--- title: "Cincinnati Employees Credit Union Rates (Nov 2026): CDs to 4.00%" description: "Cincinnati Employees Credit Union rates today: savings & CDs up to 4.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Cincinnati Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/cincinnati-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cincinnati Employees Credit Union Rates (Nov 2026): CDs to 4.00% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Classic/Older Vehicles** auto_used_48mo | — APR | 8.750% | 48 mo · used | Context only | Cincinnati Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Revolving Line of Credit** ploc_variable | — APR | 8.990% | — | Context only | | **Signature Loan** personal_unsecured | — APR | 10.990% | — | Context only | Cincinnati Employees Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **$5.00 - $999.99** savings | — APY | 0.05% | — | Standard | | **$1000.00 - $4999.99** savings | — APY | 0.10% | — | Standard | | **$5000.00 And Above** savings | — APY | 0.25% | — | Standard | | **IRA** ira | 0.25% APY | 0.25% | — | Standard | | **6-Month Certificate** cd_6mo | 0.60% APY | 0.60% | 6 mo | Standard | | **Great Rates! We still pay you the dividends on your savings too!** savings | — APY | 2.30% | — | Context only | | **12-Month Certificate** cd_12mo | 3.55% APY | 3.50% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | 3.80% APY | 3.75% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 4.00% APY | 3.95% | 36 mo | Standard | Cincinnati Employees Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **80% LTV** other | — % | 6.240% | — | Context only | Cincinnati Employees Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/cincinnati-employees) , verified from [Cincinnati Employees Credit Union's official website](https://www.cintiecu.org/) Loading branch locator… ## About Cincinnati Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.7K Assets $34.2M Founded 1979 Locations reported 2 NCUA charter 65205 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kemba** Harrison · Harrison · OH · 45030-1940 About 1.4 miles away](https://rateapi.dev/credit-unions/ohio/kemba) [**Whitewater Community** Main · harrison · OH · 45030 About 1.9 miles away](https://rateapi.dev/credit-unions/ohio/whitewater-community) [**General Electric** Dent, OH · Cincinnati · OH · 45248-1605 About 8.5 miles away](https://rateapi.dev/credit-unions/ohio/general-electric) [**Cinfed** Colerain Branch · Cincinnati · OH · 45251 About 8.8 miles away](https://rateapi.dev/credit-unions/ohio/cinfed) [**Cincinnati Ohio Police** Cardinal Credit Union · Cincinnati · OH · 45251 About 9.0 miles away](https://rateapi.dev/credit-unions/ohio/cincinnati-ohio-police) [**Sharefax** WESTERN HILLS · CINCINNATI · OH · 45248 About 9.2 miles away](https://rateapi.dev/credit-unions/ohio/sharefax) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cincinnati Employees Credit Union Membership eligibility from Cincinnati Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cincinnati Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Cincinnati Employees Credit Union's membership page](https://www.cintiecu.org/) . Final membership determination is always made by the credit union. ## Work at Cincinnati Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cincinnati Employees Credit Union ranks against Ohio peers. - See which AI assistants fetched Cincinnati Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cincinnati-employees&state=ohio&code=OH&name=Cincinnati%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cincinnati Employees Credit Union offer? Cincinnati Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Cincinnati Employees Credit Union rates updated? RateAPI verifies Cincinnati Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Cincinnati Employees Credit Union's rate data? Rate data is collected directly from Cincinnati Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Cincinnati Employees Credit Union's best CD rate? As of November 12, 2026, Cincinnati Employees Credit Union offers savings and certificate (CD) yields up to 4.00% APY. ### Who can join Cincinnati Employees Credit Union? Cincinnati Employees Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Cincinnati Employees Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cintiecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cincinnati Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cincinnati Employees Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /cincinnati-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cincinnati Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/cincinnati-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp