--- title: "Associated School Employees Credit Union Rates: CDs to 0.05%" description: "Associated School Employees Credit Union rates today: vehicle loans from 6.26% APR, savings & CDs up to 0.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Associated School Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/associated-school-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Associated School Employees Credit Union Rates: CDs to 0.05% ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto (Up to 72 Months)** auto_any_72mo | 6.260% APR | 5.990% | 72 mo · any | Standard | | **New & Used Auto (Up to 66 Months)** auto_any_66mo | 6.280% APR | 5.990% | 66 mo · any | Standard | | **New & Used Auto (Up to 60 Months)** auto_any_60mo | 6.310% APR | 5.990% | 60 mo · any | Standard | | **New & Used Auto (Up to 78 Months)** auto_any_78mo | 6.490% APR | 6.240% | 78 mo · any | Standard | | **New & Used Auto (Up to 84 Months)** auto_any_84mo | 6.720% APR | 6.490% | 84 mo · any | Standard | | **Boats, Campers & Travel Trailers (60 Months)** boat_any_60mo | — APR | 7.950% | 60 mo | Standard | | **Boats, Campers & Travel Trailers (72 Months)** boat_any_72mo | — APR | 7.950% | 72 mo | Standard | | **Boats, Campers & Travel Trailers (48 Months)** boat_any_48mo | — APR | 7.950% | 48 mo | Standard | | **New & Used Motorcycles** motorcycle_any_60mo | — APR | 8.200% | 60 mo · any | Standard | | **New & Used Motorcycles** motorcycle_any_72mo | — APR | 9.150% | 72 mo · any | Standard | | **72 Months ($15,000 & higher)** auto_any_72mo | — APR | 9.150% | 72 mo | Standard | | **New & Used Auto (Up to 48 Months)** auto_any_48mo | 10.500% APR | 10.090% | 48 mo · any | Standard | Associated School Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 26 offers | Product | Published | Rate | Term / condition | Status | | **Share Savings (Regular Share Savings)** share_savings | 0.05% APY | 0.05% | — | Standard | | **IRA** ira | 0.05% APY | 0.05% | — | Standard | | **Money Market** money_market | — APY | 0.50% | — | Standard | | **$2,500 To $24,999.99** savings | — APY | 0.50% | — | Standard | | **$0 To $2,499** savings | — APY | 0.50% | — | Standard | | **$25,000 To $99,999.99** savings | — APY | 2.27% | — | Standard | | **Money Market** money_market | — APY | 2.27% | — | Standard | | **Money Market** money_market | — APY | 2.78% | — | Standard | | **$100,000 To $249,999.99** savings | — APY | 2.78% | — | Standard | | **Certificates (Regular and IRA) (48 Months $0-$49,999)** ira_cd_48mo | — APY | 3.00% | 48 mo | Standard | | **Certificates (Regular and IRA) (24 Months $0-$49,999)** ira_cd_24mo | — APY | 3.00% | 24 mo | Standard | | **Certificates (Regular and IRA) (36 Months $0-$49,999)** ira_cd_36mo | — APY | 3.00% | 36 mo | Standard | | **Certificates (Regular and IRA) (60 Months $0-$49,999)** ira_cd_60mo | — APY | 3.00% | 60 mo | Standard | | **Money Market** money_market | — APY | 3.04% | — | Standard | | **$250,000 To $999,999.99** savings | — APY | 3.04% | — | Standard | | **Certificates (Regular and IRA) (60 Months $50,000-$99,999)** ira_cd_60mo | — APY | 3.05% | 60 mo | Standard | | **Certificates (Regular and IRA) (24 Months $50,000-$99,999)** ira_cd_24mo | — APY | 3.05% | 24 mo | Standard | | **Certificates (Regular and IRA) (36 Months $50,000-$99,999)** ira_cd_36mo | — APY | 3.05% | 36 mo | Standard | | **Certificates (Regular and IRA) (48 Months $50,000-$99,999)** ira_cd_48mo | — APY | 3.05% | 48 mo | Standard | | **Certificates (Regular and IRA) (48 Months $100,000 and over)** ira_cd_48mo | — APY | 3.10% | 48 mo | Standard | | **Certificates (Regular and IRA) (60 Months $100,000 and over)** ira_cd_60mo | — APY | 3.10% | 60 mo | Standard | | **Certificates (Regular and IRA) (36 Months $100,000 and over)** ira_cd_36mo | — APY | 3.10% | 36 mo | Standard | | **Certificates (Regular and IRA) (24 Months $100,000 and over)** ira_cd_24mo | — APY | 3.10% | 24 mo | Standard | | **Certificates (Regular and IRA) (18 Months)** ira_cd_18mo | — APY | 3.25% | 18 mo | Standard | | **Certificates (Regular and IRA) (6 Months)** ira_cd_6mo | — APY | 3.75% | 6 mo | Standard | | **Certificates (Regular and IRA) (12 Months)** ira_cd_12mo | — APY | 3.95% | 12 mo | Standard | Associated School Employees Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 6.26% APR for 72 months. Savings and certificate yields up to 0.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/associated-school-employees) , verified from [Associated School Employees Credit Union's official website](https://www.asecu.com/) Loading branch locator… ## About Associated School Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 15.5K Assets $220.2M Founded 1958 Locations reported 4 NCUA charter 68587 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Seven Seventeen** Austintown Office · Austintown · OH · 44515-2008 About 1.3 miles away](https://rateapi.dev/credit-unions/ohio/seven-seventeen) [**First Choice** GBS · Youngstown · OH · 44509-1016 About 3.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/first-choice) [**GNC Community** Sharetec Computer systems · Youngstown · OH · 44509-1016 About 3.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/gnc-community) [**Doy** DOY Federal Credit Union Main Offices · Youngstown · OH · 44505-1832 About 5.2 miles away](https://rateapi.dev/credit-unions/ohio/doy) [**Cardinal Credit Union, Inc.** Canfield Branch · Canfield · OH · 44406-9270 About 5.5 miles away](https://rateapi.dev/credit-unions/ohio/cardinal-credit-union-inc) [**W S S C** Sharetec Systems - Involta · Youngstown · OH · 44504 About 5.5 miles away](https://rateapi.dev/credit-unions/maryland/w-s-s-c) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Associated School Employees Credit Union Membership eligibility from Associated School Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Associated School Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location mahoning, trumbull, columbiana — OH - Employer school employees in Mahoning, Trumbull and Columbiana Counties, GM Lordstown - School Youngstown State University Verified from [Associated School Employees Credit Union's membership page](https://www.asecu.com/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Associated School Employees Credit Union Geography 3 counties · Employers 3 · Schools 6 · Family 2 23 published paths to membership, last verified August 27, 2026, quoted from Associated School Employees Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Columbiana County, OH - Mahoning County, OH - Trumbull County, OH “Membership is available to anyone who lives, works, worships or attends school in Mahoning, Trumbull and Columbiana counties.” > [source ↗](https://www.asecu.com/become-a-member) ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of school employees in Mahoning, Trumbull and Columbiana Counties “as well as all school employees in Mahoning, Trumbull and Columbiana Counties are eligible for membership.” > [source ↗](https://www.asecu.com/become-a-member) - Employee of school employees in Mahoning, Trumbull and Columbiana Counties - Employee of GM Lordstown “We also serve GM Lordstown” > [source ↗](https://www.asecu.com/become-a-member) - Employee of GM Lordstown - Belongs to school (as written on the source page) “all school employees in Mahoning, Trumbull and Columbiana Counties are eligible for membership.” > [source ↗](https://www.asecu.com/become-a-member) - Employee of school (class, not a named organization) ### Schools 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of Youngstown State University (as written on the source page) “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Student at Youngstown State University - Alumni of Youngstown State University (as written on the source page) “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Alumnus of Youngstown State University - School employee of Youngstown State University (as written on the source page) “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Employee of Youngstown State University - Student of Youngstown State University “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Student at Youngstown State University - Alumni of Youngstown State University “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Alumnus of Youngstown State University - School employee of Youngstown State University “Students, alumni, faculty and staff of Youngstown State University” > [source ↗](https://www.asecu.com/become-a-member) - Employee of Youngstown State University ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Membership is also available to family members of members.” > [source ↗](https://www.asecu.com/become-a-member) - Family member of a member - Family of a member family “Membership is also available to family members of members.” > [source ↗](https://www.asecu.com/become-a-member) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Associated School Employees Credit Union? Yes No ## Work at Associated School Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Associated School Employees Credit Union ranks against Ohio peers. - See which AI assistants fetched Associated School Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=associated-school-employees&state=ohio&code=OH&name=Associated%20School%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Associated School Employees Credit Union offer? Associated School Employees Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Associated School Employees Credit Union rates updated? RateAPI verifies Associated School Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Associated School Employees Credit Union's rate data? Rate data is collected directly from Associated School Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Associated School Employees Credit Union's auto, boat & motorcycle loan rates? As of November 12, 2026, Associated School Employees Credit Union offers vehicle loans from 6.26% APR. ### What is Associated School Employees Credit Union's best CD rate? As of November 12, 2026, Associated School Employees Credit Union offers savings and certificate (CD) yields up to 0.05% APY. ### Who can join Associated School Employees Credit Union? Associated School Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 23 published membership paths covering 3 counties, 3 employers and 6 schools for Associated School Employees Credit Union, each quoted from Associated School Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Associated School Employees Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.asecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Associated School Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Associated School Employees Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /associated-school-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Associated School Employees Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/associated-school-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp