--- title: "Bmi Credit Union Rates (Nov 2026): CDs to 0.05%" description: "Bmi Credit Union rates today: savings & CDs up to 0.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Bmi Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/bmi" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Bmi Credit Union Rates (Nov 2026): CDs to 0.05% ### Mortgage rates 10 offers | Product | Published | Rate | Term / condition | Status | | **30 Year Fixed 4** 30 year fixed | — APR | 7.000% | — | Standard | | **15 Year Fixed 2** 15 year fixed | — APR | 6.375% | — | Standard | | **3/1 ARM 5** 3 1 arm | — APR | 5.500% | — | Standard | | **5/1 ARM 6** 5 1 arm | — APR | 5.625% | — | Standard | | **3/3 ARM 8** 3 3 arm | — APR | 5.750% | — | Standard | | **5/5 ARM 9** 5 5 arm | — APR | 5.875% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 6.000% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.125% | — | Standard | | **20 Year Fixed 3** 20 year fixed | — APR | 7.000% | — | Standard | | **Mortgage** other | — APR | 6.600% | — | Standard | Bmi Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Auto Loan** auto_any_24mo | — APR | 5.040% | 24 mo | Standard | | **Auto Loan** auto | — APR | 5.040% | — | Standard | | **36-Month Auto Loan** auto_any_36mo | — APR | 5.140% | 36 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.240% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.340% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.440% | 72 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 6.040% | 84 mo | Standard | | **Motorcycle Loan** motorcycle | — APR | 6.240% | — | Standard | | **Boat / RV** boat | — APR | 6.240% | — | Standard | | **ATV / Waverunner** powersports | — APR | 7.240% | — | Standard | Bmi Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Explore Your Home Equity Options** heloc | — APR | 7.000% | — | Standard | | **HELOC 2** heloc_variable | — APR | 7.000% | — | Standard | | **Closed End Home Equity Loan 3** heloc_fixed | — APR | 8.000% | — | Standard | Bmi Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.990% | — | Standard | | **Debt Consolidation Loan** personal | — APR | 8.990% | — | Standard | | **Personal Line of Credit 2** ploc_variable | — APR | 9.000% | — | Standard | Bmi Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 8.990% | — | Standard | Bmi Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 22 offers | Product | Published | Rate | Term / condition | Status | | **Regular Share Savings** share_savings | 0.05% APY | 0.05% | — | Standard | | **BMI Change Jar: Tier 2** savings | 0.05% APY | 0.05% | — | Standard | | **Holiday Club** savings | 0.25% APY | 0.25% | — | Specialty offer | | **Plus Money Market: Tier 1** money_market | — APY | 1.59% | — | Standard | | **Plus Money Market: Tier 2** money_market | — APY | 1.78% | — | Standard | | **Plus Money Market: Tier 3** money_market | — APY | 2.08% | — | Standard | | **Platinum Plus Money Market** money_market | — APY | 2.31% | — | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 2.47% | 3 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.30% | 6 mo | Standard | | **24 Month Bump Certificate** cd_24mo | — APY | 3.40% | 24 mo | Standard | | **BMI Change Jar: Tier 1** savings | — APY | 3.45% | — | Standard | | **36 Month Bump Certificate** cd_36mo | — APY | 3.45% | 36 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 3.50% | 18 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.50% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.55% | 24 mo | Standard | | **30-Month Certificate** share_certificate_30mo | — APY | 3.55% | 30 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.59% | 36 mo | Standard | | **42-Month Certificate** share_certificate_42mo | — APY | 3.59% | 42 mo | Standard | | **54-Month Certificate** share_certificate_54mo | — APY | 3.69% | 54 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 3.69% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.74% | 60 mo | Standard | | **Youth Certificate** cd_12mo | 4.01% APY | 3.95% | 12 mo | Eligibility restricted | Bmi Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 0.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/bmi) , verified from [Bmi Credit Union's official website](https://bmifcu.org/index.html) Loading branch locator… ## About Bmi Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 46.8K Assets $730.7M Founded 1936 Locations reported 6 NCUA charter 1199 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Wright-Patt Credit Union, Inc.** Columbus Regional · Dublin · OH · 43017 About 1.0 miles away](https://rateapi.dev/credit-unions/ohio/wright-patt-credit-union-inc) [**Credit Union of Ohio** Hilliard Office · Hilliard · OH · 43026-7456 About 2.3 miles away](https://rateapi.dev/credit-unions/ohio/credit-union-of-ohio) [**Ohio Healthcare** MAIN OFFICE · DUBLIN · OH · 43017 About 2.9 miles away](https://rateapi.dev/credit-unions/ohio/ohio-healthcare) [**Bridge** Corporate Office · Powell · OH · 43065-6672 About 4.4 miles away](https://rateapi.dev/credit-unions/ohio/bridge) [**Kemba Financial** Powell · Powell · OH · 43065 About 6.3 miles away](https://rateapi.dev/credit-unions/ohio/kemba-financial) [**Telhio** Telhio CU Worthington · Worthington · OH · 43085-2509 About 7.0 miles away](https://rateapi.dev/credit-unions/ohio/telhio) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Bmi Credit Union Membership eligibility from Bmi Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Bmi Credit Union's website. Check the membership page below to confirm whether you qualify. - Location franklin, licking, fairfield, pickaway, madison, union, delaware, morrow — OH Verified from [Bmi Credit Union's membership page](https://bmifcu.org/join.html) . Final membership determination is always made by the credit union. ## Membership rules for Bmi Credit Union Geography 8 counties · Family 33 published paths to membership, last verified November 8, 2026, quoted from Bmi Credit Union’s own published criteria. ### Geography 8 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Delaware County, OH - Fairfield County, OH - Franklin County, OH - Licking County, OH - Madison County, OH - Morrow County, OH - Pickaway County, OH - Union County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Delaware County, OH; Franklin County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive relationship “Membership eligibility is also extended to family members, including: • Spouse • Child • Sibling • Parent • Grandparent • Grandchild • Stepparent • Stepchild • Stepsibling • Adoptive Relationship” > [source ↗](https://bmifcu.org/join.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive relationship) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Bmi Credit Union? Yes No ## Work at Bmi Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Bmi Credit Union ranks against Ohio peers. - See which AI assistants fetched Bmi Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=bmi&state=ohio&code=OH&name=Bmi%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Bmi Credit Union offer? Bmi Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Bmi Credit Union rates updated? RateAPI verifies Bmi Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Bmi Credit Union's rate data? Rate data is collected directly from Bmi Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Bmi Credit Union's best CD rate? As of November 12, 2026, Bmi Credit Union offers savings and certificate (CD) yields up to 0.05% APY. ### Who can join Bmi Credit Union? Bmi Credit Union publishes its membership criteria on its own website. RateAPI tracks 33 published membership paths covering 8 counties for Bmi Credit Union, each quoted from Bmi Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Bmi Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio mortgage rate leaders](https://rateapi.dev/mortgage-rates/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio HELOC rate leaders](https://rateapi.dev/heloc-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://bmifcu.org/index.html) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Bmi Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Bmi Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /bmi " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Bmi Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/bmi Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp