---
title: "Whitewater Community Credit Union Rates - Ohio"
description: "Current personal loan, and credit card rates from Whitewater Community Credit Union in Ohio. Updated daily with source verification. See who can join Whitewater Community Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/ohio/whitewater-community"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Whitewater Community Credit Union Rates - Ohio

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Unsecured (personal loan) - up to $10,000** personal_unsecured |  — APR |  9.490% |  — |  Standard |
Whitewater Community Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **VISA Credit Card ($500-$7500)** credit_card |  — APR |  7.900% |  — |  Standard |
Whitewater Community Credit Union credit card rates as of November 12, 2026

### Other rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Rates as low as...** other |  — % |  4.490% |  — |  Standard |
Whitewater Community Credit Union other rates as of November 12, 2026

Whitewater Community Credit Union is a credit union in Ohio. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/whitewater-community) , verified from [Whitewater Community Credit Union's official website](https://www.whitewaterccu.org/home.html)

Loading branch locator…

## About Whitewater Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.6K

Assets

$11.7M

Founded

1954

Locations reported

2

NCUA charter

61760

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Kemba** Harrison · Harrison · OH · 45030-1940 About 1.4 miles away](https://rateapi.dev/credit-unions/ohio/kemba) [**Cincinnati Employees** Cincinnati Employees Credit Union · Harrison · OH · 45030-2132 About 2.3 miles away](https://rateapi.dev/credit-unions/ohio/cincinnati-employees) [**General Electric** Dent, OH · Cincinnati · OH · 45248-1605 About 8.5 miles away](https://rateapi.dev/credit-unions/ohio/general-electric) [**Cinfed** Colerain Branch · Cincinnati · OH · 45251 About 8.8 miles away](https://rateapi.dev/credit-unions/ohio/cinfed) [**Cincinnati Ohio Police** Cardinal Credit Union · Cincinnati · OH · 45251 About 9.0 miles away](https://rateapi.dev/credit-unions/ohio/cincinnati-ohio-police) [**Sharefax** WESTERN HILLS · CINCINNATI · OH · 45248 About 9.2 miles away](https://rateapi.dev/credit-unions/ohio/sharefax)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Whitewater Community Credit Union

Membership eligibility from Whitewater Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Whitewater Community Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location OH
- Employer Crown Plastics, Cincinnati Test Systems

Verified from [Whitewater Community Credit Union's membership page](https://www.whitewaterccu.org/who-is-eligible.html) . Final membership determination is always made by the credit union.

## Membership rules for Whitewater Community Credit Union

Geography 4 · Employers 2 · Family

7 published paths to membership, last verified November 8, 2026, quoted from Whitewater Community Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

- Harrison, OH

“Membership to WCCU is open to anyone who lives, works, worships or attends school in the community of Harrison, Ohio.”

> [source ↗](https://www.whitewaterccu.org/who-is-eligible.html)

### Employers 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Employee of Crown Plastics

“If you work for one of the following companies, you are eligible to join WCCU, no matter where you live. ​​Crown Plastics​”

> [source ↗](https://www.whitewaterccu.org/who-is-eligible.html)

- Employee of Crown Plastics
  - Employee of Cincinnati Test Systems

“If you work for one of the following companies, you are eligible to join WCCU, no matter where you live. ​​Crown Plastics​ Cincinnati Test Systems”

> [source ↗](https://www.whitewaterccu.org/who-is-eligible.html)

- Employee of Cincinnati Test Systems

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of a member immediate family

“You are eligible to join WCCU if one of your immediate family members are currently a member or if they are eligible but not a current member (they live, work, or worship, or attend school in Harrison).”

> [source ↗](https://www.whitewaterccu.org/who-is-eligible.html)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Whitewater Community Credit Union? Yes No

## Work at Whitewater Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Whitewater Community Credit Union ranks against Ohio peers.

- See which AI assistants fetched Whitewater Community Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Ohio
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=whitewater-community&amp;state=ohio&amp;code=OH&amp;name=Whitewater%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Whitewater Community Credit Union offer?

Whitewater Community Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Whitewater Community Credit Union rates updated?

RateAPI verifies Whitewater Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Whitewater Community Credit Union's rate data?

Rate data is collected directly from Whitewater Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Whitewater Community Credit Union?

Whitewater Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 4 geographic areas and 2 employers for Whitewater Community Credit Union, each quoted from Whitewater Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Whitewater Community Credit Union's rates against national credit-union benchmarks.

[More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.whitewaterccu.org/home.html)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Whitewater Community Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Whitewater Community Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio /whitewater-community " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Whitewater Community Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/ohio/whitewater-community
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
