Harvest

heath, Ohio
Last verified: July 10, 2026

As of July 10, 2026, Harvest offers a cd_6mo mortgage at 1.243% APR (1.25% rate, 0 points). Auto loans available from 4.69% APR. HELOC rates from 6.49% APR. Personal loan rates from 8.29% APR.

Source: RateAPI.dev, verified from Harvest's official website

Who Can Join Harvest

Membership eligibility from Harvest's own published criteria. How we verify this.

Membership criteria are published on Harvest's website. Check the membership page below to confirm whether you qualify.

Verified from Harvest's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

cd_6mo
1.243% APR
Rate1.250%
Points0
6 Month Certificate
ira_cd_18mo
1.687% APR
Rate1.700%
Points0
18 Month Certificate & IRA Certificate
ira_cd_24mo
1.736% APR
Rate1.750%
Points0
24 Month Certificate & IRA Certificate
ira_cd_36mo
1.982% APR
Rate2.000%
Points0
36 Month Certificate & IRA Certificate
ira_cd_48mo
2.227% APR
Rate2.250%
Points0
48 Month Certificate & IRA Certificate
ira_cd_60mo
2.472% APR
Rate2.500%
Points0
60 Month Certificate & IRA Certificate
cd_12mo
3.445% APR
Rate3.500%
Points0
12 Month Certificate
ploc_variable
13.900% APR
Rate13.900%
Points0
Checkline/Overdraft line of credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.690% APR
Rate4.690%
[PROMOTIONAL] New Cars and Trucks (2026 & 2025)
auto_used
4.690% APR
Rate4.690%
[PROMOTIONAL] Used Cars and Trucks (2026 & 2025)
auto_used
5.490% APR
Rate5.490%
[PROMOTIONAL] Used Cars and Trucks (2022, 2021, 2020 & 2019)
auto_used
5.490% APR
Rate5.490%
[PROMOTIONAL] Used Cars and Trucks (2024 & 2023)
auto_used
6.590% APR
Rate6.590%
[PROMOTIONAL] Used Cars and Trucks (2018 & older)
auto_new
6.690% APR
Rate6.690%
[PROMOTIONAL] New Motorcycles
auto_new
7.390% APR
Rate7.390%
[PROMOTIONAL] New Boats, RV's, and Motor Homes
auto_new
7.390% APR
Rate7.390%
[PROMOTIONAL] New Boats, RV’s, and Motor Homes
auto_used
7.690% APR
Rate7.690%
[PROMOTIONAL] Used Motorcycles
auto_used
8.390% APR
Rate8.390%
[PROMOTIONAL] Used Boats, RV's, and Motor Homes ($25,000 & over)
auto_used
8.390% APR
Rate8.390%
[PROMOTIONAL] Used Boats, RV's, and Motor Homes (under $25,000)
auto_used
8.390% APR
Rate8.390%
[PROMOTIONAL] Used Boats, RV’s, and Motor Homes ($25,000 & over)
auto_used
8.390% APR
Rate8.390%
[PROMOTIONAL] Used Boats, RV’s, and Motor Homes (under $25,000)

HELOC Rates

Rates as of July 10, 2026

heloc
6.490% APR
Rate6.490%
[PROMOTIONAL] Home Equity (Up to 60 months)
heloc
6.990% APR
Rate6.990%
[PROMOTIONAL] Home Equity (61 to 120 months)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
8.290% APR
Rate8.290%
Other Secured Loans

Frequently Asked Questions

What rates does Harvest offer?

Harvest currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Harvest rates updated?

RateAPI verifies Harvest's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Harvest's rate data?

Rate data is collected directly from Harvest's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Harvest's mortgage rate?

As of July 10, 2026, Harvest offers a cd_6mo mortgage at 1.243% APR.

What is Harvest's auto loan rate?

As of July 10, 2026, Harvest offers auto loans from 4.69% APR.

Related Rate Data

Compare Harvest's rates against national credit-union benchmarks.

More Ohio credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Harvest
curl "https://api.rateapi.dev/credit-unions/ohio/harvest" \
  -H "Authorization: Bearer YOUR_API_KEY"
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