Community First

ashtabula, Ohio
Last verified: July 16, 2026

As of July 16, 2026, Community First offers a savings mortgage at 0.1% APR (0.1% rate, 0 points). Auto loans available from 4.5% APR. HELOC rates from 5.5% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Community First's official website

Mortgage Rates

Rates as of July 16, 2026

savings
0.100% APR
Rate0.100%
Points0
Christmas / Vacation Club
share_savings
0.100% APR
Rate0.100%
Points0
Regular Share Savings
savings
0.100% APR
Rate0.100%
Points0
Special Savings Account
ira
0.750% APR
Rate0.750%
Points0
IRA Money Market Account
money_market
1.010% APR
Rate1.000%
Points0
Money Market Savings
ira_cd
3.460% APR
Rate3.400%
Points0
IRA Certificate
share_certificate
3.460% APR
Rate3.400%
Points0
Share Certificate

Auto Loan Rates

Rates as of July 16, 2026

auto_new
4.500% APR
Rate4.500%
New Cars & Trucks
auto_used
5.000% APR
Rate5.000%
Used Cars & Trucks
auto_used
6.000% APR
Rate6.000%
Used Classic Vehicles (25+ Yrs)
auto_new
6.250% APR
Rate6.250%
New RV, Boat, Motorcycle, Jet Ski, Snowmobile
auto_used
7.000% APR
Rate7.000%
Used RV, Boat, Motorcycle, Jet Ski, Snowmobile
credit_card
12.000% APR
Rate12.000%
Visa Gold
credit_card_rewards
13.000% APR
Rate13.000%
Visa Platinum Rewards

HELOC Rates

Rates as of July 16, 2026

heloc_fixed
5.500% APR
Rate5.500%
Second Mortgage (No Closing Costs)

Personal Loan Rates

Rates as of July 16, 2026

personal
3.000% APR
Rate3.000%
Share / Certificate Loan
personal_unsecured
10.500% APR
Rate10.500%
Personal / Signature Loans (Unsecured)

Frequently Asked Questions

What rates does Community First offer?

Community First currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 16, 2026 directly from the credit union's official website.

How often are Community First rates updated?

RateAPI verifies Community First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 16, 2026.

Where does RateAPI get Community First's rate data?

Rate data is collected directly from Community First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Community First's mortgage rate?

As of July 16, 2026, Community First offers a savings mortgage at 0.1% APR.

What is Community First's auto loan rate?

As of July 16, 2026, Community First offers auto loans from 4.5% APR.

Related Rate Data

Compare Community First's rates against national credit-union benchmarks.

More Ohio credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Community First
curl "https://api.rateapi.dev/credit-unions/ohio/community-first" \
  -H "Authorization: Bearer YOUR_API_KEY"
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