--- title: "F.f.e. Credit Union: #1 New Auto Loan in North Dakota" description: "F.f.e. Credit Union has the lowest tracked new-car loan rate in North Dakota (3.99% APR) among 7 credit unions we verify. F.f.e. Credit Union rates today: auto loans from 3.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join F.f.e. Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/north-dakota/ffe" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # F.f.e. Credit Union: #1 New Auto Loan in North Dakota ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New-Never Titled Vehicles** auto_new | 3.990% APR | 3.990% | new | Standard | | **Used Auto Loan (2022–2025)** auto_used | 4.990% APR | 4.990% | used | Standard | F.f.e. Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 11.750% | — | Standard | F.f.e. Credit Union personal loan rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Other Secured (Recreation)** other | 4.990% % | 4.990% | — | Standard | F.f.e. Credit Union other rates as of November 12, 2026 Auto loans available from 3.99% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/ffe) , verified from [F.f.e. Credit Union's official website](https://ffe-fcu.org/) Best product position **#1 of 7** new-car loan Gap to state best **0 bp** State market leader Vs. state median **101 bp better than median** new-car loan Products ranked **1** across tracked North Dakota markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 3.99% | #1 of 7 · lowest in North Dakota | State market leader | 101 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim F.f.e. Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=ffe&state=north-dakota&code=ND&name=F.f.e.%20Credit%20Union) Loading branch locator… ## About F.f.e. Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 442 Assets $3.5M Founded 1954 Locations reported 1 NCUA charter 9102 Charter type Federal credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Empeople** Fargo · Fargo · ND · 58102 About 1.7 miles away](https://rateapi.dev/credit-unions/illinois/empeople) [**United Savings** NORTH BRANCH · FARGO · ND · 58102 About 1.9 miles away](https://rateapi.dev/credit-unions/north-dakota/united-savings) [**First Community** Branch - Fargo Northland · Fargo · ND · 58102 About 3.0 miles away](https://rateapi.dev/credit-unions/north-dakota/first-community) [**Fargo Public Schools** Fargo Public Schools FCU · Fargo · ND · 58102 About 3.1 miles away](https://rateapi.dev/credit-unions/north-dakota/fargo-public-schools) [**Fargo Va** Fargo VA Federal Credit Union · Fargo · ND · 58102-2417 About 3.1 miles away](https://rateapi.dev/credit-unions/north-dakota/fargo-va) [**Town and Country** Sanford · Fargo · ND · 58122-4520 About 3.8 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join F.f.e. Credit Union Membership eligibility from F.f.e. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on F.f.e. Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [F.f.e. Credit Union's membership page](https://ffe-fcu.org/membership) . Final membership determination is always made by the credit union. ## Work at F.f.e. Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where F.f.e. Credit Union ranks against North Dakota peers. - See which AI assistants fetched F.f.e. Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in North Dakota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ffe&state=north-dakota&code=ND&name=F.f.e.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does F.f.e. Credit Union offer? F.f.e. Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are F.f.e. Credit Union rates updated? RateAPI verifies F.f.e. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get F.f.e. Credit Union's rate data? Rate data is collected directly from F.f.e. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are F.f.e. Credit Union's auto loan rates? As of November 12, 2026, F.f.e. Credit Union offers auto loans from 3.99% APR. ### Who can join F.f.e. Credit Union? F.f.e. Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare F.f.e. Credit Union's rates against national credit-union benchmarks. [More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ffe-fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track F.f.e. Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for F.f.e. Credit Union curl "https://api.rateapi.dev/credit-unions/north-dakota /ffe " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## F.f.e. Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/north-dakota/ffe Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp