--- title: "Cutting Edge Credit Union Rates (Nov 2026): CDs to 3.50%" description: "Cutting Edge Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Cutting Edge Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oregon/cutting-edge" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cutting Edge Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.240% | used | Standard | | **New RV Loan** rv_new | — APR | 7.490% | new | Standard | | **Used RV Loan** rv_used | — APR | 8.240% | used | Standard | Cutting Edge Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Summer/Holiday Loan***** personal | — APR | 8.990% | — | Standard | | **Personal Loan** personal | — APR | 10.990% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 11.990% | — | Standard | | **Quick Loan* (Payday Loan Alternative)** personal | — APR | 18.000% | — | Standard | Cutting Edge Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | Cutting Edge Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **IRA** ira | — APY | 0.05% | — | Standard | | **Discovery/Adventure/Explorer** savings | — APY | 0.05% | — | Standard | | **Money Market** money_market | — APY | 0.05% | — | Standard | | **Holiday Club** savings | — APY | 1.75% | — | Specialty offer | | **Youth Saver (Available for Adventure, Discovery, & Explorer Accounts) 12 Month** cd_12mo | 2.02% APY | 2.00% | 12 mo | Eligibility restricted | | **36-Month Certificate** cd_36mo | 2.75% APY | 2.72% | 36 mo | Standard | | **6-Month Certificate** cd_6mo | 3.50% APY | 3.46% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.50% APY | 3.46% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 3.50% APY | 3.46% | 12 mo | Standard | Cutting Edge Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oregon/cutting-edge) , verified from [Cutting Edge Credit Union's official website](https://cuttingedgefcu.org/) Loading branch locator… ## About Cutting Edge Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.8K Assets $51.8M Founded 1953 Locations reported 2 NCUA charter 8317 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Oregonians** 99 - Milwaukie Administration Office · Milwaukie · OR · 97267 About 1.7 miles away](https://rateapi.dev/credit-unions/oregon/oregonians) [**Onpoint Community** Clackamas Operations Center · Portland · OR · 97266 About 1.8 miles away](https://rateapi.dev/credit-unions/oregon/onpoint-community) [**Embold** Oak Grove Branch · Oak Grove · OR · 97267 About 1.9 miles away](https://rateapi.dev/credit-unions/oregon/embold) [**Unitus Community** UCCU-Clackamas · Clackamas · OR · 97086-3642 About 2.1 miles away](https://rateapi.dev/credit-unions/oregon/unitus-community) [**Castparts Employees** Main Office · Portland · OR · 97206-9238 About 2.3 miles away](https://rateapi.dev/credit-unions/oregon/castparts-employees) [**Forrit** Forrit Credit Union · Clackamas · OR · 97015 About 2.3 miles away](https://rateapi.dev/credit-unions/oregon/forrit) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cutting Edge Credit Union Membership eligibility from Cutting Edge Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cutting Edge Credit Union's website. Check the membership page below to confirm whether you qualify. - Location ID, WA, OR - Employer Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer Verified from [Cutting Edge Credit Union's membership page](https://cuttingedgefcu.org/why/) . Final membership determination is always made by the credit union. ## Membership rules for Cutting Edge Credit Union Geography 2 · Employers 12 · Family 8 22 published paths to membership, last verified August 27, 2026, quoted from Cutting Edge Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Clarkston, WA - Lewiston, ID “We also serve those with specific connections to the Lewiston, ID and Clarkston, WA communities too!” > [source ↗](https://cuttingedgefcu.org/why/) ### Employers 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Oregon Tool - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Oregon Tool and Works in Milwaukie, OR - Employee of OECO/Meggitt - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of OECO/Meggitt and Works in Milwaukie, OR - Employee of Day Wireless - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Day Wireless and Works in Milwaukie, OR - Employee of Bob’s Red Mill - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Bob’s Red Mill and Works in Milwaukie, OR - Employee of Criterion Brock - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Criterion Brock and Works in Milwaukie, OR - Employee of CCI/Speer - Works in city:OR:milwaukie “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of CCI/Speer and Works in Milwaukie, OR - Employee of Oregon Tool “Oregon Tool” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Oregon Tool - Employee of OECO/Meggitt “OECO/Meggitt” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of OECO/Meggitt - Employee of Day Wireless “Day Wireless” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Day Wireless - Employee of Bob’s Red Mill “Bob’s Red Mill” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Bob’s Red Mill - Employee of Criterion Brock “Criterion Brock” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of Criterion Brock - Employee of CCI/Speer “CCI/Speer” > [source ↗](https://cuttingedgefcu.org/why/) - Employee of CCI/Speer ### Family 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Family member of a member - Family Of Qualified Oregon Tool “Oregon Tool” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of Oregon Tool - Family Of Qualified OECO/Meggitt “OECO/Meggitt” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of OECO/Meggitt - Family Of Qualified Day Wireless “Day Wireless” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of Day Wireless - Family Of Qualified Bob’s Red Mill “Bob’s Red Mill” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of Bob’s Red Mill - Family Of Qualified Criterion Brock “Criterion Brock” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of Criterion Brock - Family Of Qualified CCI/Speer “CCI/Speer” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family member) of an employee of CCI/Speer - Family of someone eligible family “Cutting Edge serves the employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.” > [source ↗](https://cuttingedgefcu.org/why/) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cutting Edge Credit Union? Yes No ## Work at Cutting Edge Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cutting Edge Credit Union ranks against Oregon peers. - See which AI assistants fetched Cutting Edge Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oregon - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cutting-edge&state=oregon&code=OR&name=Cutting%20Edge%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cutting Edge Credit Union offer? Cutting Edge Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Cutting Edge Credit Union rates updated? RateAPI verifies Cutting Edge Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Cutting Edge Credit Union's rate data? Rate data is collected directly from Cutting Edge Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Cutting Edge Credit Union's best CD rate? As of November 12, 2026, Cutting Edge Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Cutting Edge Credit Union? Cutting Edge Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 2 geographic areas and 12 employers for Cutting Edge Credit Union, each quoted from Cutting Edge Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Cutting Edge Credit Union's rates against national credit-union benchmarks. [More Oregon credit unions](https://rateapi.dev/credit-unions/oregon) [Oregon auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oregon) [Oregon personal loan leaders](https://rateapi.dev/personal-loan-rates/oregon) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://cuttingedgefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cutting Edge Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cutting Edge Credit Union curl "https://api.rateapi.dev/credit-unions/oregon /cutting-edge " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cutting Edge Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oregon/cutting-edge Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp