--- title: "Cme Credit Union: #1 Personal Loan in Ohio" description: "Cme Credit Union has the lowest tracked personal loan rate in Ohio (3.00% APR) among 55 credit unions we verify. Cme Credit Union rates today: 5 1 arm mortgage 5.35% APR, vehicle loans from 4.99% APR, HELOC from 7.01% APR, personal loans from 3.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Cme Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/cme" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cme Credit Union: #1 Personal Loan in Ohio ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **5/1 ARM** 5 1 arm | 5.350% APR | 5.350% | — | Standard | | **10-Year Fixed** 10 year fixed | 5.530% APR | 5.400% | — | Standard | | **30-year 5/1 ARM (2.a)** 5 1 arm | 6.710% APR | 5.350% | — | Standard | | **30-year 7/1 ARM (2.b)** 7 1 arm | 6.960% APR | 5.600% | — | Standard | | **Non-Owner Occupied 15-year 5/1 ARM** 5 1 arm | 7.770% APR | 6.750% | — | Standard | | **7-year Fixed** other | 5.180% APR | 5.000% | — | Standard | Cme Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Up to 48-Month Auto Loan** auto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard | | **Up to 48-Month Motorcycle Loan** motorcycle_any_48mo | 5.340% APR | 5.340% | 48 mo | Standard | | **Up to 60-Month Auto Loan** auto_any_60mo | 5.490% APR | 5.490% | 60 mo | Standard | | **Up to 72-Month Auto Loan** auto_any_72mo | 5.740% APR | 5.740% | 72 mo | Standard | | **Up to 60-Month Motorcycle Loan** motorcycle_any_60mo | 5.840% APR | 5.840% | 60 mo | Standard | | **Up to 84-Month Auto Loan** auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard | | **Up to 72-Month Motorcycle Loan** motorcycle_any_72mo | 6.090% APR | 6.090% | 72 mo | Standard | | **Up to 84-Month Motorcycle Loan** motorcycle_any_84mo | 6.340% APR | 6.340% | 84 mo | Standard | | **BOAT & RV LOANS (Up to 48 months)** boat_any_48mo | 6.850% APR | 6.850% | 48 mo | Standard | | **BOAT & RV LOANS (Up to 72 months)** boat_any_72mo | 7.350% APR | 7.350% | 72 mo | Standard | | **BOAT & RV LOANS (Up to 84 months)** boat_any_84mo | 7.850% APR | 7.850% | 84 mo | Standard | | **BOAT & RV LOANS (Up to 96 months++)** boat_any_96mo | 8.350% APR | 8.350% | 96 mo | Standard | | **BOAT & RV LOANS (Up to 120 months++)** boat_any_120mo | 9.100% APR | 9.100% | 120 mo | Standard | | **BOAT & RV LOANS (Up to 144 months++)** boat_any_144mo | 9.850% APR | 9.850% | 144 mo | Standard | | **BOAT & RV LOANS (Up to 180 months++)** boat_any_180mo | 10.850% APR | 10.850% | 180 mo | Standard | Cme Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (1)** heloc_variable | 7.010% APR | 7.010% | — | Standard | | **Home Equity Closed End** heloc | 7.360% APR | 7.360% | — | Standard | Cme Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Certificate Pledged Loan** personal | 3.000% APR | 3.000% | — | Standard | | **Unsecured Home Improvement+** personal_unsecured | 11.850% APR | 11.850% | — | Standard | | **Credit Builder Pledge Loan** personal | 12.000% APR | 12.000% | — | Standard | | **EZ Line of Credit (3)** ploc_variable | 14.470% APR | 14.470% | — | Standard | Cme Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | 10.950% APR | 10.950% | — | Standard | | **Platinum Rewards** credit_card_rewards | 11.950% APR | 11.950% | — | Standard | | **Business Platinum Rewards** credit_card_business | 15.750% APR | 15.750% | — | Standard | Cme Credit Union credit card rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **SVDP MicroLoan Pledge Loan** other | 3.000% % | 3.000% | — | Standard | | **Preferred (Secured)** other | 13.950% % | 13.950% | — | Standard | Cme Credit Union other rates as of November 12, 2026 As of November 12, 2026, Cme Credit Union offers a 5 1 arm mortgage at 5.35% APR. Vehicle loans available from 4.99% APR for 48 months. HELOC rates from 7.01% APR. Personal loan rates from 3% APR. Credit card rates from 10.95% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/cme) , verified from [Cme Credit Union's official website](https://cmefcu.org/) Best product position **#1 of 55** personal loan Gap to state best **0 bp** State market leader Vs. state median **625 bp better than median** personal loan Products ranked **4** across tracked Ohio markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.71% | Better than the Ohio median | 17 bp from state best | 53 bp better than median | | HELOC | 7.01% | Room to improve vs. the Ohio median | 226 bp from state best | 1 bp behind median | | personal loan | 3.00% | #1 of 55 · lowest in Ohio | State market leader | 625 bp better than median | | 15-year fixed mortgage | 7.77% | Room to improve vs. the Ohio median | 43 bp from state best | 43 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Cme Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=cme&state=ohio&code=OH&name=Cme%20Credit%20Union) Loading branch locator… ## About Cme Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 38.8K Assets $485.8M Founded 1935 Locations reported 6 NCUA charter 294 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Telhio** Telhio Credit Union · Columbus · OH · 43215-3931 Branch in the same ZIP](https://rateapi.dev/credit-unions/ohio/telhio) [**Credit Union of Ohio** Downtown Office · Columbus · OH · 43215 About 0.9 miles away](https://rateapi.dev/credit-unions/ohio/credit-union-of-ohio) [**Firestone** CU-Centric Back up · Columbus · OH · 43215-1300 About 0.9 miles away](https://rateapi.dev/credit-unions/ohio/firestone) [**Greater Wayne Community** CU Centric · Columbus · OH · 43215 About 0.9 miles away](https://rateapi.dev/credit-unions/ohio/greater-wayne-community) [**Hancock School Emp.** CU Centric · Columbus · OH · 43215-1346 About 0.9 miles away](https://rateapi.dev/credit-unions/west-virginia/hancock-school-emp) [**Noteworthy** Vital Records · Columbus · OH · 43215 About 0.9 miles away](https://rateapi.dev/credit-unions/ohio/noteworthy) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cme Credit Union Membership eligibility from Cme Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cme Credit Union's website. Check the membership page below to confirm whether you qualify. - Location delaware, fairfield, franklin, licking, madison, morrow, pickaway, union — OH, DE Verified from [Cme Credit Union's membership page](https://cmefcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Cme Credit Union Geography 8 counties · Family 2 47 published paths to membership, last verified August 27, 2026, quoted from Cme Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - DE - Delaware County, OH - Fairfield County, OH - Franklin County, OH - Licking County, OH - Madison County, OH - Morrow County, OH - Pickaway County, OH - Union County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Delaware County, OH; Fairfield County, OH; Franklin County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “If you’re related to someone who’s a CME member, you can join…even if you don’t live in our geographic area.” > [source ↗](https://cmefcu.org/become-a-member) - Family member of a member - Family of a member relative “If you’re related to someone who’s a CME member, you can join…even if you don’t live in our geographic area.” > [source ↗](https://cmefcu.org/become-a-member) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cme Credit Union? Yes No ## Work at Cme Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cme Credit Union ranks against Ohio peers. - See which AI assistants fetched Cme Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cme&state=ohio&code=OH&name=Cme%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cme Credit Union offer? Cme Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Cme Credit Union rates updated? RateAPI verifies Cme Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Cme Credit Union's rate data? Rate data is collected directly from Cme Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Cme Credit Union's mortgage rate? As of November 12, 2026, Cme Credit Union offers a 5 1 arm mortgage at 5.35% APR. ### What are Cme Credit Union's auto, boat & motorcycle loan rates? As of November 12, 2026, Cme Credit Union offers vehicle loans from 4.99% APR. ### What is Cme Credit Union's HELOC rate? As of November 12, 2026, Cme Credit Union offers home equity lines of credit from 7.01% APR. ### What is Cme Credit Union's personal loan rate? As of November 12, 2026, Cme Credit Union offers personal loans from 3% APR. ### Who can join Cme Credit Union? Cme Credit Union publishes its membership criteria on its own website. RateAPI tracks 47 published membership paths covering 8 counties for Cme Credit Union, each quoted from Cme Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Cme Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio mortgage rate leaders](https://rateapi.dev/mortgage-rates/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio HELOC rate leaders](https://rateapi.dev/heloc-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://cmefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cme Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cme Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /cme " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cme Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/cme Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp