--- title: "Tel-U-Watt Credit Union Rates & Who Can Join - North Dakota" description: "Tel-U-Watt Credit Union is a credit union in North Dakota. Rate data is being verified. See who can join Tel-U-Watt Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-dakota/tel-u-watt" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Tel-U-Watt Credit Union Rates & Who Can Join - North Dakota No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Tel-U-Watt Credit Union is a credit union in North Dakota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/tel-u-watt) , verified from [Tel-U-Watt Credit Union's official website](http://www.teluwatt.com/) Loading branch locator… ## About Tel-U-Watt Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 341 Assets $5.5M Founded 1935 Locations reported 1 NCUA charter 146 Charter type Federal credit union ### Services and member support - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Town and Country** Trinity · Minot · ND · 58701 About 3.6 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) [**North Star Community** S Broadway Minot · Minot · ND · 58701-6505 About 5.0 miles away](https://rateapi.dev/credit-unions/north-dakota/north-star-community) [**Affinity First** Aspire Community Credit Union · Minot · ND · 58701 About 5.5 miles away](https://rateapi.dev/credit-unions/north-dakota/affinity-first) [**Aspire Community** MAIN OFFICE · MINOT · ND · 58701-5933 About 5.5 miles away](https://rateapi.dev/credit-unions/north-dakota/aspire-community) [**Minot Area Schools** Minot Area Schools Federal Credit Union · Minot · ND · 58701 About 6.5 miles away](https://rateapi.dev/credit-unions/north-dakota/minot-area-schools) [**Credit Union 1** Minot · Minot · ND · 58703 About 8.2 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Tel-U-Watt Credit Union Membership eligibility from Tel-U-Watt Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Tel-U-Watt Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer SRT Communications, Xcel Energy Verified from [Tel-U-Watt Credit Union's membership page](http://www.teluwatt.com/tfcu/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Tel-U-Watt Credit Union Employers 2 · Family 2 4 published paths to membership, last verified August 27, 2026, quoted from Tel-U-Watt Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of SRT Communications “Current membership is open to SRT and Xcel Energy employees” > [source ↗](http://www.teluwatt.com/) - Employee of SRT Communications - Employee of Xcel Energy “Current membership is open to SRT and Xcel Energy employees” > [source ↗](http://www.teluwatt.com/) - Employee of Xcel Energy ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Current membership is open to SRT and Xcel Energy employees and their immediate family.” > [source ↗](http://www.teluwatt.com/) - Family member of a member - Family of a member spouse, child “Membership is open to eligible employees, their spouse, and children.” > [source ↗](http://www.teluwatt.com/tfcu/membership/) - Family member (spouse, child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Tel-U-Watt Credit Union? Yes No ## Work at Tel-U-Watt Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tel-U-Watt Credit Union ranks against North Dakota peers. - See which AI assistants fetched Tel-U-Watt Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tel-u-watt&state=north-dakota&code=ND&name=Tel-U-Watt%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Tel-U-Watt Credit Union offer? Tel-U-Watt Credit Union is a credit union in North Dakota. Rate data is currently being verified. ### How often are Tel-U-Watt Credit Union rates updated? RateAPI verifies Tel-U-Watt Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Tel-U-Watt Credit Union's rate data? Rate data is collected directly from Tel-U-Watt Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Tel-U-Watt Credit Union? Tel-U-Watt Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers for Tel-U-Watt Credit Union, each quoted from Tel-U-Watt Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Tel-U-Watt Credit Union's rates against national credit-union benchmarks. [More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://www.teluwatt.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Tel-U-Watt Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Tel-U-Watt Credit Union curl "https://api.rateapi.dev/credit-unions/north-dakota /tel-u-watt " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Tel-U-Watt Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-dakota/tel-u-watt Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp