empire Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/oregon/emerald-empire"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Emerald Empire Credit Union Rates - Oregon

### Savings & CD rates

6 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **3-Year Bump-It-Up Certificate** cd_36mo |  — APY |  3.25% |  36 mo |  Standard |
| **One Year Certificate** cd |  — APY |  3.40% |  — |  Standard |
| **Add-On 1 Year Certificate** cd_12mo |  — APY |  3.40% |  12 mo |  Standard |
| **6-Month Certificate** cd_6mo |  — APY |  3.45% |  6 mo |  Standard |
| **9-Month Certificate** cd_9mo |  — APY |  3.50% |  9 mo |  Standard |
| **24-Month Certificate** cd_24mo |  — APY |  3.55% |  24 mo |  Standard |
Emerald Empire Credit Union savings & cd rates as of November 12, 2026

Emerald Empire Credit Union is a credit union in Oregon. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oregon/emerald-empire) , verified from [Emerald Empire Credit Union's official website](https://youreecu.org/)

Loading branch locator…

## About Emerald Empire Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.5K

Assets

$28.9M

Founded

1954

Locations reported

2

NCUA charter

9877

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Selco Community** Gateway · Springfield · OR · 97477 Branch in the same ZIP](https://rateapi.dev/credit-unions/oregon/selco-community) [**Onpoint Community** Springfield · Springfield · OR · 97477-2353 About 0.4 miles away](https://rateapi.dev/credit-unions/oregon/onpoint-community) [**Pacific Cascade** Springfield · Springfield · OR · 97477-4130 About 0.5 miles away](https://rateapi.dev/credit-unions/oregon/pacific-cascade) [**Oregon Community** Mohawk Branch · Springfield · OR · 97477 About 0.8 miles away](https://rateapi.dev/credit-unions/oregon/oregon-community) [**Gateway** Main Office · Springfield · OR · 97477 About 2.2 miles away](https://rateapi.dev/credit-unions/oregon/gateway) [**Peak** SPRINGFIELD GATEWAY · SPRINGFIELD · OR · 97477 About 2.6 miles away](https://rateapi.dev/credit-unions/washington/peak)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Emerald Empire Credit Union

Membership eligibility from Emerald Empire Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Emerald Empire Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location lane — OR

Verified from [Emerald Empire Credit Union's membership page](https://youreecu.org/about-us/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Emerald Empire Credit Union

Geography 1 county · Family

8 published paths to membership, last verified November 1, 2026, quoted from Emerald Empire Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 1, 2026

- Lane County, OR

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lane County, OR”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 1, 2026

  - Family of a member family

“In addition, family members of EEFCU members, regardless of location, are welcome to join.”

> [source ↗](https://youreecu.org/about-us/membership/)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Emerald Empire Credit Union? Yes No

## Work at Emerald Empire Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Emerald Empire Credit Union ranks against Oregon peers.

- See which AI assistants fetched Emerald Empire Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Oregon
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=emerald-empire&amp;state=oregon&amp;code=OR&amp;name=Emerald%20Empire%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Emerald Empire Credit Union offer?

Emerald Empire Credit Union is a credit union in Oregon. Rate data is currently being verified.

### How often are Emerald Empire Credit Union rates updated?

RateAPI verifies Emerald Empire Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Emerald Empire Credit Union's rate data?

Rate data is collected directly from Emerald Empire Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Emerald Empire Credit Union?

Emerald Empire Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 1 county for Emerald Empire Credit Union, each quoted from Emerald Empire Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Emerald Empire Credit Union's rates against national credit-union benchmarks.

[More Oregon credit unions](https://rateapi.dev/credit-unions/oregon) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://youreecu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Emerald Empire Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Emerald Empire Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon /emerald-empire " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Emerald Empire Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/oregon/emerald-empire
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
