---
title: "Oklahoma Educators Credit Union Rates - Oklahoma"
description: "Current auto loan, personal loan, and savings &amp; cd rates from Oklahoma Educators Credit Union in Oklahoma. Updated daily with source verification. See who can join Oklahoma Educators Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/oklahoma/oklahoma-educators"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Oklahoma Educators Credit Union Rates - Oklahoma

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **84-Month Auto Loan** auto_any_84mo |  — APR |  7.990% |  84 mo |  Context only |
Oklahoma Educators Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Secured Personal Loan** personal_secured |  — APR |  6.990% |  — |  Standard |
| **Unsecured Personal Loan** personal_unsecured |  — APR |  13.990% |  — |  Standard |
Oklahoma Educators Credit Union personal loan rates as of November 13, 2026

### Savings & CD rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Non-Qualified Tier** savings |  — APY |  0.05% |  — |  Standard |
| **Qualified Tier 2 (Over $20,000)** savings |  — APY |  0.20% |  — |  Standard |
Oklahoma Educators Credit Union savings & cd rates as of November 13, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Qualified Tier 2 ($500 minimum balance to earn dividends and avoid a service charge.)** other |  — % |  0.050% |  — |  Standard |
| **Qualified Tier 1 ($0 - $20,000)** other |  — % |  1.000% |  — |  Standard |
Oklahoma Educators Credit Union other rates as of November 13, 2026

Oklahoma Educators Credit Union is a credit union in Oklahoma. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/oklahoma-educators) , verified from [Oklahoma Educators Credit Union's official website](https://oecu.com/)

Loading branch locator…

## About Oklahoma Educators Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

11.4K

Assets

$315.3M

Founded

1960

Locations reported

7

NCUA charter

61088

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**U. S. Employees O. C.** BRANCH 4 · OKLAHOMA CITY · OK · 73112-7047 About 1.5 miles away](https://rateapi.dev/credit-unions/oklahoma/u-s-employees-o-c) [**Communication** NW · Oklahoma City · OK · 73116-1682 About 1.7 miles away](https://rateapi.dev/credit-unions/oklahoma/communication) [**Allegiance** CUSC Shared Branch · Oklahoma City · OK · 73120-2610 About 2.0 miles away](https://rateapi.dev/credit-unions/oklahoma/allegiance) [**Weokie** North Express · Oklahoma City · OK · 73132-5201 About 2.1 miles away](https://rateapi.dev/credit-unions/oklahoma/weokie) [**TTCU** Crown Heights · Oklahoma City · OK · 73118 About 2.6 miles away](https://rateapi.dev/credit-unions/oklahoma/ttcu) [**Tinker** Northwest Branch · Oklahoma City · OK · 73122 About 3.3 miles away](https://rateapi.dev/credit-unions/oklahoma/tinker)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Oklahoma Educators Credit Union

Membership eligibility from Oklahoma Educators Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Oklahoma Educators Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location OK
- Employer Select Employee Groups

Verified from [Oklahoma Educators Credit Union's membership page](https://oecu.com/about-us/become-a-member/) . Final membership determination is always made by the credit union.

## Membership rules for Oklahoma Educators Credit Union

Geography 1 · Employers · Family

3 published paths to membership, last verified August 21, 2026, quoted from Oklahoma Educators Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

- OK

“Membership is open to all school employees, students, and Select Employee Groups within the State of Oklahoma.”

> [source ↗](https://oecu.com/about-us/become-a-member/)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of select employee groups

“Membership is open to all school employees, students, and Select Employee Groups within the State of Oklahoma.”

> [source ↗](https://oecu.com/about-us/become-a-member/)

- Employee of select employee groups

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, grandparent, adopted children

“Additionally, if you are a family member of anyone who qualifies for membership, then you too can have the benefit of Oklahoma Educators Credit Union.”

> [source ↗](https://oecu.com/about-us/become-a-member/)

- Family member (spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, grandparent, adopted children) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Oklahoma Educators Credit Union? Yes No

## Work at Oklahoma Educators Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Oklahoma Educators Credit Union ranks against Oklahoma peers.

- See which AI assistants fetched Oklahoma Educators Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Oklahoma
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=oklahoma-educators&amp;state=oklahoma&amp;code=OK&amp;name=Oklahoma%20Educators%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Oklahoma Educators Credit Union offer?

Oklahoma Educators Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Oklahoma Educators Credit Union rates updated?

RateAPI verifies Oklahoma Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Oklahoma Educators Credit Union's rate data?

Rate data is collected directly from Oklahoma Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Oklahoma Educators Credit Union?

Oklahoma Educators Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 geographic area and 1 employer for Oklahoma Educators Credit Union, each quoted from Oklahoma Educators Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Oklahoma Educators Credit Union's rates against national credit-union benchmarks.

[More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oklahoma) [Oklahoma personal loan leaders](https://rateapi.dev/personal-loan-rates/oklahoma) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://oecu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Oklahoma Educators Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Oklahoma Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/oklahoma /oklahoma-educators " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Oklahoma Educators Credit Union locations

Search, filter, and browse all 7 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/oklahoma/oklahoma-educators
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
