--- title: "Toledo Urban Credit Union Rates - Ohio" description: "Current mortgage, auto loan, heloc, and personal loan rates from Toledo Urban Credit Union in Ohio. Updated daily with source verification. See who can join Toledo Urban Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/toledo-urban" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Toledo Urban Credit Union Rates - Ohio ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HIMP** other | — APR | 9.000% | — | Standard | Toledo Urban Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan** auto_new_84mo | — APR | 4.750% | 84 mo · new | Standard | | **2024-2022 Used Over $30K** auto_used_84mo | — APR | 5.500% | 84 mo · used | Standard | | **2023-2022 Used Under $30K** auto_used_72mo | — APR | 5.500% | 72 mo · used | Standard | | **Older and Specialty Autos** auto_used_84mo | — APR | 6.900% | 84 mo · used | Standard | Toledo Urban Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 7.000% | — | Standard | Toledo Urban Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **120-Month Share-Secured Loan** personal_secured_120mo | — APR | 3.900% | 120 mo | Standard | | **Holiday Loan** personal_unsecured_24mo | — APR | 9.000% | 24 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 10.000% | 60 mo | Standard | | **Payday** personal_unsecured_1mo | — APR | 18.000% | 1 mo | Standard | Toledo Urban Credit Union personal loan rates as of November 12, 2026 ### Other rates 5 offers | Product | Published | Rate | Term / condition | Status | | **6 For 6** other | — % | 18.000% | — | Standard | | **12 For 10** other | — % | 18.000% | — | Standard | | **10 For 10** other | — % | 18.000% | — | Standard | | **5 For 5** other | — % | 18.000% | — | Standard | | **8 For 8** other | — % | 18.000% | — | Standard | Toledo Urban Credit Union other rates as of November 12, 2026 Toledo Urban Credit Union is a credit union in Ohio. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/toledo-urban) , verified from [Toledo Urban Credit Union's official website](https://www.toledourban.net/) Loading branch locator… ## About Toledo Urban Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.5K Assets $17M Founded 1996 Locations reported 2 NCUA charter 24578 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Bay Area** Toledo · Toledo · OH · 43607 About 1.0 miles away](https://rateapi.dev/credit-unions/ohio/bay-area) [**University of Toledo** UT Main Campus Office · Toledo · OH · 43606-3328 About 1.1 miles away](https://rateapi.dev/credit-unions/ohio/university-of-toledo) [**Promedica** PFCU - Toledo · Toledo · OH · 43606-3895 About 1.7 miles away](https://rateapi.dev/credit-unions/ohio/promedica) [**Educational Community Alliance** Angola Branch · Toledo · OH · 43615-6505 About 2.3 miles away](https://rateapi.dev/credit-unions/ohio/educational-community-alliance) [**Directions** Westgate · Toledo · OH · 43606 About 2.3 miles away](https://rateapi.dev/credit-unions/ohio/directions) [**Champion** South Toledo Branch · Toledo · OH · 43614-2707 About 2.4 miles away](https://rateapi.dev/credit-unions/ohio/champion) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Toledo Urban Credit Union Membership eligibility from Toledo Urban Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Toledo Urban Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Lucas — OH Verified from [Toledo Urban Credit Union's membership page](https://www.toledourban.net/) . Final membership determination is always made by the credit union. ## Membership rules for Toledo Urban Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lucas County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lucas County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Toledo Urban Credit Union? Yes No ## Work at Toledo Urban Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Toledo Urban Credit Union ranks against Ohio peers. - See which AI assistants fetched Toledo Urban Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=toledo-urban&state=ohio&code=OH&name=Toledo%20Urban%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Toledo Urban Credit Union offer? Toledo Urban Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Toledo Urban Credit Union rates updated? RateAPI verifies Toledo Urban Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Toledo Urban Credit Union's rate data? Rate data is collected directly from Toledo Urban Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Toledo Urban Credit Union? Toledo Urban Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Toledo Urban Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Toledo Urban Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio mortgage rate leaders](https://rateapi.dev/mortgage-rates/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio HELOC rate leaders](https://rateapi.dev/heloc-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.toledourban.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Toledo Urban Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Toledo Urban Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /toledo-urban " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Toledo Urban Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/toledo-urban Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp