--- title: "Ok Credit Union Rates (Nov 2026): Mortgage 7.27%" description: "Ok Credit Union rates today: 30 year fixed mortgage 7.27% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Ok Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/ok" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ok Credit Union Rates (Nov 2026): Mortgage 7.27% ### Mortgage rates 16 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.273% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.500% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.386% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.392% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.393% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.750% APR | 6.750% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.018% APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.259% APR | 6.250% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.625% APR | 6.625% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.015% APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.375% APR | 7.375% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.379% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.383% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.625% APR | 7.625% | — | Standard | Ok Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Ok Credit Union offers a 30-year fixed mortgage at 7.273% APR (0.228 points). > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/ok) , verified from [Ok Credit Union's official website](https://www.okfcu.org/) Best product position **Better than the Oklahoma median** 30-year fixed mortgage Gap to state best **74 bp** 74 bp from state best Vs. state median **4 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Oklahoma markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.27% | Better than the Oklahoma median | 74 bp from state best | 4 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Ok Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=ok&state=oklahoma&code=OK&name=Ok%20Credit%20Union) Loading branch locator… ## About Ok Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.5K Assets $26.9M Founded 1955 Locations reported 1 NCUA charter 10158 Charter type Federal credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Truity** Bartlesville Washington South · Bartlesville · OK · 74006 About 2.2 miles away](https://rateapi.dev/credit-unions/oklahoma/truity) [**Westreet** Skiatook · Skiatook · OK · 74070-3977 About 24.7 miles away](https://rateapi.dev/credit-unions/oklahoma/westreet) [**Peoples Choice** Peoples Choice Credit Union · Coffeyville · KS · 67337 About 26.8 miles away](https://rateapi.dev/credit-unions/kansas/peoples-choice) [**Co-Operative** Co-Operative · Coffeyville · KS · 67337-5813 About 27.0 miles away](https://rateapi.dev/credit-unions/kansas/co-operative) [**Oklahoma Central** Owasso · Collinsville · OK · 74021 About 27.2 miles away](https://rateapi.dev/credit-unions/oklahoma/oklahoma-central) [**Western Sun** Owasso Oklahoma · Owasso · OK · 74055 About 27.3 miles away](https://rateapi.dev/credit-unions/oklahoma/western-sun) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ok Credit Union Membership eligibility from Ok Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ok Credit Union's website. Check the membership page below to confirm whether you qualify. - Location washington, nowata, osage — OK, WA Verified from [Ok Credit Union's membership page](https://www.okfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Ok Credit Union Geography 3 counties 12 published paths to membership, last verified August 27, 2026, quoted from Ok Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Nowata County, OK - Osage County, OK - WA - Washington County, OK “Membership is open to anyone that lives, works or worships in Washington, Nowata or Osage counties in Oklahoma.” > [source ↗](https://www.okfcu.org/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ok Credit Union? Yes No ## Work at Ok Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ok Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Ok Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ok&state=oklahoma&code=OK&name=Ok%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ok Credit Union offer? Ok Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ok Credit Union rates updated? RateAPI verifies Ok Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ok Credit Union's rate data? Rate data is collected directly from Ok Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Ok Credit Union's mortgage rate? As of November 12, 2026, Ok Credit Union offers a 30-year fixed mortgage at 7.273% APR. ### Who can join Ok Credit Union? Ok Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 3 counties for Ok Credit Union, each quoted from Ok Credit Union's own published membership criteria. ## Related Rate Data Compare Ok Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma mortgage rate leaders](https://rateapi.dev/mortgage-rates/oklahoma) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.okfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ok Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ok Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /ok " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ok Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/ok Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp