Oklahoma

oklahoma city, Oklahoma
Last verified: July 10, 2026

As of July 10, 2026, Oklahoma offers a 30-year-fixed mortgage at 6.619% APR (6.375% rate, 0 points). Auto loans available from 3.49% APR. HELOC rates from 6% APR. Credit card rates from 5% APR.

Source: RateAPI.dev, verified from Oklahoma's official website

Who Can Join Oklahoma

Membership eligibility from Oklahoma's own published criteria. How we verify this.

Membership criteria are published on Oklahoma's website. Check the membership page below to confirm whether you qualify.

Verified from Oklahoma's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.619% APR
Rate6.375%
Points0
VA 30 Year
30-year-fixed
6.844% APR
Rate6.750%
Points0
Conventional 30 Year
30-year-fixed
7.024% APR
Rate6.375%
Points0
FHA 30 Year
15-year-fixed
6.276% APR
Rate6.125%
Points0
Conventional 15 Year
15-year-fixed
6.398% APR
Rate6.000%
Points0
VA 15 Year
15-year-fixed
6.613% APR
Rate6.000%
Points0
FHA 15 Year
5-1-arm
6.063% APR
Rate6.000%
Points0
[PROMOTIONAL] 5/1 ARM
10-1-arm
7.029% APR
Rate6.875%
Points0
10/10 ARM

Auto Loan Rates

Rates as of July 10, 2026

auto
3.490% APR
Rate3.490%
[PROMOTIONAL] Auto Loan

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
6.000% APR
Rate6.000%
HELOC Fixed
heloc_variable
6.750% APR
Rate6.750%
HELOC Adjustable

Credit Card Rates

Rates as of July 10, 2026

savings
5.000% APR
Rate5.000%
Rewards+ Checking

Frequently Asked Questions

What rates does Oklahoma offer?

Oklahoma currently offers mortgage, auto loan, HELOC, and credit card rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Oklahoma rates updated?

RateAPI verifies Oklahoma's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Oklahoma's rate data?

Rate data is collected directly from Oklahoma's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Oklahoma's mortgage rate?

As of July 10, 2026, Oklahoma offers a 30-year-fixed mortgage at 6.619% APR.

What is Oklahoma's auto loan rate?

As of July 10, 2026, Oklahoma offers auto loans from 3.49% APR.

Related Rate Data

Compare Oklahoma's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Oklahoma
curl "https://api.rateapi.dev/credit-unions/oklahoma/ok" \
  -H "Authorization: Bearer YOUR_API_KEY"