Town and Country Auto Loan, HELOC, Personal Loan & Credit Card Rates & Who Can Join

Auto loans available from 2.99% APR. HELOC rates from 5.49% APR. Personal loan rates from 11.74% APR. Credit card rates from 3% APR.
Source: RateAPI.dev, verified from Town and Country's official website

Who Can Join Town and Country

Membership eligibility from Town and Country's own published criteria. How we verify this.

Community charter: live/work in Minot, ND

LocationND

Cost to join: About $5.

Verified from Town and Country's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto

2.990% APR

Rate2.990%

[PROMOTIONAL] First Car Loan

auto

3.990% APR

Rate3.990%

[PROMOTIONAL] Auto Loans

credit_card_student

4.900% APR

Rate4.900%

Visa Classic Student®

auto

6.490% APR

Rate6.490%

[PROMOTIONAL] ATV & Snowmobile Loans

auto

6.490% APR

Rate6.490%

[PROMOTIONAL] Boat, Camper, & RV Loans

auto

6.490% APR

Rate6.490%

[PROMOTIONAL] Motorcycle Loans

credit_card_platinum

9.900% APR

Rate9.900%

Visa Signature®

credit_card

10.900% APR

Rate10.900%

Visa Classic®

HELOC Rates

Rates as of July 10, 2026

heloc_fixed

5.490% APR

Rate5.490%

[PROMOTIONAL] Home Equity Loan

heloc_variable

6.500% APR

Rate6.500%

[PROMOTIONAL] Home Equity Line of Credit

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured

11.740% APR

Rate11.740%

[PROMOTIONAL] Unsecured Loan

Credit Card Rates

Rates as of July 10, 2026

savings

3.000% APR

Rate3.000%

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Frequently Asked Questions

What rates does Town and Country offer?

Town and Country currently offers auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Town and Country rates updated?

RateAPI verifies Town and Country's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Town and Country's rate data?

Rate data is collected directly from Town and Country's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Town and Country's auto loan rate?

As of July 10, 2026, Town and Country offers auto loans from 2.99% APR.

Related Rate Data

Compare Town and Country's rates against national credit-union benchmarks.

More North Dakota credit unions Auto loan rate benchmark HELOC rates Personal loan rates Credit card rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Town and Country
curl "https://api.rateapi.dev/credit-unions/north-dakota/town-and-country" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude