--- title: "Communication Credit Union: #1 HELOC in Oklahoma" description: "Communication Credit Union has the lowest tracked HELOC rate in Oklahoma (6.62% APR) among 5 credit unions we verify. Communication Credit Union rates today: 30 year fixed mortgage 7.31% APR, HELOC from 6.62% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Communication Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/oklahoma/communication" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Communication Credit Union: #1 HELOC in Oklahoma ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **VA 30-Year Fixed** 30 year fixed | 7.313% APR | 6.990% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.395% APR | 7.250% | — | Standard | | **USDA 30-Year Fixed** 30 year fixed | 7.568% APR | 7.000% | — | Standard | | **FHA 30-Year Fixed** 30 year fixed | 7.831% APR | 6.990% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.729% APR | 6.500% | — | Standard | | **Land 15 Year Fixed** 15 year fixed | 7.645% APR | 7.500% | — | Standard | Communication Credit Union mortgage rates as of November 11, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | 6.621% APR | 6.250% | — | Standard | Communication Credit Union heloc rates as of November 11, 2026 As of November 11, 2026, Communication Credit Union offers a 30-year fixed mortgage at 7.313% APR. HELOC rates from 6.621% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/oklahoma/communication) , verified from [Communication Credit Union's official website](https://www.comfedcu.org/) Best product position **#1 of 5** HELOC Gap to state best **0 bp** State market leader Vs. state median **25 bp better than median** HELOC Products ranked **2** across tracked Oklahoma markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 7.31% | Around the Oklahoma median | 78 bp from state best | Matches state median | | HELOC | 6.62% | #1 of 5 · lowest in Oklahoma | State market leader | 25 bp better than median | Published rate position by product as of November 12, 2026 This is the public snapshot. Claim Communication Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=communication&state=oklahoma&code=OK&name=Communication%20Credit%20Union) Loading branch locator… ## About Communication Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 132.6K Assets $2.3B Founded 1939 Locations reported 25 NCUA charter 3454 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**U. S. Employees O. C.** BRANCH 4 · OKLAHOMA CITY · OK · 73112-7047 About 1.5 miles away](https://rateapi.dev/credit-unions/oklahoma/u-s-employees-o-c) [**Oklahoma Educators** NW BRANCH · OKLAHOMA CITY · OK · 73116-1686 About 1.5 miles away](https://rateapi.dev/credit-unions/oklahoma/oklahoma-educators) [**Allegiance** CUSC Shared Branch · Oklahoma City · OK · 73120-2610 About 2.0 miles away](https://rateapi.dev/credit-unions/oklahoma/allegiance) [**Weokie** North Express · Oklahoma City · OK · 73132-5201 About 2.1 miles away](https://rateapi.dev/credit-unions/oklahoma/weokie) [**TTCU** Crown Heights · Oklahoma City · OK · 73118 About 2.6 miles away](https://rateapi.dev/credit-unions/oklahoma/ttcu) [**Tinker** Northwest Branch · Oklahoma City · OK · 73122 About 3.3 miles away](https://rateapi.dev/credit-unions/oklahoma/tinker) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Communication Credit Union Membership eligibility from Communication Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Communication Credit Union's website. Check the membership page below to confirm whether you qualify. - Location carter, pottawatomie — OK - Association OEJ/NREF, Cornerstone Foundation Verified from [Communication Credit Union's membership page](https://www.comfedcu.org/join/) . Final membership determination is always made by the credit union. ## Membership rules for Communication Credit Union Geography 2 counties · Associations 2 · Family 2 16 published paths to membership, last verified August 27, 2026, quoted from Communication Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Broken Arrow, OK - Carter County, OK - Pottawatomie County, OK “Live, work, worship or attend school in Carter County or Pottawatomie County, OK or live or work in Broken Arrow, OK.” > [source ↗](https://www.comfedcu.org/join/) ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of OEJ/NREF “Residents of Oklahoma or Kansas can join OEJ/NREF during the application process to become eligible for membership – we’ll even pay your one-time membership fee!” > [source ↗](https://www.comfedcu.org/join/) - Member of OEJ/NREF - Member of Cornerstone Foundation “If you reside outside of Oklahoma and Kansas and don’t meet the other eligibility criteria above, you can use our online application and select the option to become a Sustaining Member of the Cornerstone Foundation for a one-time fee of $10.” > [source ↗](https://www.comfedcu.org/join/) - Member of Cornerstone Foundation ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Have a family member who is a member of Communication Federal Credit Union.” > [source ↗](https://www.comfedcu.org/join/) - Family member of a member - Family of a member family “Have a family member who is a member of Communication Federal Credit Union.” > [source ↗](https://www.comfedcu.org/join/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Communication Credit Union? Yes No ## Work at Communication Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Communication Credit Union ranks against Oklahoma peers. - See which AI assistants fetched Communication Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Oklahoma - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=communication&state=oklahoma&code=OK&name=Communication%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Communication Credit Union offer? Communication Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Communication Credit Union rates updated? RateAPI verifies Communication Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Communication Credit Union's rate data? Rate data is collected directly from Communication Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Communication Credit Union's mortgage rate? As of November 11, 2026, Communication Credit Union offers a 30-year fixed mortgage at 7.313% APR. ### What is Communication Credit Union's HELOC rate? As of November 11, 2026, Communication Credit Union offers home equity lines of credit from 6.621% APR. ### Who can join Communication Credit Union? Communication Credit Union publishes its membership criteria on its own website. RateAPI tracks 16 published membership paths covering 2 counties and 2 associations for Communication Credit Union, each quoted from Communication Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Communication Credit Union's rates against national credit-union benchmarks. [More Oklahoma credit unions](https://rateapi.dev/credit-unions/oklahoma) [Oklahoma mortgage rate leaders](https://rateapi.dev/mortgage-rates/oklahoma) [Oklahoma HELOC rate leaders](https://rateapi.dev/heloc-rates/oklahoma) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.comfedcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Communication Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Oklahoma credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Communication Credit Union curl "https://api.rateapi.dev/credit-unions/oklahoma /communication " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Communication Credit Union locations Search, filter, and browse all 25 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/oklahoma/communication Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp