---
title: "Fargo Va Credit Union Rates - North Dakota"
description: "Current heloc, personal loan, credit card, and savings &amp; cd rates from Fargo Va Credit Union in North Dakota. Updated daily with source verification. See who can join Fargo Va Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/north-dakota/fargo-va"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Fargo Va Credit Union Rates - North Dakota

### HELOC rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Featured Rates (Home Equity)** heloc |  — APR |  6.000% |  — |  Standard |
Fargo Va Credit Union heloc rates as of November 13, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Featured Rates (Share Secured)** personal_secured |  — APR |  2.500% |  — |  Standard |
Fargo Va Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Featured Rates (VISA Credit Card)** credit_card |  — APR |  11.500% |  — |  Standard |
Fargo Va Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **12-Month Certificate** share_certificate_12mo |  — APY |  4.00% |  12 mo |  Standard |
Fargo Va Credit Union savings & cd rates as of November 13, 2026

Fargo Va Credit Union is a credit union in North Dakota. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/north-dakota/fargo-va) , verified from [Fargo Va Credit Union's official website](https://www.fargovafcu.org/)

Loading branch locator…

## About Fargo Va Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.5K

Assets

$14.2M

Founded

1935

Locations reported

1

NCUA charter

288

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Empeople** Fargo · Fargo · ND · 58102 About 1.7 miles away](https://rateapi.dev/credit-unions/illinois/empeople) [**United Savings** NORTH BRANCH · FARGO · ND · 58102 About 1.9 miles away](https://rateapi.dev/credit-unions/north-dakota/united-savings) [**First Community** Branch - Fargo Northland · Fargo · ND · 58102 About 3.0 miles away](https://rateapi.dev/credit-unions/north-dakota/first-community) [**Fargo Public Schools** Fargo Public Schools FCU · Fargo · ND · 58102 About 3.1 miles away](https://rateapi.dev/credit-unions/north-dakota/fargo-public-schools) [**Town and Country** Sanford · Fargo · ND · 58122-4520 About 3.8 miles away](https://rateapi.dev/credit-unions/north-dakota/town-and-country) [**F.f.e.** FFE Federal Credit Union · Fargo · ND · 58102-4727 About 4.0 miles away](https://rateapi.dev/credit-unions/north-dakota/ffe)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Fargo Va Credit Union

Membership eligibility from Fargo Va Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Fargo Va Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Veterans Administration Medical and Regional Office Center, Department of Veterans Affairs, University of North Dakota
- Association Arthur W. Jones VFW Post No. 7564, Francis J. Beaton Disabled Veterans Chapter #1, Roy Chandler VFW Post No. 762

Verified from [Fargo Va Credit Union's membership page](https://www.fargovafcu.org/about-us/membership) . Final membership determination is always made by the credit union.

## Membership rules for Fargo Va Credit Union

Employers 4 · Associations 3 · Family 2

9 published paths to membership, last verified August 21, 2026, quoted from Fargo Va Credit Union’s own published criteria.

### Employers 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Fargo VA Federal Credit Union

“Employees of this credit union”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Employee of Fargo VA Federal Credit Union
  - Employee of University of North Dakota
  - Work Location University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota (as written on the source page)

“Employees of the University of North Dakota who work at the University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Employee of University of North Dakota and Works at University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota
  - Employee of Veterans Administration Medical and Regional Office Center
  - Works in city:ND:fargo

“Employees of the Veterans Administration Medical and Regional Office Center who work in or are supervised from Fargo, North Dakota.”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Employee of Veterans Administration Medical and Regional Office Center and Works in Fargo, ND
  - Employee of Department of Veterans Affairs
  - Works in city:ND:fargo

“Veterans Service Officers, State Representatives of the Department of Veterans Affairs and their secretaries whose offices are located in Fargo, North Dakota or Moorhead, Minnesota”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Employee of Department of Veterans Affairs and Works in Fargo, ND

### Associations 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Arthur W. Jones VFW Post No. 7564

“Members of the Arthur W. Jones VFW Post No. 7564 in West Fargo, ND”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Member of Arthur W. Jones VFW Post No. 7564
  - Member of Francis J. Beaton Disabled Veterans Chapter #1

“Members of the Francis J. Beaton Disabled Veterans Chapter #1 in Fargo, ND”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Member of Francis J. Beaton Disabled Veterans Chapter #1
  - Member of Roy Chandler VFW Post No. 762

“Members of the Roy Chandler VFW Post No. 762 in Fargo, ND”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Member of Roy Chandler VFW Post No. 762

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Family member (spouse) of a member
  - Family of a member spouse, parent, child, sibling, grandparent, grandchildren, household member

“Members of their immediate families or households”

> [source ↗](https://www.fargovafcu.org/about-us/membership)

- Family member (spouse, parent, child, sibling, grandparent, grandchildren, household member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Fargo Va Credit Union? Yes No

## Work at Fargo Va Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fargo Va Credit Union ranks against North Dakota peers.

- See which AI assistants fetched Fargo Va Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in North Dakota
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=fargo-va&amp;state=north-dakota&amp;code=ND&amp;name=Fargo%20Va%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Fargo Va Credit Union offer?

Fargo Va Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Fargo Va Credit Union rates updated?

RateAPI verifies Fargo Va Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Fargo Va Credit Union's rate data?

Rate data is collected directly from Fargo Va Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Fargo Va Credit Union?

Fargo Va Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 4 employers and 3 associations for Fargo Va Credit Union, each quoted from Fargo Va Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Fargo Va Credit Union's rates against national credit-union benchmarks.

[More North Dakota credit unions](https://rateapi.dev/credit-unions/north-dakota) [North Dakota HELOC rate leaders](https://rateapi.dev/heloc-rates/north-dakota) [North Dakota personal loan leaders](https://rateapi.dev/personal-loan-rates/north-dakota) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.fargovafcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Fargo Va Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when North Dakota credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Fargo Va Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota /fargo-va " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Fargo Va Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/north-dakota/fargo-va
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
