--- title: "L C E Credit Union Rates (Nov 2026): CDs to 4.06%" description: "L C E Credit Union rates today: savings & CDs up to 4.06% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join L C E Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/l-c-e" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # L C E Credit Union Rates (Nov 2026): CDs to 4.06% ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **First Mortgage** other | — APR | 5.000% | — | Standard | | **First Mortgage (Fixed)** other | — APR | 5.250% | — | Standard | L C E Credit Union mortgage rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Minimum Amount $2,000.00** savings | — APY | 0.50% | — | Standard | | **6-Month Certificate** share_certificate_6mo | 3.55% APY | 3.50% | 6 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.70% APY | 3.65% | 18 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.75% APY | 3.70% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.80% APY | 3.75% | 36 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.85% APY | 3.80% | 60 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.06% APY | 4.00% | 12 mo | Standard | L C E Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.06% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/l-c-e) , verified from [L C E Credit Union's official website](https://www.lcefcu.org/) Loading branch locator… ## About L C E Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.7K Assets $71.1M Founded 1960 Locations reported 2 NCUA charter 13885 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Painesville Credit Union** Painesville Credit Union · Painesville · OH · 44077 About 2.9 miles away](https://rateapi.dev/credit-unions/ohio/painesville-credit-union) [**Fasson Employees** Main · Painesville · OH · 44077-4118 About 3.1 miles away](https://rateapi.dev/credit-unions/ohio/fasson-employees) [**Theory** Theory FCU · Painesville · OH · 44077 About 3.5 miles away](https://rateapi.dev/credit-unions/ohio/theory) [**L. E. O.** L.E.O. Credit Union, Inc. · Painesville · OH · 44077 About 3.5 miles away](https://rateapi.dev/credit-unions/ohio/l-e-o) [**Cardinal Credit Union, Inc.** Mentor Ave · Mentor · OH · 44060-6212 About 6.1 miles away](https://rateapi.dev/credit-unions/ohio/cardinal-credit-union-inc) [**Acme** Main Office · Eastlake · OH · 44095 About 12.6 miles away](https://rateapi.dev/credit-unions/ohio/acme) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join L C E Credit Union Membership eligibility from L C E Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on L C E Credit Union's website. Check the membership page below to confirm whether you qualify. - Location lake, geauga, ashtabula — OH Verified from [L C E Credit Union's membership page](https://www.lcefcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for L C E Credit Union Geography 3 counties 12 published paths to membership, last verified November 8, 2026, quoted from L C E Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Ashtabula County, OH - Geauga County, OH - Lake County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lake County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for L C E Credit Union? Yes No ## Work at L C E Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where L C E Credit Union ranks against Ohio peers. - See which AI assistants fetched L C E Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=l-c-e&state=ohio&code=OH&name=L%20C%20E%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does L C E Credit Union offer? L C E Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are L C E Credit Union rates updated? RateAPI verifies L C E Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get L C E Credit Union's rate data? Rate data is collected directly from L C E Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is L C E Credit Union's best CD rate? As of November 12, 2026, L C E Credit Union offers savings and certificate (CD) yields up to 4.06% APY. ### Who can join L C E Credit Union? L C E Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 3 counties for L C E Credit Union, each quoted from L C E Credit Union's own published membership criteria. ## Related Rate Data Compare L C E Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio mortgage rate leaders](https://rateapi.dev/mortgage-rates/ohio) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lcefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track L C E Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for L C E Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /l-c-e " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## L C E Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/l-c-e Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp