---
title: "Unity Catholic Credit Union Rates - Ohio"
description: "Current mortgage, auto loan, heloc, personal loan, credit card, and savings &amp; cd rates from Unity Catholic Credit Union in Ohio. Updated daily with source verification. See who can join Unity Catholic Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/ohio/unity-catholic"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Unity Catholic Credit Union Rates - Ohio

### Mortgage rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **(Fixed Rate)** other |  — APR |  5.500% |  — |  Standard |
Unity Catholic Credit Union mortgage rates as of November 11, 2026

### Auto & vehicle rates

7 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **48-Month Auto Loan (2021–2026)** auto_any_48mo |  — APR |  4.740% |  48 mo |  Standard |
| **60-Month Auto Loan (2021–2026)** auto_any_60mo |  — APR |  4.990% |  60 mo |  Standard |
| **72-Month Auto Loan (2021–2026)** auto_any_72mo |  — APR |  5.490% |  72 mo |  Standard |
| **48-Month Auto Loan (2016–2020)** auto_any_48mo |  — APR |  5.740% |  48 mo |  Standard |
| **60-Month Auto Loan (2016–2020)** auto_any_60mo |  — APR |  5.999% |  60 mo |  Standard |
| **84-Month Auto Loan (2021–2026)** auto_any_84mo |  — APR |  6.240% |  84 mo |  Standard |
| **72-Month Auto Loan (2016–2020)** auto_any_72mo |  — APR |  6.990% |  72 mo |  Standard |
Unity Catholic Credit Union auto & vehicle rates as of November 11, 2026

### HELOC rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Equity Loan (Fixed)** heloc_fixed |  — APR |  5.250% |  — |  Standard |
| **HELOC (Variable)** heloc_variable |  — APR |  6.250% |  — |  Standard |
Unity Catholic Credit Union heloc rates as of November 11, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **36-Month Unsecured Personal Loan** personal_unsecured_36mo |  — APR |  10.490% |  36 mo |  Standard |
| **60-Month Unsecured Personal Loan** personal_unsecured_60mo |  — APR |  10.990% |  60 mo |  Standard |
Unity Catholic Credit Union personal loan rates as of November 11, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **VISA® Cash Advances** credit_card |  — APR |  11.990% |  — |  Standard |
Unity Catholic Credit Union credit card rates as of November 11, 2026

### Savings & CD rates

21 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Savings** share_savings |  — APY |  0.05% |  — |  Standard |
| **Tier II** savings |  — APY |  0.15% |  — |  Standard |
| **IRA** ira |  — APY |  0.20% |  — |  Standard |
| **Tier IV** savings |  — APY |  0.20% |  — |  Standard |
| **Tier I** savings |  — APY |  0.20% |  — |  Standard |
| **Tier III** savings |  — APY |  0.20% |  — |  Standard |
| **Tier II** savings |  — APY |  0.40% |  — |  Standard |
| **Tier III** savings |  — APY |  0.60% |  — |  Standard |
| **Tier IV** savings |  — APY |  0.80% |  — |  Standard |
| **Christmas Club** savings |  — APY |  3.00% |  — |  Specialty offer |
| **Start your 2027 Vacation Club** savings |  — APY |  3.04% |  — |  Specialty offer |
| **6-Month Certificate** cd_6mo |  — APY |  3.55% |  6 mo |  Standard |
| **24-Month Certificate** cd_24mo |  — APY |  3.65% |  24 mo |  Standard |
| **24-Month IRA Certificate** ira_cd_24mo |  — APY |  3.70% |  24 mo |  Standard |
| **60-Month Certificate** cd_60mo |  — APY |  3.70% |  60 mo |  Standard |
| **60-Month IRA Certificate** ira_cd_60mo |  — APY |  3.75% |  60 mo |  Standard |
| **12-Month Certificate** cd_12mo |  — APY |  3.75% |  12 mo |  Standard |
| **12-Month IRA Certificate** ira_cd_12mo |  — APY |  3.80% |  12 mo |  Standard |
| **7-Month Certificate** cd_7mo |  — APY |  4.00% |  7 mo |  Standard |
| **13-Month Certificate** cd_13mo |  — APY |  4.10% |  13 mo |  Standard |
| **25-Month Certificate** cd_25mo |  — APY |  4.30% |  25 mo |  Standard |
Unity Catholic Credit Union savings & cd rates as of November 11, 2026

Unity Catholic Credit Union is a credit union in Ohio. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/unity-catholic) , verified from [Unity Catholic Credit Union's official website](https://www.unitycatholiccu.org/)

Loading branch locator…

## About Unity Catholic Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

9.1K

Assets

$98.7M

Founded

1942

Locations reported

2

NCUA charter

4966

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Cleveland Selfreliance** MAIN OFFICE · Parma · OH · 44134-3702 About 1.4 miles away](https://rateapi.dev/credit-unions/ohio/cleveland-selfreliance) [**Credit Union of Ohio** Parma Office · Parma · OH · 44129 About 1.7 miles away](https://rateapi.dev/credit-unions/ohio/credit-union-of-ohio) [**Ukrainian** Parma Osnova Branch · Cleveland · OH · 44134 About 1.8 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian) [**Holy Family Parma** Holy Family Parma Federal Credit Union · Parma · OH · 44130-5162 About 2.2 miles away](https://rateapi.dev/credit-unions/ohio/holy-family-parma) [**All Saints** All Saints Federal Credit Union- St.Columbkille Branch · Parma · OH · 44134-4886 About 2.7 miles away](https://rateapi.dev/credit-unions/ohio/all-saints) [**Pathways Financial** Seven Hills · Seven Hills · OH · 44131 About 3.2 miles away](https://rateapi.dev/credit-unions/ohio/pathways-financial)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Unity Catholic Credit Union

Membership eligibility from Unity Catholic Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via the Catholic Diocese of Cleveland +1 more or occupations (Employee of the Catholic Diocese of Cleveland +1 more)

- Association Catholic Diocese of Cleveland, Byzantine Catholic Eparchy of Parma
- Occupation Employee of the Catholic Diocese of Cleveland, Employee of the Byzantine Catholic Eparchy of Parma

**Cost to join:** About $5.

Verified from [Unity Catholic Credit Union's membership page](https://www.unitycatholiccu.org/become-a-member) . Final membership determination is always made by the credit union.

## Work at Unity Catholic Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Unity Catholic Credit Union ranks against Ohio peers.

- See which AI assistants fetched Unity Catholic Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Ohio
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=unity-catholic&amp;state=ohio&amp;code=OH&amp;name=Unity%20Catholic%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Unity Catholic Credit Union offer?

Unity Catholic Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website.

### How often are Unity Catholic Credit Union rates updated?

RateAPI verifies Unity Catholic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026.

### Where does RateAPI get Unity Catholic Credit Union's rate data?

Rate data is collected directly from Unity Catholic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Unity Catholic Credit Union?

Membership via the Catholic Diocese of Cleveland +1 more or occupations (Employee of the Catholic Diocese of Cleveland +1 more)

## Related Rate Data

Compare Unity Catholic Credit Union's rates against national credit-union benchmarks.

[More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio mortgage rate leaders](https://rateapi.dev/mortgage-rates/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio HELOC rate leaders](https://rateapi.dev/heloc-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.unitycatholiccu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Unity Catholic Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Unity Catholic Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio /unity-catholic " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Unity Catholic Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/ohio/unity-catholic
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
