University

grand forks, North Dakota
Last verified: July 10, 2026

As of July 10, 2026, University offers a share_certificate mortgage at 2.65% APR (2.62% rate, 0 points). Auto loans available from 5.24% APR. Personal loan rates from 8.95% APR.

Source: RateAPI.dev, verified from University's official website

Mortgage Rates

Rates as of July 10, 2026

share_certificate
2.650% APR
Rate2.620%
Points0
Two Year Term Share Certificate
share_certificate
3.000% APR
Rate2.970%
Points0
One Year Term Share Certificate
share_certificate
3.300% APR
Rate3.260%
Points0
Six Month Term Share Certificate

Auto Loan Rates

Rates as of July 10, 2026

auto_any_36mo
5.240% APR
Rate5.240%
[PROMOTIONAL] New and Used Models 2019 and Newer - Up to 36 months
auto_any_36mo
5.240% APR
Rate5.240%
[PROMOTIONAL] Vehicles: 2019 and Newer Models - Up to 36 months
auto_any_60mo
5.500% APR
Rate5.500%
[PROMOTIONAL] New and Used Models 2019 and Newer - Up to 60 months
auto_any_60mo
5.500% APR
Rate5.500%
[PROMOTIONAL] Vehicles: 2019 and Newer Models - Up to 60 months
auto_any_84mo
5.750% APR
Rate5.750%
[PROMOTIONAL] New and Used Models 2019 and Newer - Up to 84 months
auto_any_84mo
5.750% APR
Rate5.750%
[PROMOTIONAL] Vehicles: 2019 and Newer Models - Up to 84 months
auto_used_36mo
8.500% APR
Rate8.500%
[PROMOTIONAL] Used Models 2018 and older - Up to 36 months
auto_any_36mo
8.500% APR
Rate8.500%
[PROMOTIONAL] Vehicles: 2018 and Older Models - Up to 36 months
auto_used_60mo
9.000% APR
Rate9.000%
[PROMOTIONAL] Used Models 2018 and older - Up to 60 months
auto_used_84mo
9.500% APR
Rate9.500%
[PROMOTIONAL] Used Models 2018 and older - Up to 84 months

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
8.950% APR
Rate8.950%
[PROMOTIONAL] Unsecured (signature) Loans
personal
12.450% APR
Rate12.450%
[PROMOTIONAL] Overdraft Protection Loan

Frequently Asked Questions

What rates does University offer?

University currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are University rates updated?

RateAPI verifies University's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get University's rate data?

Rate data is collected directly from University's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is University's mortgage rate?

As of July 10, 2026, University offers a share_certificate mortgage at 2.65% APR.

What is University's auto loan rate?

As of July 10, 2026, University offers auto loans from 5.24% APR.

Related Rate Data

Compare University's rates against national credit-union benchmarks.

More North Dakota credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for University
curl "https://api.rateapi.dev/credit-unions/north-dakota/university" \
  -H "Authorization: Bearer YOUR_API_KEY"
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