--- title: "Central Willamette Credit Union Rates - Oregon" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Central Willamette Credit Union in Oregon. Updated daily with source verification. See who can join Central Willamette Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oregon/central-willamette" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Central Willamette Credit Union Rates - Oregon ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Table comparing different rates (Months Up to 60 months)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Auto Loan** auto | — APR | 5.240% | — | Standard | | **New Recreational Vehicles (RVs) Motor Homes, Boats, Travel Trailers, Horse Trailers, Utility Trailers** rv_new_84mo | — APR | 8.490% | 84 mo · new | Context only | | **Used Recreational Vehicles (RVs) Motor Homes, Boats, Travel Trailers, Horse Trailers, Utility Trailers** rv_used_84mo | — APR | 8.990% | 84 mo · used | Context only | | **New Sports Craft Motorcycles, Personal Water Craft (Jet-Skis, Ski-Doos), Snow Mobiles, ATVs** motorcycle_new_60mo | — APR | 8.990% | 60 mo · new | Standard | | **Used Sports Craft Motorcycles, Personal Water Craft (Jet-Skis, Ski-Doos), Snow Mobiles, ATVs** motorcycle_used_60mo | — APR | 9.490% | 60 mo · used | Standard | Central Willamette Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Savings Secured/Credit Builder** personal_secured | — APR | 5.000% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.000% | — | Standard | Central Willamette Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Visa Platinum Low Rate** credit_card_platinum | — APR | 10.490% | — | Standard | | **Visa Signature Rewards** credit_card_rewards | — APR | 14.490% | — | Standard | | **Visa Platinum Secured** credit_card_secured | — APR | 19.000% | — | Standard | Central Willamette Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 65 offers | Product | Published | Rate | Term / condition | Status | | **Table comparing different rates (Annual Percentage Yield 0.05%)** savings | — APY | 0.05% | — | Context only | | **$10,000 - $24,999.99** savings | — APY | 0.05% | — | Context only | | **Minimum Daily Balance to Earn Interest $2,500** savings | 0.05% APY | 0.05% | — | Context only | | **On Your Balance Of $250,000.01 and greater** savings | — APY | 0.05% | — | Context only | | **$25,000.00 and Greater** savings | — APY | 0.05% | — | Context only | | **Premier Interest Business Checking $ .00 - $1,499.99** checking | — APY | 0.05% | — | Eligibility restricted | | **Cannabis Business Membership Account $5.00 - $9,999.99** savings | — APY | 0.05% | — | Eligibility restricted | | **$1,500.00 - $24,999.99** savings | 0.07% APY | 0.07% | — | Context only | | **Table comparing different rates (Annual Percentage Yield 0.07%)** savings | — APY | 0.07% | — | Context only | | **On Your Balance Of $100,000.01 - $250,000.00** savings | — APY | 0.07% | — | Context only | | **Table comparing different rates (Annual Percentage Yield 0.09%)** savings | — APY | 0.09% | — | Context only | | **$25,000.00 - $49,999.99** savings | 0.09% APY | 0.09% | — | Context only | | **On Your Balance Of $0.00 - $9,999.99** savings | — APY | 0.10% | — | Context only | | **Interest Rate 0.10%** savings | — APY | 0.10% | — | Context only | | **Minimum Daily Balance to Earn Interest N/A** savings | 0.10% APY | 0.10% | — | Context only | | **On Your Balance Of $50,000.01 - $100,000.00** savings | — APY | 0.10% | — | Context only | | **Cannabis Choice Money Market $0.00 - $9,999.99** money_market | — APY | 0.10% | — | Context only | | **Table comparing different rates (Annual Percentage Yield 0.11%)** savings | — APY | 0.11% | — | Context only | | **$50,000 - $99,999.99** savings | — APY | 0.11% | — | Context only | | **On Your Balance Of $10,000.01 - $50,000.00** savings | — APY | 0.12% | — | Context only | | **Interest Rate 0.12%** savings | — APY | 0.12% | — | Context only | | **$100,000 and Greater** savings | — APY | 0.14% | — | Context only | | **Table comparing different rates (Annual Percentage Yield 0.14%)** savings | — APY | 0.14% | — | Context only | | **Interest Rate .15%** savings | — APY | 0.15% | — | Context only | | **Interest Rate 0.80%** savings | — APY | 0.80% | — | Context only | | **On Your Balance Of $5,000.01 - $10,000.00** savings | — APY | 0.80% | — | Context only | | **Interest Rate 0.85%** savings | — APY | 0.85% | — | Context only | | **On Your Balance Of $10,000.00 - $24,999.99** savings | — APY | 0.85% | — | Context only | | **Interest Rate 0.95%** savings | — APY | 0.95% | — | Context only | | **On Your Balance Of $25,000 - $49,999.99** savings | — APY | 0.95% | — | Context only | | **On Your Balance Of $50,000.00 - $99,999.99** savings | — APY | 1.00% | — | Context only | | **Table comparing different rates (Annual Percentage Yield 1.00%)** savings | — APY | 1.00% | — | Context only | | **On Your Balance Of $100,000.00 and greater** savings | — APY | 1.04% | — | Context only | | **Interest Rate 1.04%** savings | — APY | 1.05% | — | Context only | | **$100,000.00 And Greater** savings | — APY | 1.05% | — | Context only | | **Minimum Daily Balance to Earn Interest $0.01** savings | 1.05% APY | 1.04% | — | Context only | | **On Your Balance Of $1,000.01 - $5,000.00** savings | — APY | 1.10% | — | Context only | | **Interest Rate 1.09%** savings | — APY | 1.10% | — | Context only | | **On Your Balance Of $0.01 - $1,000.00** savings | — APY | 1.15% | — | Context only | | **Interest Rate 1.14%** savings | — APY | 1.15% | — | Context only | | **6-Month Certificate** cd_6mo | — APY | 1.24% | 6 mo | Standard | | **Certificates/IRA Certificates 6 Months** ira_cd_6mo | — APY | 1.24% | 6 mo | Standard | | **Interest Rate $500 $24,999.99 1.24%** savings | — APY | 1.25% | — | Standard | | **Bump Certificates 12 Months** cd_12mo | — APY | 2.23% | 12 mo | Standard | | **Bump Certificates 24 Months** cd_24mo | — APY | 2.42% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.47% | 12 mo | Standard | | **Certificates/IRA Certificates 12 Months** ira_cd_12mo | — APY | 2.47% | 12 mo | Standard | | **Interest Rate $500 $24,999.99 2.47%** savings | — APY | 2.50% | — | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.57% | 18 mo | Standard | | **Certificates/IRA Certificates 18 Months** ira_cd_18mo | — APY | 2.57% | 18 mo | Standard | | **Interest Rate $500 $24,999.99 2.57%** savings | — APY | 2.60% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.67% | 24 mo | Standard | | **Certificates/IRA Certificates 24 Months** ira_cd_24mo | — APY | 2.67% | 24 mo | Standard | | **Interest Rate $500 $24,999.99 2.67%** savings | — APY | 2.70% | — | Standard | | **Certificates/IRA Certificates 36 Months** ira_cd_36mo | — APY | 2.76% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.76% | 36 mo | Standard | | **Interest Rate $500 $24,999.99 2.76%** savings | — APY | 2.80% | — | Standard | | **Certificates/IRA Certificates 48 Months** ira_cd_48mo | — APY | 2.86% | 48 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.86% | 48 mo | Standard | | **Interest Rate $500 $24,999.99 2.86%** savings | — APY | 2.90% | — | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.96% | 60 mo | Standard | | **Certificates/IRA Certificates 60 Months** ira_cd_60mo | — APY | 2.96% | 60 mo | Standard | | **Interest Rate $500 $24,999.99 2.96%** savings | — APY | 3.00% | — | Standard | | **Flex 12 CDx (Consumer, IRA, & Business)****** 12 Months** ira_cd_12mo | — APY | 4.08% | 12 mo | Eligibility restricted | | **Interest Rate $500 $24,999.99 4.08%** savings | — APY | 4.16% | — | Standard | Central Willamette Credit Union savings & cd rates as of November 13, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Note** other | — % | 0.250% | — | Standard | | **Table comparing different rates (Months 61 to 72 months)** other | — % | 5.490% | — | Standard | | **Table comparing different rates (Months 73 to 84 months)** other | — % | 5.490% | — | Standard | | **Table comparing different rates (Months Up to 72 months)** other | — % | 5.990% | — | Standard | | **Table comparing different rates (Months 85 to 96 months)** other | — % | 7.890% | — | Standard | Central Willamette Credit Union other rates as of November 13, 2026 Central Willamette Credit Union is a credit union in Oregon. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oregon/central-willamette) , verified from [Central Willamette Credit Union's official website](https://www.centralwcu.org/) Loading branch locator… ## About Central Willamette Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 37.6K Assets $613.8M Founded 1955 Locations reported 11 NCUA charter 62665 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Oregon State** North Albany Branch · Albany · OR · 97321 About 1.5 miles away](https://rateapi.dev/credit-unions/oregon/oregon-state) [**Red Canoe** Albany Red Canoe CU · Albany · OR · 97322 About 3.2 miles away](https://rateapi.dev/credit-unions/washington/red-canoe) [**Selco Community** Albany · Albany · OR · 97322 About 3.3 miles away](https://rateapi.dev/credit-unions/oregon/selco-community) [**Onpoint Community** Albany · Albany · OR · 97322-5265 About 3.4 miles away](https://rateapi.dev/credit-unions/oregon/onpoint-community) [**Peak** ALBANY · ALBANY · OR · 97322-5080 About 3.5 miles away](https://rateapi.dev/credit-unions/washington/peak) [**44 North** Albany - 4129 Santiam Hwy SE · Albany · OR · 97322 About 4.5 miles away](https://rateapi.dev/credit-unions/oregon/44-north) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Central Willamette Credit Union Membership eligibility from Central Willamette Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Central Willamette Credit Union's website. Check the membership page below to confirm whether you qualify. **Cost to join:** About $5. Verified from [Central Willamette Credit Union's membership page](https://www.centralwcu.org/credit-union-personal-banking/savings-accounts/membership-savings) . Final membership determination is always made by the credit union. ## Work at Central Willamette Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Central Willamette Credit Union ranks against Oregon peers. - See which AI assistants fetched Central Willamette Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oregon - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=central-willamette&state=oregon&code=OR&name=Central%20Willamette%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Central Willamette Credit Union offer? Central Willamette Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Central Willamette Credit Union rates updated? RateAPI verifies Central Willamette Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Central Willamette Credit Union's rate data? Rate data is collected directly from Central Willamette Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Central Willamette Credit Union? Central Willamette Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Central Willamette Credit Union's rates against national credit-union benchmarks. [More Oregon credit unions](https://rateapi.dev/credit-unions/oregon) [Oregon auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oregon) [Oregon personal loan leaders](https://rateapi.dev/personal-loan-rates/oregon) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.centralwcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Central Willamette Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Central Willamette Credit Union curl "https://api.rateapi.dev/credit-unions/oregon /central-willamette " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Central Willamette Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oregon/central-willamette Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp