--- title: "Truity Credit Union Rates (Nov 2026): Mortgage 7.65%" description: "Truity Credit Union rates today: 30 year fixed mortgage 7.65% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Truity Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/truity" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Truity Credit Union Rates (Nov 2026): Mortgage 7.65% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Conventional 30 Year Fixed Rate 34** 30 year fixed | 7.650% APR | 7.375% | — | Standard | | **Conventional 15 Year Fixed Rate 34** 15 year fixed | 6.923% APR | 6.625% | — | Standard | | **Conventional 10 Year Fixed Rate 34** 10 year fixed | 7.013% APR | 6.625% | — | Standard | | **Conventional 20 Year Fixed Rate 34** 20 year fixed | 7.251% APR | 7.000% | — | Standard | Truity Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Truity Credit Union offers a 30-year fixed mortgage at 7.65% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/truity) , verified from [Truity Credit Union's official website](https://www.truitycu.org/) Best product position **Room to improve vs. the Oklahoma median** 30-year fixed mortgage Gap to state best **112 bp** 112 bp from state best Vs. state median **34 bp behind median** 30-year fixed mortgage Products ranked **1** across tracked Oklahoma markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.65% | Room to improve vs. the Oklahoma median | 112 bp from state best | 34 bp behind median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Truity Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=truity&state=oklahoma&code=OK&name=Truity%20Credit%20Union) Loading branch locator… ## About Truity Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 75.5K Assets $1.3B Founded 1939 Locations reported 11 NCUA charter 3130 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ok** Main · Bartlesville · OK · 74006 About 7.6 miles away](https://rateapi.dev/credit-unions/oklahoma/ok) [**Westreet** Skiatook · Skiatook · OK · 74070-3977 About 25.0 miles away](https://rateapi.dev/credit-unions/oklahoma/westreet) [**Oklahoma Central** Owasso · Collinsville · OK · 74021 About 31.0 miles away](https://rateapi.dev/credit-unions/oklahoma/oklahoma-central) [**Western Sun** Owasso Oklahoma · Owasso · OK · 74055 About 31.3 miles away](https://rateapi.dev/credit-unions/oklahoma/western-sun) [**Peoples Choice** Peoples Choice Credit Union · Coffeyville · KS · 67337 About 32.4 miles away](https://rateapi.dev/credit-unions/kansas/peoples-choice) [**TTCU** Owasso · Owasso · OK · 74055-5355 About 32.6 miles away](https://rateapi.dev/credit-unions/oklahoma/ttcu) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Truity Credit Union Membership eligibility from Truity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (ConocoPhillips +4 more) - Location Washington - Employer ConocoPhillips, Phillips 66, City of Bartlesville, City of Dewey, City of Olathe Verified from [Truity Credit Union's membership page](https://www.truitycu.org/en/join/family-177420) . Final membership determination is always made by the credit union. ## Work at Truity Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Truity Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Truity Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=truity&state=oklahoma&code=OK&name=Truity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Truity Credit Union offer? Truity Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Truity Credit Union rates updated? RateAPI verifies Truity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Truity Credit Union's rate data? Rate data is collected directly from Truity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Truity Credit Union's mortgage rate? As of November 12, 2026, Truity Credit Union offers a 30-year fixed mortgage at 7.65% APR. ### Who can join Truity Credit Union? Membership via employers (ConocoPhillips +4 more) ## Related Rate Data Compare Truity Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma mortgage rate leaders](https://rateapi.dev/mortgage-rates/oklahoma) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.truitycu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Truity Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Truity Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /truity " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Truity Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/truity Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp