--- title: "Middletown Area Schools Credit Union Rates - Ohio" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Middletown Area Schools Credit Union in Ohio. Updated daily with source verification. See who can join Middletown Area Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/middletown-area-schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Middletown Area Schools Credit Union Rates - Ohio ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.000% | 36 mo · new | Standard | | **36-Month Used Auto Loan (2023 and Newer)** auto_used_36mo | — APR | 4.000% | 36 mo · used | Standard | | **New Vehicle over $20,000** auto_new_72mo | — APR | 4.500% | 72 mo · new | Standard | | **Used Vehicle 2023 or newer over $20,000** auto_used_72mo | — APR | 4.750% | 72 mo · used | Standard | | **New Vehicle $25,000** auto_new_84mo | — APR | 4.990% | 84 mo · new | Standard | | **36-Month Used Auto Loan (2019–2022)** auto_used_36mo | — APR | 5.990% | 36 mo · used | Standard | | **60-Month Used Auto Loan (2018 and Older)** auto_used_60mo | — APR | 8.000% | 60 mo · used | Standard | Middletown Area Schools Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **CD Secured 2% over rate of Share Certificate used for security** personal_secured | — APR | 2.000% | — | Standard | Middletown Area Schools Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Credit Card $500.00 - $5000.00 Line of Credit** credit_card | — APR | 12.960% | — | Standard | | **Credit Card** credit_card | — APR | 12.960% | — | Standard | Middletown Area Schools Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.25% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.00% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.00% | 24 mo | Standard | Middletown Area Schools Credit Union savings & cd rates as of November 13, 2026 Middletown Area Schools Credit Union is a credit union in Ohio. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/middletown-area-schools) , verified from [Middletown Area Schools Credit Union's official website](https://www.mascu.com/) Loading branch locator… ## About Middletown Area Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1K Assets $10.9M Founded 1937 Locations reported 2 NCUA charter 62877 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sorg Bay West** SORG BAY WEST FCU · MIDDLETOWN · OH · 45042-1909 About 2.7 miles away](https://rateapi.dev/credit-unions/ohio/sorg-bay-west) [**Sharefax** LIBERTY TOWNSHIP · LIBERTY TOWNSHIP · OH · 45044 About 7.4 miles away](https://rateapi.dev/credit-unions/ohio/sharefax) [**Cincinnati Ohio Police** Fairfield Township · Fairfield Township · OH · 45011 About 8.5 miles away](https://rateapi.dev/credit-unions/ohio/cincinnati-ohio-police) [**General Electric** Liberty Way · Westchester · OH · 45069 About 9.6 miles away](https://rateapi.dev/credit-unions/ohio/general-electric) [**Telhio** Telhio CU West Chester · West Chester · OH · 45069 About 9.6 miles away](https://rateapi.dev/credit-unions/ohio/telhio) [**Allwealth** AllWealth - Downtown · Hamilton · OH · 45011-2846 About 9.9 miles away](https://rateapi.dev/credit-unions/ohio/allwealth) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Middletown Area Schools Credit Union Membership eligibility from Middletown Area Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Middletown Area Schools) - Employer Middletown Area Schools Verified from [Middletown Area Schools Credit Union's membership page](https://www.mascu.com/) . Final membership determination is always made by the credit union. ## Work at Middletown Area Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Middletown Area Schools Credit Union ranks against Ohio peers. - See which AI assistants fetched Middletown Area Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=middletown-area-schools&state=ohio&code=OH&name=Middletown%20Area%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Middletown Area Schools Credit Union offer? Middletown Area Schools Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Middletown Area Schools Credit Union rates updated? RateAPI verifies Middletown Area Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Middletown Area Schools Credit Union's rate data? Rate data is collected directly from Middletown Area Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Middletown Area Schools Credit Union? Membership via employers (Middletown Area Schools) ## Related Rate Data Compare Middletown Area Schools Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mascu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Middletown Area Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Middletown Area Schools Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /middletown-area-schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Middletown Area Schools Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/middletown-area-schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp