--- title: "New Horizon Credit Union: #1 New Auto Loan in Ohio" description: "New Horizon Credit Union has the lowest tracked new-car loan rate in Ohio (3.75% APR) among 52 credit unions we verify. New Horizon Credit Union rates today: auto loans from 3.75% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join New Horizon Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/new-horizon" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New Horizon Credit Union: #1 New Auto Loan in Ohio ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | 3.750% APR | 3.750% | new | Standard | | **Used Auto Loan** auto_used | 3.750% APR | 3.750% | used | Standard | New Horizon Credit Union auto & vehicle rates as of November 12, 2026 Auto loans available from 3.75% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/new-horizon) , verified from [New Horizon Credit Union's official website](https://www.newhorizonfcu.com/) Best product position **#1 of 52** new-car loan Gap to state best **0 bp** State market leader Vs. state median **174 bp better than median** new-car loan Products ranked **2** across tracked Ohio markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 3.75% | #1 of 52 · lowest in Ohio | State market leader | 174 bp better than median | | used-car loan | 3.75% | #1 of 31 · lowest in Ohio | State market leader | 249 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim New Horizon Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=new-horizon&state=ohio&code=OH&name=New%20Horizon%20Credit%20Union) Loading branch locator… ## About New Horizon Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.2K Assets $43M Founded 1935 Locations reported 6 NCUA charter 616 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Integrity** INTEGRITY FEDERAL CREDIT UNION · BARBERTON · OH · 44203 About 0.7 miles away](https://rateapi.dev/credit-unions/ohio/integrity) [**Ohio Healthcare** AKRON · Akron · OH · 44314 About 3.7 miles away](https://rateapi.dev/credit-unions/ohio/ohio-healthcare) [**Greater Wayne Community** Doylestown Branch · Doylestown · OH · 44230 About 4.9 miles away](https://rateapi.dev/credit-unions/ohio/greater-wayne-community) [**Firestone** Main Office · Coventry township · OH · 44319 About 5.5 miles away](https://rateapi.dev/credit-unions/ohio/firestone) [**Firstenergy Family** Main Office · Akron · OH · 44320-1184 About 6.0 miles away](https://rateapi.dev/credit-unions/ohio/firstenergy-family) [**Medina County** Main Branch · Wadsworth · OH · 44281 About 6.0 miles away](https://rateapi.dev/credit-unions/ohio/medina-county) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join New Horizon Credit Union Membership eligibility from New Horizon Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on New Horizon Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Summit — OH Verified from [New Horizon Credit Union's membership page](https://www.newhorizonfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for New Horizon Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Summit County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Summit County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for New Horizon Credit Union? Yes No ## Work at New Horizon Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New Horizon Credit Union ranks against Ohio peers. - See which AI assistants fetched New Horizon Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=new-horizon&state=ohio&code=OH&name=New%20Horizon%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does New Horizon Credit Union offer? New Horizon Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are New Horizon Credit Union rates updated? RateAPI verifies New Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get New Horizon Credit Union's rate data? Rate data is collected directly from New Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are New Horizon Credit Union's auto loan rates? As of November 12, 2026, New Horizon Credit Union offers auto loans from 3.75% APR. ### Who can join New Horizon Credit Union? New Horizon Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for New Horizon Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare New Horizon Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.newhorizonfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track New Horizon Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for New Horizon Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /new-horizon " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## New Horizon Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/new-horizon Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp