--- title: "Energy One Credit Union Rates - Oklahoma" description: "Current vehicle loan, heloc, and personal loan rates from Energy One Credit Union in Oklahoma. Updated daily with source verification. See who can join Energy One Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/energy-one" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Energy One Credit Union Rates - Oklahoma ### Auto & vehicle rates 18 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2020–2027)** auto_any_36mo | — APR | 4.240% | 36 mo | Standard | | **60-Month Auto Loan (2020–2027)** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **2025–2027 Auto $10,000+ (72 months)**** auto_any_72mo | — APR | 4.990% | 72 mo | Standard | | **2025–2027 Auto $20,000+ (84 months)***** auto_any_84mo | — APR | 5.740% | 84 mo | Standard | | **Up to 72-Month Auto Loan (2013–2019)** auto_any_72mo | — APR | 6.190% | 72 mo | Standard | | **RV/Boat/Trailer $30,000–$49,999** rv_any_84mo | — APR | 6.740% | 84 mo | Standard | | **RV/Boat/Trailer $10,000–$29,999** rv | 6.740% APR | 6.740% | — | Context only | | **RV/Boat/Trailer $5,000–$9,999** rv | 6.740% APR | 6.740% | — | Context only | | **RV/Boat/Trailer $5,000–$9,999** rv_any_48mo | — APR | 6.740% | 48 mo | Standard | | **RV/Boat/Trailer $10,000–$29,999** rv_any_72mo | — APR | 6.740% | 72 mo | Standard | | **RV/Boat/Trailer $50,000–$79,999** rv_any_120mo | — APR | 7.240% | 120 mo | Standard | | **60-Month New Motorcycle Loan** motorcycle_new_60mo | — APR | 7.990% | 60 mo · new | Standard | | **Up to 48-Month Used Auto Loan (2012 and Older)** auto_used_48mo | — APR | 8.190% | 48 mo · used | Standard | | **RV/Boat/Trailer $80,000+** rv_any_180mo | — APR | 8.240% | 180 mo | Standard | | **48-Month Used Motorcycle Loan** motorcycle_used_48mo | — APR | 8.490% | 48 mo · used | Standard | | **PWC / ATV / Golf Cart $5,000–$9,999** boat_any_48mo | — APR | 8.490% | 48 mo | Standard | | **PWC / ATV / Golf Cart $10,000–$19,999** boat_any_60mo | — APR | 8.740% | 60 mo | Standard | | **PWC / ATV / Golf Cart $20,000+** boat_any_72mo | — APR | 8.990% | 72 mo | Standard | Energy One Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Energy One Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan (Under $5,000)** personal_unsecured | — APR | 14.990% | — | Standard | | **Signature Loan ($5,000+)** personal_unsecured | — APR | 14.990% | — | Standard | Energy One Credit Union personal loan rates as of November 12, 2026 Energy One Credit Union is a credit union in Oklahoma. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/energy-one) , verified from [Energy One Credit Union's official website](https://energyone.org/) Loading branch locator… ## About Energy One Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16.7K Assets $308.2M Founded 1935 Locations reported 8 NCUA charter 256 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Westreet** Yale · Tulsa · OK · 74136 About 1.1 miles away](https://rateapi.dev/credit-unions/oklahoma/westreet) [**Saint Francis Employees** Main Office · Tulsa · OK · 74136-3344 About 1.1 miles away](https://rateapi.dev/credit-unions/oklahoma/saint-francis-employees) [**TTCU** Riverside · Tulsa · OK · 74136 About 2.3 miles away](https://rateapi.dev/credit-unions/oklahoma/ttcu) [**Red Crown** Red Crown FCU-Southtown · Tulsa · OK · 74137 About 2.4 miles away](https://rateapi.dev/credit-unions/oklahoma/red-crown) [**Oklahoma Central** Sheridan South · Tulsa · OK · 74133 About 2.5 miles away](https://rateapi.dev/credit-unions/oklahoma/oklahoma-central) [**United Members** Main Office · Tulsa · OK · 74145 About 3.0 miles away](https://rateapi.dev/credit-unions/oklahoma/united-members) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Energy One Credit Union Membership eligibility from Energy One Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Energy One Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Energy One Credit Union's membership page](https://energyone.org/) . Final membership determination is always made by the credit union. ## Work at Energy One Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Energy One Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Energy One Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=energy-one&state=oklahoma&code=OK&name=Energy%20One%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Energy One Credit Union offer? Energy One Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Energy One Credit Union rates updated? RateAPI verifies Energy One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Energy One Credit Union's rate data? Rate data is collected directly from Energy One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Energy One Credit Union? Energy One Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Energy One Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma auto loan rate leaders](https://rateapi.dev/auto-loan-rates/oklahoma) [Oklahoma HELOC rate leaders](https://rateapi.dev/heloc-rates/oklahoma) [Oklahoma personal loan leaders](https://rateapi.dev/personal-loan-rates/oklahoma) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://energyone.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Energy One Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Energy One Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /energy-one " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Energy One Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/energy-one Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp