--- title: "Encentus Credit Union Rates - Oklahoma" description: "Current credit card rates from Encentus Credit Union in Oklahoma. Updated daily with source verification. See who can join Encentus Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/encentus" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Encentus Credit Union Rates - Oklahoma ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **MasterCard Terms & Conditions** credit_card | — APR | 10.900% | — | Standard | Encentus Credit Union credit card rates as of October 23, 2026 Encentus Credit Union is a credit union in Oklahoma. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/encentus) , verified from [Encentus Credit Union's official website](https://www.encentusfcu.org/) Loading branch locator… ## About Encentus Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.6K Assets $21.6M Founded 1970 Locations reported 1 NCUA charter 20015 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Oklahoma Central** Centennial · Tulsa · OK · 74120 About 1.3 miles away](https://rateapi.dev/credit-unions/oklahoma/oklahoma-central) [**Western Sun** Downtown Branch · Tulsa · OK · 74120-4205 About 1.7 miles away](https://rateapi.dev/credit-unions/oklahoma/western-sun) [**Lifetime** Blue Cross Blue Shield Oklahoma · Tulsa · OK · 74119-3612 About 1.8 miles away](https://rateapi.dev/credit-unions/texas/lifetime) [**Westreet** Downtown · Tulsa · OK · 74120 About 1.8 miles away](https://rateapi.dev/credit-unions/oklahoma/westreet) [**Communication** Boston · Tulsa · OK · 74119-1604 About 1.9 miles away](https://rateapi.dev/credit-unions/oklahoma/communication) [**Energy One** TDT · Tulsa · OK · 74119 About 2.1 miles away](https://rateapi.dev/credit-unions/oklahoma/energy-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Encentus Credit Union Membership eligibility from Encentus Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Encentus Credit Union's website. Check the membership page below to confirm whether you qualify. - Location OK - Employer Health Care Industry Verified from [Encentus Credit Union's membership page](https://www.encentusfcu.org/About-Us/How-to-Join) . Final membership determination is always made by the credit union. ## Membership rules for Encentus Credit Union Employers · Family 2 published paths to membership, last verified October 11, 2026, quoted from Encentus Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Employee of health care industry - Works in state:OK “Employees, independent contractors, or self-employed persons who work regularly in the Health Care Industry in the state of Oklahoma” > [source ↗](https://www.encentusfcu.org/About-Us/How-to-Join) - Employee of health care industry and Works in OK ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of someone eligible immediate family, household member “If you are an immediate family of, or living in a household with anyone who is eligible for membership under our field of membership, you are eligible to join.” > [source ↗](https://www.encentusfcu.org/About-Us/How-to-Join) - Family member (immediate family, household member) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Encentus Credit Union? Yes No ## Work at Encentus Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Encentus Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Encentus Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=encentus&state=oklahoma&code=OK&name=Encentus%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Encentus Credit Union offer? Encentus Credit Union currently offers credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website. ### How often are Encentus Credit Union rates updated? RateAPI verifies Encentus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026. ### Where does RateAPI get Encentus Credit Union's rate data? Rate data is collected directly from Encentus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Encentus Credit Union? Encentus Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Encentus Credit Union, each quoted from Encentus Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Encentus Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.encentusfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Encentus Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Encentus Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /encentus " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Encentus Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/encentus Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp