Energy One

tulsa, Oklahoma
Last verified: July 10, 2026

As of July 10, 2026, Energy One offers a 30-year-fixed mortgage at 6% APR (6% rate, 0 points). Auto loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 14.99% APR.

Source: RateAPI.dev, verified from Energy One's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.000% APR
Rate6.000%
Points0
[PROMOTIONAL] 30-Year Fixed Mortgage

Auto Loan Rates

Rates as of July 10, 2026

auto_any_36mo
4.740% APR
Rate4.740%
2020–2026 Auto (36 months)
auto_any_36mo
4.740% APR
Rate4.740%
[PROMOTIONAL] 2020–2026 Auto (36 months)
auto_any_72mo
4.990% APR
Rate4.990%
2020–2026 Auto $10,000+ (72 months)
auto_any_60mo
4.990% APR
Rate4.990%
2020–2026 Auto (60 months)
auto_any_72mo
4.990% APR
Rate4.990%
[PROMOTIONAL] 2020–2026 Auto $10,000+ (72 months)
auto_any_60mo
4.990% APR
Rate4.990%
[PROMOTIONAL] 2020–2026 Auto (60 months)
auto_any_84mo
5.740% APR
Rate5.740%
2020–2025 Auto $20,000+ (84 months)
auto_any_84mo
5.740% APR
Rate5.740%
[PROMOTIONAL] 2020–2025 Auto $20,000+ (84 months)
auto_any_72mo
6.190% APR
Rate6.190%
2013–2019 Auto (up to 72 months)
auto_any_72mo
6.190% APR
Rate6.190%
[PROMOTIONAL] 2013–2019 Auto (up to 72 months)
auto
6.740% APR
Rate6.740%
RV/Boat/Trailer $10,000–$29,999
auto
6.740% APR
Rate6.740%
RV/Boat/Trailer $30,000–$49,999
auto
6.740% APR
Rate6.740%
RV/Boat/Trailer $5,000–$9,999
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] RV/Boat/Trailer $10,000–$29,999
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] RV/Boat/Trailer $30,000–$49,999
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] RV/Boat/Trailer $5,000–$9,999
auto
7.240% APR
Rate7.240%
RV/Boat/Trailer $50,000–$79,999
auto
7.240% APR
Rate7.240%
[PROMOTIONAL] RV/Boat/Trailer $50,000–$79,999
auto_new
7.990% APR
Rate7.990%
Motorcycle – New
auto_new
7.990% APR
Rate7.990%
[PROMOTIONAL] Motorcycle – New
auto_any_48mo
8.190% APR
Rate8.190%
2012 & Older Auto (up to 48 months)
auto_any_48mo
8.190% APR
Rate8.190%
[PROMOTIONAL] 2012 & Older Auto (up to 48 months)
auto
8.240% APR
Rate8.240%
RV/Boat/Trailer $80,000+
auto
8.240% APR
Rate8.240%
[PROMOTIONAL] RV/Boat/Trailer $80,000+
auto_used
8.490% APR
Rate8.490%
Motorcycle – Used
auto
8.490% APR
Rate8.490%
PWC / ATV / Golf Cart $5,000–$9,999
auto_used
8.490% APR
Rate8.490%
[PROMOTIONAL] Motorcycle – Used
auto
8.490% APR
Rate8.490%
[PROMOTIONAL] PWC / ATV / Golf Cart $5,000–$9,999
auto
8.740% APR
Rate8.740%
PWC / ATV / Golf Cart $10,000–$19,999
auto
8.740% APR
Rate8.740%
[PROMOTIONAL] PWC / ATV / Golf Cart $10,000–$19,999
auto
8.990% APR
Rate8.990%
PWC / ATV / Golf Cart $20,000+
auto
8.990% APR
Rate8.990%
[PROMOTIONAL] PWC / ATV / Golf Cart $20,000+

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.750% APR
Rate6.750%
HELOC Variable Rate
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit
heloc_variable
6.750% APR
Rate6.750%
Texas HELOC
heloc_variable
6.750% APR
Rate6.750%
[PROMOTIONAL] HELOC Introductory Rate

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
14.990% APR
Rate14.990%
Signature Loan ($5,000+)
personal_unsecured
14.990% APR
Rate14.990%
Signature Loan (Under $5,000)

Frequently Asked Questions

What rates does Energy One offer?

Energy One currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Energy One rates updated?

RateAPI verifies Energy One's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Energy One's rate data?

Rate data is collected directly from Energy One's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Energy One's mortgage rate?

As of July 10, 2026, Energy One offers a 30-year-fixed mortgage at 6% APR.

What is Energy One's auto loan rate?

As of July 10, 2026, Energy One offers auto loans from 4.74% APR.

Related Rate Data

Compare Energy One's rates against national credit-union benchmarks.

More Oklahoma credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Energy One
curl "https://api.rateapi.dev/credit-unions/oklahoma/energy-one" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude