--- title: "Summit Credit Union Rates - Ohio" description: "Current auto loan, and personal loan rates from Summit Credit Union in Ohio. Updated daily with source verification. See who can join Summit Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/summit" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Summit Credit Union Rates - Ohio ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Cars & Trucks (single axle drive unit only) (New and Used)** auto_any_66mo | — APR | 3.990% | 66 mo · any | Standard | Summit Credit Union auto & vehicle rates as of November 3, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 3.700% | 60 mo | Standard | | **Signature (Unsecured/Personal)** personal_unsecured_60mo | — APR | 6.750% | 60 mo | Standard | | **Home Improvement** personal_unsecured_180mo | — APR | 7.000% | 180 mo | Standard | Summit Credit Union personal loan rates as of November 3, 2026 Summit Credit Union is a credit union in Ohio. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/summit) , verified from [Summit Credit Union's official website](https://www.summitfcu.com/) Loading branch locator… ## About Summit Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.6K Assets $59.7M Founded 1951 Locations reported 2 NCUA charter 7182 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**BFG** Main Office · Akron · OH · 44311-1056 About 0.7 miles away](https://rateapi.dev/credit-unions/ohio/bfg) [**Ohio Healthcare** AKRON · Akron · OH · 44314 About 2.8 miles away](https://rateapi.dev/credit-unions/ohio/ohio-healthcare) [**Firestone** Main Office · Coventry township · OH · 44319 About 2.9 miles away](https://rateapi.dev/credit-unions/ohio/firestone) [**New Horizon** Firestone FCU · Coventry Township · OH · 44319-1173 About 2.9 miles away](https://rateapi.dev/credit-unions/ohio/new-horizon) [**Seven Seventeen** Akron (Wallhaven) Branch · Akron · OH · 44313-6409 About 4.0 miles away](https://rateapi.dev/credit-unions/ohio/seven-seventeen) [**National Police** Akron Office · Akron · OH · 44310 About 4.1 miles away](https://rateapi.dev/credit-unions/illinois/national-police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Summit Credit Union Membership eligibility from Summit Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Summit Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer employers listed on our Eligible Employers and Organizations page Verified from [Summit Credit Union's membership page](https://www.summitfcu.com/sfcu-become-a-member.aspx) . Final membership determination is always made by the credit union. ## Membership rules for Summit Credit Union Employers · Family 5 6 published paths to membership, last verified August 27, 2026, quoted from Summit Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Retired employee of eligible employers “Persons retired as pensioners or annuitants from the employers listed on our Eligible Employers and Organizations page” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Retiree of eligible employers ### Family 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of SFCU” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Family member (spouse) of a member - Family of a member spouse, mother, father, sister, brother, son, daughter, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships “Immediate family members of existing members, including: spouse, mother, father, sister, brother, son, daughter, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Family member (spouse, mother, father, sister, brother, son, daughter, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships) of a member - Family of someone eligible immediate family “Membership at Summit Federal is open to any employees or members of eligible companies and organizations, as well as their immediate family members.” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Family member (immediate family) of an eligible person - Family of a member spouse, parent, sibling, child, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships “Immediate family members of existing members, including: spouse, mother, father, sister, brother, son, daughter, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Family member (spouse, parent, sibling, child, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships) of a member - Family Of Deceased surviving spouse “Spouses of persons who died while within the field of membership of SFCU” > [source ↗](https://www.summitfcu.com/sfcu-become-a-member.aspx) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Summit Credit Union? Yes No ## Work at Summit Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Summit Credit Union ranks against Ohio peers. - See which AI assistants fetched Summit Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=summit&state=ohio&code=OH&name=Summit%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Summit Credit Union offer? Summit Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 3, 2026 directly from the credit union's official website. ### How often are Summit Credit Union rates updated? RateAPI verifies Summit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 3, 2026. ### Where does RateAPI get Summit Credit Union's rate data? Rate data is collected directly from Summit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Summit Credit Union? Summit Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 employer for Summit Credit Union, each quoted from Summit Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Summit Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.summitfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Summit Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Summit Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /summit " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Summit Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/summit Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp