--- title: "Universal 1 Credit Union Rates & Who Can Join - Ohio" description: "Universal 1 Credit Union is a credit union in Ohio. Rate data is being verified. See who can join Universal 1 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/universal-1" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Universal 1 Credit Union Rates & Who Can Join - Ohio ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Current Rates** other | — % | 4.490% | — | Standard | Universal 1 Credit Union other rates as of November 7, 2026 Universal 1 Credit Union is a credit union in Ohio. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/universal-1) , verified from [Universal 1 Credit Union's official website](https://www.u1cu.org/) Loading branch locator… ## About Universal 1 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 38.4K Assets $429.1M Founded 1937 Locations reported 9 NCUA charter 64970 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Firefighters & Company** Main Office · Dayton · OH · 45402-2845 About 2.3 miles away](https://rateapi.dev/credit-unions/ohio/firefighters-company) [**Wright-Patt Credit Union, Inc.** Twin Towers · Dayton · OH · 45410-1823 About 2.4 miles away](https://rateapi.dev/credit-unions/ohio/wright-patt-credit-union-inc) [**Code** Administrative Office · Dayton · OH · 45402 About 3.0 miles away](https://rateapi.dev/credit-unions/ohio/code) [**Bridge** Dayton Office · Dayton · OH · 45402 About 3.0 miles away](https://rateapi.dev/credit-unions/ohio/bridge) [**Day Air** Wilmington Pike Branch · Kettering · OH · 45429 About 3.1 miles away](https://rateapi.dev/credit-unions/ohio/day-air) [**Topmark** AMI Informations Systems · Dayton · OH · 45459 About 6.3 miles away](https://rateapi.dev/credit-unions/ohio/topmark) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Universal 1 Credit Union Membership eligibility from Universal 1 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Universal 1 Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Universal 1 Credit Union's membership page](https://www.u1cu.org/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Universal 1 Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Universal 1 Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member family member “If you have a family member with a U1 account.” > [source ↗](https://www.u1cu.org/eligibility) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Universal 1 Credit Union? Yes No ## Work at Universal 1 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Universal 1 Credit Union ranks against Ohio peers. - See which AI assistants fetched Universal 1 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=universal-1&state=ohio&code=OH&name=Universal%201%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Universal 1 Credit Union offer? Universal 1 Credit Union is a credit union in Ohio. Rate data is currently being verified. ### How often are Universal 1 Credit Union rates updated? RateAPI verifies Universal 1 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 7, 2026. ### Where does RateAPI get Universal 1 Credit Union's rate data? Rate data is collected directly from Universal 1 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Universal 1 Credit Union? Universal 1 Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Universal 1 Credit Union, each quoted from Universal 1 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Universal 1 Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.u1cu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Universal 1 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Universal 1 Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /universal-1 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Universal 1 Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/universal-1 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp