--- title: "Firefighters & Company Credit Union Rates (Nov 2026): CDs to 4.60%" description: "Firefighters & Company Credit Union rates today: savings & CDs up to 4.60% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Firefighters & Company Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/firefighters-company" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Firefighters & Company Credit Union Rates (Nov 2026): CDs to 4.60% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New & Used 2019-2026** auto_any_36mo | — APR | 4.590% | 36 mo · any | Standard | | **New & Used 2019-2026** auto_any_63mo | — APR | 4.990% | 63 mo · any | Standard | | **New & Used 2019-2026** auto_any_84mo | — APR | 5.590% | 84 mo · any | Standard | | **New & Used 2019-2026*** auto_any_84mo | — APR | 6.590% | 84 mo · any | Standard | | **New & Used 2019-2026*** auto_any_120mo | — APR | 8.090% | 120 mo · any | Standard | Firefighters & Company Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loans- up to $25,000, maximum term 60 months** personal_unsecured_60mo | — APR | 9.740% | 60 mo | Standard | | **Personal Lines of Credit- minimum payment is 2% of the balance.** ploc_variable | — APR | 9.990% | — | Standard | | **Credit Builder Loan-10% fixed rate/using FFCOCU funds for pledge (24-36 months)** personal_unsecured_36mo | — APR | 11.030% | 36 mo | Standard | Firefighters & Company Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shared Secure VISA** credit_card_secured | — APR | 6.990% | — | Standard | | **Credit Card** credit_card | — APR | 7.990% | — | Standard | Firefighters & Company Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 27 offers | Product | Published | Rate | Term / condition | Status | | **Regular Share Savings** share_savings | — APY | 0.20% | — | Standard | | **HSA- Plateau 1** savings | — APY | 0.30% | — | Standard | | **HSA- Plateau 2** savings | — APY | 0.35% | — | Standard | | **IRA Savings- Plateau 1** ira | — APY | 0.40% | — | Standard | | **HSA- Plateau 3** savings | — APY | 0.40% | — | Standard | | **IRA Savings- Plateau 2** ira | — APY | 0.50% | — | Standard | | **HSA- Plateau 4** savings | — APY | 0.50% | — | Standard | | **IRA Savings- Plateau 3** ira | — APY | 0.60% | — | Standard | | **HSA- Plateau 5** savings | — APY | 0.60% | — | Standard | | **IRA Savings- Plateau 4** ira | — APY | 0.70% | — | Standard | | **IRA Savings- Plateau 5** ira | — APY | 0.80% | — | Standard | | **Money Market- Plateau 2** money_market | — APY | 3.00% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.03% | 6 mo | Standard | | **Money Market, HSA and IRA** ira | 4.11% APY | 4.03% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.25% | 12 mo | Standard | | **Money Market, HSA and IRA** ira | 4.33% APY | 4.25% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.36% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.38% | 24 mo | Standard | | **Money Market, HSA and IRA** ira | 4.45% APY | 4.36% | 18 mo | Standard | | **36-Month Certificate** cd_36mo | 4.47% APY | 4.41% | 36 mo | Standard | | **Money Market, HSA and IRA** ira | 4.47% APY | 4.38% | 24 mo | Standard | | **Money Market, HSA and IRA** ira | 4.50% APY | 4.41% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.51% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 4.56% APY | 4.47% | 48 mo | Standard | | **Money Market, HSA and IRA** ira | 4.56% APY | 4.47% | 48 mo | Standard | | **Money Market, HSA and IRA** ira | 4.60% APY | 4.51% | 60 mo | Standard | | **Shares-4% above dividend paid on Regular Shares** savings | — APY | 5.19% | — | Standard | Firefighters & Company Credit Union savings & cd rates as of November 12, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Fixed Rate up to 100% LTV** other | — % | 6.750% | — | Standard | | **Fixed Rate < 80% LTV** other | — % | 6.750% | — | Standard | | **Fixed Rate > 80% to <=90% LTV** other | — % | 7.250% | — | Standard | | **Fixed Rate > 90% LTV** other | — % | 7.750% | — | Standard | Firefighters & Company Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.60% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/firefighters-company) , verified from [Firefighters & Company Credit Union's official website](https://www.ffcocu.org/) Loading branch locator… ## About Firefighters & Company Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.2K Assets $129.4M Founded 1935 Locations reported 2 NCUA charter 395 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Wright-Patt Credit Union, Inc.** West Dayton · Dayton · OH · 45402 About 0.4 miles away](https://rateapi.dev/credit-unions/ohio/wright-patt-credit-union-inc) [**Code** Administrative Office · Dayton · OH · 45402 About 0.5 miles away](https://rateapi.dev/credit-unions/ohio/code) [**Bridge** Dayton Office · Dayton · OH · 45402 About 1.2 miles away](https://rateapi.dev/credit-unions/ohio/bridge) [**Universal 1** Miami Valley Hospital · Dayton · OH · 45409-2722 About 1.6 miles away](https://rateapi.dev/credit-unions/ohio/universal-1) [**Day Air** VA Branch · Dayton · OH · 45428-9000 About 2.5 miles away](https://rateapi.dev/credit-unions/ohio/day-air) [**Pathways Financial** Beavercreek · Beavercreek · OH · 45432 About 7.7 miles away](https://rateapi.dev/credit-unions/ohio/pathways-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Firefighters & Company Credit Union Membership eligibility from Firefighters & Company Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Firefighters & Company Credit Union's website. Check the membership page below to confirm whether you qualify. - Location montgomery, greene, miami — OH Verified from [Firefighters & Company Credit Union's membership page](https://www.ffcocu.org/resources/join-us.html) . Final membership determination is always made by the credit union. ## Membership rules for Firefighters & Company Credit Union Geography 3 counties 12 published paths to membership, last verified November 1, 2026, quoted from Firefighters & Company Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 1, 2026 - Greene County, OH - Miami County, OH - Montgomery County, OH “Firefighters and Company Federal Credit Union invites EVERYONE that lives, works, worships, or attends school in Montgomery County, Greene County and Miami County Ohio, to start enjoying a better financial life!” > [source ↗](https://www.ffcocu.org/resources/join-us.html) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Firefighters & Company Credit Union? Yes No ## Work at Firefighters & Company Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Firefighters & Company Credit Union ranks against Ohio peers. - See which AI assistants fetched Firefighters & Company Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=firefighters-company&state=ohio&code=OH&name=Firefighters%20%26%20Company%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Firefighters & Company Credit Union offer? Firefighters & Company Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Firefighters & Company Credit Union rates updated? RateAPI verifies Firefighters & Company Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Firefighters & Company Credit Union's rate data? Rate data is collected directly from Firefighters & Company Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Firefighters & Company Credit Union's best CD rate? As of November 12, 2026, Firefighters & Company Credit Union offers savings and certificate (CD) yields up to 4.60% APY. ### Who can join Firefighters & Company Credit Union? Firefighters & Company Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 3 counties for Firefighters & Company Credit Union, each quoted from Firefighters & Company Credit Union's own published membership criteria. ## Related Rate Data Compare Firefighters & Company Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ffcocu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Firefighters & Company Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Firefighters & Company Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /firefighters-company " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Firefighters & Company Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/firefighters-company Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp