--- title: "Sorg Bay West Credit Union Rates (Nov 2026): CDs to 2.78%" description: "Sorg Bay West Credit Union rates today: savings & CDs up to 2.78% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Sorg Bay West Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/sorg-bay-west" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sorg Bay West Credit Union Rates (Nov 2026): CDs to 2.78% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **New Watercraft/Recreational Vehicle Rates As Low As** boat_new_84mo | — APR | 5.900% | 84 mo · new | Standard | | **New Vehicle Loan Rates As Low As** auto_new_48mo | — APR | 5.900% | 48 mo · new | Standard | | **New and Used Car Loan** auto_any | — APR | 5.900% | any | Standard | | **Motorcycle Loan Same as Vehicle Loans Rates As Low As** motorcycle_any_60mo | — APR | 5.900% | 60 mo | Standard | | **Used Watercraft/Recreational Vehicle Rates As Low As** boat_used_84mo | — APR | 6.900% | 84 mo · used | Standard | | **Used Vehicle Loans 4-5 Years Old Rates As Low As** auto_used_60mo | — APR | 6.900% | 60 mo · used | Standard | | **Used Vehicle Loans All Others Rates As Low As** auto_used_60mo | — APR | 6.900% | 60 mo · used | Standard | | **Used Vehicle Loans 1-3 Years Old Rates As Low As** auto_used_84mo | — APR | 6.900% | 84 mo · used | Standard | Sorg Bay West Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 3.050% | 60 mo | Standard | | **Signature Loan Rates As Low As** personal_unsecured_36mo | — APR | 11.900% | 36 mo | Standard | Sorg Bay West Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Visa Classic Credit Card** credit_card | — APR | 12.900% | — | Standard | Sorg Bay West Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.05% | — | Standard | | **IRA** ira | — APY | 1.00% | — | Standard | | **6-Month Certificate** cd_6mo | 2.78% APY | 2.75% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 2.78% APY | 2.75% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | 2.78% APY | 2.75% | 24 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 2.78% APY | 2.75% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 2.78% APY | 2.75% | 24 mo | Standard | Sorg Bay West Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 2.78% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/sorg-bay-west) , verified from [Sorg Bay West Credit Union's official website](https://sorgbaywest.com/) Loading branch locator… ## About Sorg Bay West Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 805 Assets $11.7M Founded 1950 Locations reported 1 NCUA charter 6772 Charter type Federal credit union ### Services and member support - Online membership application - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Middletown Area Schools** Main Office · Middletown · OH · 45044-4140 About 3.3 miles away](https://rateapi.dev/credit-unions/ohio/middletown-area-schools) [**Firefighters & Company** Monarch Branch · Miamisburg · OH · 45342-3638 About 9.2 miles away](https://rateapi.dev/credit-unions/ohio/firefighters-company) [**Wright-Patt Credit Union, Inc.** Springboro · Springboro · OH · 45066-5000 About 10.1 miles away](https://rateapi.dev/credit-unions/ohio/wright-patt-credit-union-inc) [**Universal 1** Austin Park · Miamisburg · OH · 45342-4536 About 10.8 miles away](https://rateapi.dev/credit-unions/ohio/universal-1) [**Sharefax** LIBERTY TOWNSHIP · LIBERTY TOWNSHIP · OH · 45044 About 12.6 miles away](https://rateapi.dev/credit-unions/ohio/sharefax) [**Cincinnati Ohio Police** Fairfield Township · Fairfield Township · OH · 45011 About 12.7 miles away](https://rateapi.dev/credit-unions/ohio/cincinnati-ohio-police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sorg Bay West Credit Union Membership eligibility from Sorg Bay West Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Sorg Bay West Credit Union's website. Check the membership page below to confirm whether you qualify. - Location OH Verified from [Sorg Bay West Credit Union's membership page](https://www.sorgbaywest.com/aboutus) . Final membership determination is always made by the credit union. ## Membership rules for Sorg Bay West Credit Union Geography 1 county 4 published paths to membership, last verified November 8, 2026, quoted from Sorg Bay West Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Butler County, OH - Middletown, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Butler County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Sorg Bay West Credit Union? Yes No ## Work at Sorg Bay West Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sorg Bay West Credit Union ranks against Ohio peers. - See which AI assistants fetched Sorg Bay West Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sorg-bay-west&state=ohio&code=OH&name=Sorg%20Bay%20West%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sorg Bay West Credit Union offer? Sorg Bay West Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Sorg Bay West Credit Union rates updated? RateAPI verifies Sorg Bay West Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Sorg Bay West Credit Union's rate data? Rate data is collected directly from Sorg Bay West Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Sorg Bay West Credit Union's best CD rate? As of November 12, 2026, Sorg Bay West Credit Union offers savings and certificate (CD) yields up to 2.78% APY. ### Who can join Sorg Bay West Credit Union? Sorg Bay West Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county for Sorg Bay West Credit Union, each quoted from Sorg Bay West Credit Union's own published membership criteria. ## Related Rate Data Compare Sorg Bay West Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://sorgbaywest.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sorg Bay West Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sorg Bay West Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /sorg-bay-west " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sorg Bay West Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/sorg-bay-west Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp