--- title: "Southwest Oklahoma Credit Union Rates - Oklahoma" description: "Current mortgage, auto loan, and savings & cd rates from Southwest Oklahoma Credit Union in Oklahoma. Updated daily with source verification. See who can join Southwest Oklahoma Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/southwest-oklahoma" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Southwest Oklahoma Credit Union Rates - Oklahoma ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New mobile homes (up to 72 months)** other | — APR | 10.250% | — | Standard | Southwest Oklahoma Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **60 Or 72 Months** auto_any_72mo | — APR | 6.250% | 72 mo | Standard | | **84 Or 96 Months** auto_any_96mo | — APR | 6.500% | 96 mo | Standard | | **108 Or 120 Months** auto_any_120mo | — APR | 6.750% | 120 mo | Standard | | **Other vehicles 9 to 12 years old (up to 60 months)** auto_any_60mo | — APR | 7.000% | 60 mo | Standard | | **All other vehicles (term depends on vehicle condition)** auto | — APR | 9.250% | — | Standard | Southwest Oklahoma Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** cd_24mo | — APY | 3.75% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.00% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.25% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.50% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.00% | 72 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 5.50% | 84 mo | Standard | Southwest Oklahoma Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Pre-owned mobile homes (up to 60 months)** other | — % | 12.250% | — | Standard | Southwest Oklahoma Credit Union other rates as of November 12, 2026 Southwest Oklahoma Credit Union is a credit union in Oklahoma. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/southwest-oklahoma) , verified from [Southwest Oklahoma Credit Union's official website](https://www.swofcu.com/) Loading branch locator… ## About Southwest Oklahoma Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $117.3M Founded 1958 Locations reported 1 NCUA charter 12271 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fort Sill** East Branch · Lawton · OK · 73507 Branch in the same ZIP](https://rateapi.dev/credit-unions/oklahoma/fort-sill) [**Comanche County** Fort Sill Federal Credit Union · Fort Sill · OK · 73503 About 3.3 miles away](https://rateapi.dev/credit-unions/oklahoma/comanche-county) [**Red River** LAWTON BRANCH · LAWTON · OK · 73505 About 6.7 miles away](https://rateapi.dev/credit-unions/oklahoma/red-river) [**Communication** Goodyear · Lawton · OK · 73505-9723 About 8.8 miles away](https://rateapi.dev/credit-unions/oklahoma/communication) [**Navy Federal Credit Union** Lawton OK · Lawton · OK · 73505 About 10.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Cooperative Employees** CECU · Anadarko · OK · 73005 About 26.6 miles away](https://rateapi.dev/credit-unions/oklahoma/cooperative-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Southwest Oklahoma Credit Union Membership eligibility from Southwest Oklahoma Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Southwest Oklahoma Credit Union's website. Check the membership page below to confirm whether you qualify. - Location caddo, comanche, cotton, kiowa, tillman, stephens — OK Verified from [Southwest Oklahoma Credit Union's membership page](https://www.swofcu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Southwest Oklahoma Credit Union Geography 6 counties · Family 25 published paths to membership, last verified November 8, 2026, quoted from Southwest Oklahoma Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Caddo County, OK - Comanche County, OK - Cotton County, OK - Kiowa County, OK - Stephens County, OK - Tillman County, OK “Membership is open to family members of existing account holders as well as to everyone who lives, works, worships or attends school in the following counties: Caddo Comanche Cotton Kiowa Tillman Stephens” > [source ↗](https://www.swofcu.com/membership/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “Membership is open to family members of existing account holders” > [source ↗](https://www.swofcu.com/membership/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Southwest Oklahoma Credit Union? Yes No ## Work at Southwest Oklahoma Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southwest Oklahoma Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Southwest Oklahoma Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=southwest-oklahoma&state=oklahoma&code=OK&name=Southwest%20Oklahoma%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Southwest Oklahoma Credit Union offer? Southwest Oklahoma Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Southwest Oklahoma Credit Union rates updated? RateAPI verifies Southwest Oklahoma Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Southwest Oklahoma Credit Union's rate data? Rate data is collected directly from Southwest Oklahoma Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Southwest Oklahoma Credit Union? Southwest Oklahoma Credit Union publishes its membership criteria on its own website. RateAPI tracks 25 published membership paths covering 6 counties for Southwest Oklahoma Credit Union, each quoted from Southwest Oklahoma Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Southwest Oklahoma Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma mortgage rate leaders](https://rateapi.dev/mortgage-rates/oklahoma) [Oklahoma auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oklahoma) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.swofcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Southwest Oklahoma Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Southwest Oklahoma Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /southwest-oklahoma " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Southwest Oklahoma Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/southwest-oklahoma Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp