---
title: "Riverfork Credit Union Rates - North Dakota"
description: "Current auto loan, and personal loan rates from Riverfork Credit Union in North Dakota. Updated daily with source verification. See who can join Riverfork Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/north-dakota/riverfork"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Riverfork Credit Union Rates - North Dakota

### Auto & vehicle rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up To 60 Months Financing** auto_any_60mo |  — APR |  4.800% |  60 mo |  Standard |
| **Up To 48 Months Financing** auto_any_48mo |  — APR |  5.000% |  48 mo |  Standard |
| **Up to 60 months financing Over $25,000 - Up to 72 months financing New = never titled AND less than 5,000 miles** auto_new_60mo |  — APR |  5.000% |  60 mo · new |  Standard |
| **Up to 36 months financing** auto_any_36mo |  — APR |  6.950% |  36 mo |  Standard |
| **Up To 36 Months Financing** auto_any_36mo |  — APR |  7.950% |  36 mo |  Standard |
Riverfork Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Share secured (shares are pledged as collateral)** personal_secured |  — APR |  2.200% |  — |  Context only |
| **Up to 24 months financing Maximum unsecured loan is one month s gross income** personal_unsecured_24mo |  — APR |  13.450% |  24 mo |  Standard |
Riverfork Credit Union personal loan rates as of November 12, 2026

### Other rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up to 60 months financing** other |  — % |  6.200% |  — |  Standard |
Riverfork Credit Union other rates as of November 12, 2026

Riverfork Credit Union is a credit union in North Dakota. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/riverfork) , verified from [Riverfork Credit Union's official website](https://www.riverforkfcu.org/)

Loading branch locator…

## About Riverfork Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.1K

Assets

$31M

Founded

1959

Locations reported

4

NCUA charter

13067

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Financial counseling
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**University** Campus Office · Grand Forks · ND · 58203 Branch in the same ZIP](https://rateapi.dev/credit-unions/north-dakota/university) [**Northern Valley** Northern Valley FCU · Grand Forks · ND · 58201 About 5.8 miles away](https://rateapi.dev/credit-unions/north-dakota/northern-valley) [**First Community** Branch - Grand Forks 32nd · Grand Forks · ND · 58201 About 7.0 miles away](https://rateapi.dev/credit-unions/north-dakota/first-community) [**Postal Family** BRANCH · GRAND FORKS · ND · 58208-6321 About 7.2 miles away](https://rateapi.dev/credit-unions/north-dakota/postal-family) [**Med Park** Med Park Credit Union · Grand Forks · ND · 58201 About 7.6 miles away](https://rateapi.dev/credit-unions/north-dakota/med-park) [**Service** Grand Forks AFB Branch · Grand Forks Afb · ND · 58204-1020 About 9.6 miles away](https://rateapi.dev/credit-unions/new-hampshire/service)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Riverfork Credit Union

Membership eligibility from Riverfork Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Riverfork Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location grand forks — ND, MN
- Employer Riverfork Federal Credit Union, City of Grand Forks, Park District of Grand Forks, County of Grand Forks, State of North Dakota, Aatrix Software, Inc., City of East Grand Forks, Red River Valley Community Action, Northern Tier Seed Company, Rhino Contracting, Development Homes Inc., Farroh Law Office, Home of Economy, Minnkota Power Cooperative, Nodak Electric Cooperative, North Dakota Mill and Elevator, US Waste, Young Manufacturing, Inc., P.D. Sproule co., Sproule Farms

Verified from [Riverfork Credit Union's membership page](https://www.riverforkfcu.org/about-us/membership) . Final membership determination is always made by the credit union.

## Membership rules for Riverfork Credit Union

Employers 48 · Family 4

52 published paths to membership, last verified August 27, 2026, quoted from Riverfork Credit Union’s own published criteria.

### Employers 48

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of Riverfork Federal Credit Union

“Employees of this credit union”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Riverfork Federal Credit Union
  - Employee of City of Grand Forks
  - Work Location Grand Forks, North Dakota (as written on the source page)

“Employees of the City of Grand Forks and of the Park District of Grand Forks who work in Grand Forks, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of City of Grand Forks and Works at Grand Forks, North Dakota
  - Employee of Park District of Grand Forks
  - Work Location Grand Forks, North Dakota (as written on the source page)

“Employees of the City of Grand Forks and of the Park District of Grand Forks who work in Grand Forks, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Park District of Grand Forks and Works at Grand Forks, North Dakota
  - Employee of County of Grand Forks
  - Work Location Grand Forks County, North Dakota (as written on the source page)

“Employees of the County of Grand Forks who work in Grand Forks County, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of County of Grand Forks and Works at Grand Forks County, North Dakota
  - Employee of State of North Dakota
  - Work Location County of Grand Forks

“Employees of the State of North Dakota who work in the County of Grand Forks”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of State of North Dakota and Works at County of Grand Forks
  - Employee of Aatrix Software, Inc.
  - Works in city:ND:grand forks

“Employees of the following entities who work in or are supervised from Grand Forks, North Dakota: Aatrix Software, Inc.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Aatrix Software, Inc. and Works in Grand Forks, ND
  - Employee of City of East Grand Forks
  - Work Location East Grand Forks, Minnesota (as written on the source page)

“Employees of the City of East Grand Forks who work in East Grand Forks, Minnesota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of City of East Grand Forks and Works at East Grand Forks, Minnesota
  - Employee of Red River Valley Community Action
  - Works in city:ND:grand forks

“Employees and directors of Red River Valley Community Action (formerly Quad County Community Action Agency) who work in or are supervised from Grand Forks, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Red River Valley Community Action and Works in Grand Forks, ND
  - Employee of Northern Tier Seed Company
  - Works in city:ND:grand forks

“Employees of the following entities who work in Grand Forks, North Dakota: Northern Tier Seed Company”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Northern Tier Seed Company and Works in Grand Forks, ND
  - Employee of Rhino Contracting
  - Works in city:ND:grand forks

“Employees of Rhino Contracting who work in Grand Forks, North Dakota.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Rhino Contracting and Works in Grand Forks, ND
  - Employee of City of Grand Forks
  - Works in city:ND:grand forks

“Employees of the City of Grand Forks and of the Park District of Grand Forks who work in Grand Forks, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of City of Grand Forks and Works in Grand Forks, ND
  - Employee of Park District of Grand Forks
  - Works in city:ND:grand forks

“Employees of the City of Grand Forks and of the Park District of Grand Forks who work in Grand Forks, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Park District of Grand Forks and Works in Grand Forks, ND
  - Employee of County of Grand Forks
  - Works in county:ND:grand forks

“Employees of the County of Grand Forks who work in Grand Forks County, North Dakota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of County of Grand Forks and Works in Grand Forks County, ND
  - Employee of State of North Dakota
  - Works in county:ND:grand forks

“Employees of the State of North Dakota who work in the County of Grand Forks”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of State of North Dakota and Works in Grand Forks County, ND
  - Employee of Aatrix Software, Inc.

“Aatrix Software, Inc.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Aatrix Software, Inc.
  - Employee of Development Homes Inc.

“Development Homes Inc.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Development Homes Inc.
  - Employee of Farroh Law Office

“Farroh Law Office”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Farroh Law Office
  - Employee of Home of Economy

“Home of Economy”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Home of Economy
  - Employee of Minnkota Power Cooperative

“Minnkota Power Cooperative”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Minnkota Power Cooperative
  - Employee of Nodak Electric Cooperative

“Nodak Electric Cooperative”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Nodak Electric Cooperative
  - Employee of North Dakota Mill and Elevator

“North Dakota Mill and Elevator”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of North Dakota Mill and Elevator
  - Employee of US Waste

“US Waste (formerly Vern’s Refuse Service/RPN, Inc.)”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of US Waste
  - Employee of Young Manufacturing, Inc.

“Young Manufacturing, Inc.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Young Manufacturing, Inc.
  - Employee of City of East Grand Forks
  - Works in city:MN:east grand forks

“Employees of the City of East Grand Forks who work in East Grand Forks, Minnesota”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of City of East Grand Forks and Works in East Grand Forks, MN
  - Employee of Northern Tier Seed Company

“Northern Tier Seed Company”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Northern Tier Seed Company
  - Retired employee of Northern Tier Seed Company

“Northern Tier Seed Company”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Northern Tier Seed Company
  - Employee of P.D. Sproule co.

“P.D. Sproule co.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of P.D. Sproule co.
  - Retired employee of P.D. Sproule co.

“P.D. Sproule co.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of P.D. Sproule co.
  - Employee of Sproule Farms

“Sproule Farms”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Employee of Sproule Farms
  - Retired employee of Sproule Farms

“Sproule Farms”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Sproule Farms
  - Retired employee of Rhino Contracting
  - Works in city:ND:grand forks

“Employees of Rhino Contracting who work in Grand Forks, North Dakota.”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Rhino Contracting and Works in Grand Forks, ND
  - Retired employee of Riverfork Federal Credit Union

“Employees of this credit union”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Riverfork Federal Credit Union
  - Retired employee of City of Grand Forks

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of City of Grand Forks
  - Retired employee of Park District of Grand Forks

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Park District of Grand Forks
  - Retired employee of County of Grand Forks

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of County of Grand Forks
  - Retired employee of State of North Dakota

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of State of North Dakota
  - Retired employee of Aatrix Software, Inc.

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Aatrix Software, Inc.
  - Retired employee of Development Homes Inc.

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Development Homes Inc.
  - Retired employee of Farroh Law Office

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Farroh Law Office
  - Retired employee of Home of Economy

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Home of Economy
  - Retired employee of Minnkota Power Cooperative

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Minnkota Power Cooperative
  - Retired employee of Nodak Electric Cooperative

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Nodak Electric Cooperative
  - Retired employee of North Dakota Mill and Elevator

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of North Dakota Mill and Elevator
  - Retired employee of US Waste

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of US Waste
  - Retired employee of Young Manufacturing, Inc.

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Young Manufacturing, Inc.
  - Retired employee of City of East Grand Forks

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of City of East Grand Forks
  - Retired employee of Red River Valley Community Action

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Red River Valley Community Action
  - Retired employee of Rhino Contracting

“Persons retired as pensioners or annuitants from the above employment”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Retiree of Rhino Contracting

### Family 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Family member (spouse) of a member
  - Family of a member household member, spouse, child, sibling, parent, grandparent, grandchild

“Members of their household or immediate families - includes spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relatives”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Family member (household member, spouse, child, sibling, parent, grandparent, grandchild) of a member
  - Family Of Deceased surviving spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Family member (surviving spouse) of a deceased eligible person
  - Family of a member household member, spouse, child, sibling, parent, grandparent, grandchild, relative

“Members of their household or immediate families - includes spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relatives”

> [source ↗](https://www.riverforkfcu.org/about-us/membership)

- Family member (household member, spouse, child, sibling, parent, grandparent, grandchild, relative) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Riverfork Credit Union? Yes No

## Work at Riverfork Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Riverfork Credit Union ranks against North Dakota peers.

- See which AI assistants fetched Riverfork Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in North Dakota
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=riverfork&amp;state=north-dakota&amp;code=ND&amp;name=Riverfork%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Riverfork Credit Union offer?

Riverfork Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Riverfork Credit Union rates updated?

RateAPI verifies Riverfork Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Riverfork Credit Union's rate data?

Rate data is collected directly from Riverfork Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Riverfork Credit Union?

Riverfork Credit Union publishes its membership criteria on its own website. RateAPI tracks 52 published membership paths covering 48 employers for Riverfork Credit Union, each quoted from Riverfork Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Riverfork Credit Union's rates against national credit-union benchmarks.

[More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.riverforkfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Riverfork Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Riverfork Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota /riverfork " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Riverfork Credit Union locations

Search, filter, and browse all 4 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/north-dakota/riverfork
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
